I have an allocation for three Harlan estate 2014 that I forgot about sitting at the vineyard. Anyone want to take it off my hands? They send fedex two day straight from Harlan so you won’t need to worry about provenance. Perfect for the upcoming holidays. They sell only off their mailing list. DM for offer on one or all three.

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Get a gut feeling this wasn’t a good deal.
Have you fixed or planning to? If yes, how many years and at what rate?

Since the Chase Freedom Unlimited gives 3% cash back on dining, does that mean you get more UR points that way vs. using the Chase Sapphire Preferred?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

How serious are the independence/investment declarations while joining Big4’s in the U.K.
My parents have a couple of minor investments in the stock market. Do I have to include my parents investments even if they are citizens of another country and invest only within that country?

Where are After-Tax 401(k) and employer contributions tracked by the IRS? It doesn’t look like they’re on W2. I know the employer + employee contributions have a $58,000 max for 2021. If I worked at two companies and had match + Roth + After-Tax exceed 58k, how would Uncle Sam know?

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Anyone knows what’s the best way to look up VC investment roadmap for maybe health tech or software focused VC firms?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

My highest role was a Director of Business Operations(85k), but I am looking to get into sales just want a higher income for my family. Any advice so I do not start at the bottom? Looking to start yesterday.

Any referrals would be greatly appreciated.

Building Wealth: has anyone ever bought property in Mexico, specifically Tulum area? If so, would you be willing to chat about it? I’m eyeing an investment property, but would like to know more about what, exactly, I’m getting myself into. Thanks.

Anyone have personal experience with Dimensional Funds? Looking for a financial advisor and it's interesting you can only buy their funds with a few select advisors.

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

Anyone thinking about buying a house in Philly right now or soon? Anything to keep in mind?

Have you received the salary today? Got the mail now but no credit yet in account 😕

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Wwyd if you were me: we have more cash than we need in savings account (not a ton more, but more than our usual emergency / buffer). Have $20k left on car loan at 3.5%. Normal I’d invest the extra cash and keep loans. But with markets and inflation as they are, should I just pay the loan off?

Hello everyone, I just moved to Toronto and looking for a job preferably as Enterprise Risk Management Specialist/Analyst. Any help would be appreciated!! YEO - 4 years.

Any thoughts on how to handle working with coworkers who are very friendly/well-liked by most but are utterly mediocre at what they do and just want to coast? Makes me feel like I’m the difficult one.

I’m in my 2nd year in audit. I want to pivot into management consulting within a big 4 or MBB. Has anyone seen someone make this lateral movement? I’m not sure how feasible that is and what steps to take. I’m also down to discuss further with whoever is comfortable in connecting.

Pro Tip:
Make it SOP to have a debrief session calendared directly after major meetings, can be 10 mins

Very specific to retail and/or hospitality in-house roles: has anyone found a good solution for predictive scheduling? Our retail division has one set of software for scheduling and one for payroll, and neither of them can handle predictive scheduling compliance issues unless they’re used for both the scheduling and payroll functions. I’m coming up empty on ideas for them to bridge the gap, but I’m also new to my compliance counsel role, so I would be overjoyed if anyone has suggestions.

What's your favorite example of a product that you don't understand how they even pitched it to the CEO? My current favorite is this bottle of water that says "lo cal." Hahaha

IAPP is such trash. Why does everyone recommend getting the CIPP certs when they mean nothing??

Hello, MSL grad student here, looking for externships 🙏

Is there any end/expiration date for DSARs? How are DSARs reconciled with record retention and deletion requirements?

So as a 30ish yo with a government/PE/tech background and CIPM/CIPP… I’m finding privacy work is just much easier and interesting than other kinds, but still pays plenty well.

Is it too late/inadvisable to go to law school to specifically aim for privacy work?

I just find some firms are unwilling to entertain the idea that anyone but a lawyer has anything relevant to contribute in this space…

I heard so much about minimum billable hours here by staff. I never saw that email. Is it inly for certain groups?

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Anyone knows what’s the best way to look up VC investment roadmap for maybe health tech or software focused VC firms?

New here! Can you please like my post :)

Just starting in cloud work, what certs would you recommend to start the learning process? AWS, Microsoft, Comptia etc…TIA!

Comforting others:
When someone tells me bad news regarding their health, I say everything I am supposed to say (I’m sorry to hear that, I’m here for you, etc) EXCEPT “everything is going to be ok”. Because I can’t guarantee that and I really don’t know if everything is going to be ok. I was taken aback recently when a friend told me I am calloused and cold-hearted for not being able to say those words. Is she right? Should I start saying this for the purposes of providing comfort only??

Hi Sharks,

I am a product owner and want to learn all aspects of product management and to transition as a product manager in leading Tech firms. I had completed my engineering and mba but never worked as a software engineer. I started my career in sales and am now working as a PO. So I lack technical knowledge as well. Can some experienced product manager guide me and PPL like me here on this fish bowl a step by step plan to achieve this goal. What courses we can join, what books to read

Had a really nice one yesterday - 2019 Torbreck Woodcutter’s Shiraz. Only $19 bucks!

Who on this bowl prefers white? Red?

Anybody getting in on Bordeaux 2020 futures?

Found a cool buying platform/service - Wine Text (Gary V)…made a few purchases already, solid bottles for sizable discount. Link below if folks want to give it a look/see how it works:

http://winetext.com?wrc=1b650796

Is there a method or source for keeping tabs on new wines/vintages and up-and-coming wineries?

Best wine app? Wanting to catalog the bottles I have, see stats, get notified when wine is coming up to drink (out of hold periods), etc.

What Napa wineries would everyone recommend? I’m looking to set up a vineyards

Do you ever buy bottles to hold/age them and resell?

What are you drinking this evening?

I’m looking at furthering my wine education. Should I take a wine making course or a somm-type tasting course first? Wondering if the order of one before the other would help build better foundation.

Anyone have any tips for visiting Sonoma on a budget. Trying to find a balance with the group we are going with where we still get to do tastings etc but don’t break the bank. Thanks!

I need a new rec on a consistently good daily red. $20-30/bottle price point - I tend to go for Sangiovese, Chianti, and Pinot Noir. Thoughts?

What to do when you’re with relatives and Prosecco is considered a suitable proxy for Champagne for NYE.

Opinions on 150-200 bottle wine refrigerators?
Am considering the artevino iii but having a hard time justifying the $850 difference to the wine enthusiast classic 150. Current collection is 65 bottles with majority benefiting from additional aging.