I have Approx ₹110,000 left after my monthly expenses. Please provide some investment opportunities(Long term) via SIP mostly and diversified so that it’s not too risky nor too safe (Balanced). Age 41, need for investment: to build retirement corpus ( in another 20yrs) and also earn returns as I accumulate. I’m open for Mutual Funds, FDs and Alternate Investments (P2P, Invoice financing etc). No crypto or direct equity/ options. Currently I am investing 58k pm via SIPs in index funds

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