I have ~80k sitting in a high-yield savings account, what other forms of investment can I look into that will allow the money to still be somewhat accessible if it comes down to it?

like
Posting as :
works at
You are currently posting as works at

Do you have an emergency fund?

Yep! I’ve got an additional 4 months income also in the hysa

Bonds

Related Posts

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

like

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

likeuplifting
like

Guys, what platform do you use to trade US stock?

like

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

like

How do I retire by next week? Need suggestions. Thank you. ✊ We in this together.

like

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

like

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

like

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

like

How do filmmakers find investors?

like

Has anyone here used infinite banking to fund their real estate investments? If so, could u share details about the policy design you got? Is there a way to tell how different insurance agents have different fees before engaging them in discussion?

like

Have you received the salary today? Got the mail now but no credit yet in account 😕

like

So. I plan to invest $100k new money and I want to know what stocks are looking the best. Esp considering future results from the vaccine...

like

Looking to buy a studio in NYC (~600k). How low should I go below asking price when making an offer (especially given that the price went down 5% two months ago)? I’m thinking 15% below asking. Location is okay, no view, and a month to month renter in place. Thoughts?

like

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

like

I have an exit opportunity but have 600$ in my commuter benefit account I lose after post 30 days leaving my current employer. Any creative ways to spend it? Uber pool is eligible, Amtrak, buses, etc.

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

like

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

like

More Posts

like

I come from a design-heavy background and have been guilty in the past of over-emphasizing aesthetics. What do you think is the proper balance with functionality? How do you think through this?

like

I took a job for a company that is remote, but has an office in Westwood so I'm thinking about moving to LA. Where should I consider living? I'm 28, fairly extroverted and active. I'm looking for places that are balanced in activities, bars, concerts and has some nature. Also would love to live in a newer or updated building if possible

like

Any recs for good gyms around South End or Back Bay? I’m a 27F, looking to get back into lifting but also I want options for personal training.

like

Hi Fishmates! Anyone working at VMware wishing to help me out with a referral? Thank you so much in advance!

like

Hi everyone! I’m trying to get into the tech field. I have some customer service experience with a tech company. I also have a certificate for IT support. Any leads or suggestions to get a job would be appreciated.

like

Through a lot of comp discussions I heard a lot of talk of “making you whole” when things get better. Am I drinking the kool-aid by believing this? Is this just meant to prevent further questions that the firm does not know the answer to?

like

Do you know there are fun pages on insta
with lot of relevant memes on MBBs, try
them! Start with Ben & co.

Is direct lending/private credit technically buy side?

like

Day traders, what do you use to trade?

like

Any ID attorneys get their CPCU? Trying to make myself more marketable as claims counsel or in-house for a carrier (not doing ID).

like

Anyone have case resources/want to prep cases together? Have an interview coming up with Bain.

Hi all,
Does anyone have any availability to case prep today? Based in ET and looking for someone relatively experienced. I’ve done/given around 20 cases

like

Anyone work for CSAA or any other AAA company? What do you do and how do you like it?

like

If my H1 is up for extension on July 2019, when should I initiate extension. Can I change my home city in that time period?

What is the value in professional certifications? ACCA, CFA, CIPD, etc.

like

Everyone likes me because I'm a doormat with no boundaries. I do anything and say anything to make people happy. I will think what you think I should think. Will you be my friend?

funnylikeuplifting

What is current salary band in various product based semiconductor companies?

Please tell us, since COVID started:

-weirdest thing you've eaten
-weirdest thing you've watched
-weidest thought you've had.

likehelpful

Does anybody work in a rule for a litigation finance or legal funding company who doesn't hail from a big law firm in background? Basically I have a lot of interest in the area have read a book about it in my free time and was wondering what sort of entry level opportunities I should be seeking.

like

Additional Posts in FIRE Financial Independence Retire Early

How would you rebalance, if at all? I haven't adjusted this in 12+ months.

Post Photo
like

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

like

Learned on the day of the deadline to enroll, that my partner's employer offers voluntary participation on a deferred compensation plan. First time I hear of such a benefit/option after working for years! Any general (i.e. not plan-specific) lessons-learned, gotchas, pointers to offer as we will have to quickly decide to enroll or not?

TIA!

like

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

like

Thoughts on staking crypto? What’s the safest way.

like

Red flag? I use TD's robo investor for my IRA and personal investment portfolio. I noticed it chooses the same ETFs, although potentially a different ratio. This seems that it's not properly diversified for long and mid term. Should I be concerned, or just let the investment fly?

like

Looking for a financial advisor to help us begin investing - any recommendations? Is $30K enough to start with?

like

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

like

If you could right now, would you buy a house in full cash or invest in the market?

like

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

like

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

like

Should I put $20K towards my student loan balance of $230K before the no-interest period ends or max out my 401k, which I have contributed nothing to this year. I’m 25. Employee matches 4%.

like

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

like

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

like

Do you count your car as part of your NW on Mint/other trackers?

like

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

like

Nyc couple with $0.5m in income who feels average

Post Photo
funnylike

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

like

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal