I have a debit balance of -$5 in my Vanguard traditional IRA money Market fund that I want to clear. How can I pay it off without “contributing to IRA” - don’t see any other options available for paying off the balance.

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If there are still funds in the account you can sell something or set dividends not to reinvest for a bit.

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Why would paying off this negative balance not be considered a contribution?

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It would be hence, as EY1 and AD suggested selling stock within the fund and directing proceeds to the settlement is the only option

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How do you have a -5 balanave in the fund? Have you traded recently?

No, I last traded 7 years ago. Haven’t looked at my funds until today. No idea how I have a negative balance

I would call vanguard. If it is a problem, can’t you just sell $5 of something in the account. That would go to settlement fund and get it to 0.

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