I have an opportunity to cash out on my house and make $300k no taxes since I’ve lived there as my primary for the past 2 years. I’d like to upgrade, but it seems rents on a new house are cheaper than buying one. For example, there’s a house for sale near me that would cost $6k a month to buy and is offered as a rental for $4,500. Most likely, it means that I’m moving from owning to renting, but I get a nice cash out that I can easily earn at least 4% on until the market turns. Would you do it?

Is ETH still a good investment?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

What percentage of your income do you save, invest and spend?

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

Program Manager Healthcare Foundation $85,000. Worth it? Or too low?

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Guys, what platform do you use to trade US stock?

Specific question for fish based in the UK.
Could you let me know what your employer contributions to your company pension scheme are?
For instance, they contribute half of your contribution up to a maximum of 3%. Before any tax incentives etc.
Interested to see the variances, it seems to be substantial from what I've seen. If it changes with level/seniority, please make that clear as well so we can differentiate between companywide averages and individual circumstances / positioning.

What are 72 and sunny and droga benefits? Looking for details on 401k like vesting periods, matching etc.

In case anyone needs help with their Tax returns, please feel free to DM me.

Personal finance book recommendations?

McK 🐟: Is it helpful if a Senior Partner from another part of the world puts in a referral (looking for role in the US)

If Kanye becomes president then I can get into MBB. All things are possible.

MBA admit here and have to put down a deposit soon, having serious cold feet right now due to the covid situation and potentially having to start virtually. Would love any perspective on how it's been particularly socially and what your schools' outlook on the fall is

To do an ERA or not before transfer is the question. My clinic said currently the recommendation is to only do an ERA with multiple transfer fails, but I’ve read about ERA’s for those with recurrent pregnancy loss as well. Anyone go through this experience?

Hi fishes,
Need your thoughts.
I am done with my client interview and it went well but they are asking me to come to gugaon location.
I am from Bangalore location.
I directly said to client that I can't since I have my family here.
When I inform this to my manager he is saying how come u say like this to client.according to kpmg policy u need to travel to anywhere to work.
This is not good right. What should be my reply to the client in such a case and how to handle manager on this?

Feel like I am potentially on the verge of developing tendonitis / carpal tunnel. I try to keep my (standing) desk ergonomically aligned but the reality is that I spend 8-14 hrs a day typing (and, probably, tense) and I’m concerned about rendering myself physically unable to do this job. Anyone dealt with this?

Curious to hear from the community, what is the best sales approach for enteprise? MEDDICC, MEDDPICC, Challenger Sale, Command of the message etc. Also, what approach do the major tech companies train their sales team on?

Let's say you work remotely full time in private/group practice. Mental health or Wellness.
What's your maximum client load for a week? 20? 30? ... 10?

I have a friend moving to North Carolina in a few months. Does anyone know what the salary range is for a Commercial Banker job grade 10 at Fifth Third?

How is work life balance?

Is it expected/normal to get pregnant spouse Mother’s Day gift?

Is there any requirement for salesforce guys?

Anyone joining Axtria as Analyst in August ? If yes did you recieve joining bonus mentioned in offer letter?( for me no joining bonus)
what is the lockin period for anniversary bonus for me (it is 24months for 2L)

Whereas for many people 50k joining bonus and 12 months lockin for 2 lakh

When I mailed them, they replied they have updated their policies. But again I am noticing people who r joining in aug, getting joining bonus ! What is going on

Hi fishes
A known of mine with 8 years of experience in a leading US Bank industry got an offer from

EXL as AVP/Engagement manager at credit for fintech clients (42+5 LPA)

and

Accenture strategy as Manager in operations for banking (40+3 LPA)

Which one should he go for?
Any suggestions?

What should be the average Senior software Engineer python salary??

Hi
I will be joining cisco bangalore soon
Can anyone share with me the holiday list for oct 2022
I need it to plan my travel
Just need to know if there's diwali holiday or not

Thanks

Trying to explain billable hrs to hubs. I billed 160 this month, which he said “is only 40 hr weeks” (true) - but how many hrs do you figure you “work” or are in the office to bill 150?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Any one knows what’s the easiest way to order a radon test for new construction?

Anyone take the WI Real Estate state exam? Any tips on what to study?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.