What are some creative actions you took to instil good habits and get rid of bad habits? I asked Amex to block Uber eats from card..

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I deleted fb/Reddit/insta from my personal phone to discourage death scrolling. Even though I can easily reinstall, it actually works. I end up opening kindle instead

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Me too!

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Donations to something you hate when not meeting a goal:
When i dont go to the gym 3 times a week, i make a donation to the opposite party (or the rival team) that i vote.

Blocking app times:
You can limit the time expent on certain apps, specially social media.

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Well, kpmg1, thats the purpose. If i feel good doing it, i am not incentivated to go the gym.

I put my alarm clock inside my gym bag under my workout cloths / shoes on the other side of the room.

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It’s a volume 10 loop of Napalm Death - You Suffer.

I hear it.

Set up auto deposit into a general investment account. Gotta keep that checking/saving “low”.

I use my old, wiped clean 2nd phone for only my social media. So Instagram and Reddit. And I honestly forget to pick it up for up to a month at a time, and by then I’ll have to charge it if I really want it. I’ll go on guilt free and catch up for 2 hours, and then I repeat not using it for 3-5 weeks lol. It’s outta sight, outta mind. Took a few weeks to not muscle memory try to open the app, but now I don’t even think about it till my sister tells me to check something she’s sent me.

Oh I also auto deposit over 20% of my take home pay into savings or investment accounts. So I just live on a smaller budget than I have too, it’s great not even seeing the extra money in my account.

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Can everyone please share some of the things ways in which you earn passive income. I need an alternate source so bad.

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

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$2k into XLV or VHT?

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My boyfriend has been laid off due to Covid-19 and needs to break his lease (goes until May 2021). Any guidance from this group? He really cannot afford to pay rent as he has no family support

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Hi Fishes, what is the monthly salary for this? With 1.5L in 80c and 15k monthly rent and using previous employer’s pf. Please help.

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What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

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Hello all!

Am I correct in my understanding that:

Over a certain income ($76k as of 2021), a single person CANNOT make tax-free contributions to a traditional IRA if you have a workplace retirement plan?

In my example, I have a work 401k, and my adjusted gross income is over (or just about hovering) at the 76k limit. This means I can't make pre-tax contributions to a traditional IRA, so I should just go for a Roth?

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I worked with a Junior AD that skipped college and went straight to portfolio school. I was mad resentful of him at first, mostly because I wish I would have thought of that and saved $100K.

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Are consultants at MBB allowed to trade individual stocks? Or are they limited to mutual funds only? For example, can someone at McKinsey buy AAPL?

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What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

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What are the disadvantages of transferring my Accenture employee Alight managed retirement account to a "self directed" brokerage account at Alight Financials?

I was a little annoyed at the limited options available and was thinking of moving it over.

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Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

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Just got a little tipsy and impulse-bought a $2,000 82” tv. Hope it’s worth it.

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Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

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Living in Van. Previously lived in Toronto. Obviously rent prices are high as is cost of living. Generally go out and spend more often living in a city. Boyfriend and I on good salary but not saving much due to the above. Before we move home to our own country, we’d love to spend a year close to Vancouver where rent is cheaper, temptation is less, to save. A commute to Vancouver 1-2 times a month needs to be possible (his job). That can be a flight if it’s not crazy. Thoughts? Recommendations?

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Long term recommendations for ETFs buying in now? QQQ and VTI? Recommend any of the blue chips?

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My company uses ADP for retirement. It has a contribution allocation for just 401k and roth 401k. If I wanted to contribute to a traditional IRA does it need to be through ADP and if so how is that done?

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Anyone successfully use the $200 Amex hotel credit? The FHR and hotel collection redemptions are all pretty insane price wise. I’ve heard there are some good deals to be had in Vegas but looking for other options.

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How long did it take after getting your license to actually start making money?

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Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

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More Posts

Physician planning to go the industry route. Prefer early therapy development role (rather than liaison, safety, or business - for now)

For those who recruit:
-What do successful candidates have in common?
-What are fixable pitfalls for MDs transitioning to pharma?

For those who have done it:
-Are there any books or resources on this you found helpful?
-Mistakes you made that can be avoided?

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What is the responsibility of an OB hospitalist to advocate for or against sterilization (specifically tubal litigation) if any? I had a very controversial experience with an OB that made me wonder how much we should be trying to influence our patients' decisions "in their best interest." ETA: I'll share more details once I see some responses. I don't want to cloud anyone's gut-reaction opinion.

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Hi fishes, can you please help out.i have an offer of these companies. Which one to join for growth and learning?

Bajaj finserv , SBIcard , Cognizant, Evaluserve, or EXL services
for data science position .

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Any one got the offer letter from PWC AC (Bangalore) from last 1 week ? ...if yes then please let me know how much time they have taken after documentation. Many Thanks!PwC Pwc AC

Have an interview with Elliot management, anyone down to talk about what you know about the firm/ experiences?

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I moved from being customer service at a call center to doing it remotely from home, and it's such a game changer. I just sit around in my pajamas, relaxed. Has anyone else switched to 100% remote work?

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Hi Fishes

Please please please help me with the following:

What are the perks or benefits provided by SCB?
How is associate manager placed in the hierarchy?
What is the avg salary for associate manager?

TIA

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Anyone who has 2+ years of experience in Salesforce. There are openings in Accenture.

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Hi Guys,

Can I get some refferal for Cloud Automation fields : VCenter, Powershell, Azure...
Application Development : .net , C#, javascript, html, css...

Currently I am on notice period. With total experience of 3 years 10 months.

Also please give some idea of what CTC should I expect....

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Amazon Web Services Can someone refer me for operations manager position in Amazon Web Services Amazon ?

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Taking the SIE in 2 weeks! Any tips, tricks and encouraging words are welcome.

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A good consultant knows to predict the next move in a game of checkers. A great consultant knows that it's chess that we were playing all along.

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Which consulting firms are hiring for experienced Associate position? Have a friend who got laid off and looking for another job.

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31 F based in Chicago. Does anyone want to talk?

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I am applying to Microsoft Azure division for senior Sde role (8.5 yrs experience)
What will be expected CTC and how fast will be process?

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How is Microsoft's Customer Value Engineering team? How is the work culture, work life balance and growth opportunities?

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Hello Microsoft People,

are the hiring actually frozen for now, I was actually planning to apply for a few roles currently available.


Happy weekend everyone

Hello Underwater legends,

I've 3.9 YOE in iOS development, and looking for opportunity. References will be highly appreciated.

Thanks and regards,
Bhavesh

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Additional Posts in Consulting

J-dubs buckhead...anybody else??

🐠 Fam - What’s a good whiteboard solution for my home office? What do you use and from where do I get it? Thanks!

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Best consulting firms for the retail and CPG industries?

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Owe ~$4,500 in taxes for 2020. Anything I can do to reduce this amount? Going to contribute some extra money to 401k to get me to 19,500 for the year. Anything else?

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Recommendations for books that positively impacted you/broadened your perspective?

I’ll go first : Untamed, Crying in H Mart, Fahrenheit 451, Man’s Search For Meaning, How the Word is Passed

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Tired consultant in Tennessee on a super tiring Monday evening ( connection this am) eating by myself with more slides t block out before I call it a night.. This is the part of the job that I hate!

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What kind of career does a position like this set you up for? It seems networking heavy, would I be able to move to google/AWS/MSFT and be a solutions architect from a position like this or even open up my own company?

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Been reading some posts and it sounds like everyone dislikes DDV. Why is that? What are the genuine reasons?

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To the moon…Oh I mean back to earth. Sigh 😞

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What are some concrete reasons why someone in consulting would be fired, other than the obvious stupid things?

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lol |-O-| lol Watch out! Tie fighters incoming!!

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Looking for some book recommendations :)

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Veterans! How has your experience been with the Big 4 and serving your time in the Reserves or National Guard? Are they accommodating? has anyone frowned upon your obligation to serve once a month?

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A good consultant knows to predict the next move in a game of checkers. A great consultant knows that it's chess that we were playing all along.

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Which consulting firms are hiring for experienced Associate position? Have a friend who got laid off and looking for another job.

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Stupid question: do you get to alt-travel? Not fly home to your home office on the weekends, but use that budget to fly somewhere else?

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How is every fucker priority? And the non priority people...please stand in your own peasant line, do we ever crowd your way?

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All I want to do is curl up in bed with hot tea and a good book. Recommendations for if I ever achieve said dream?

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Are any top consulting firms hiring for experienced analysts currently? I know ACN and some others are cyclical for resources 2-3 years out of college, but I’m looking to make a move sooner than fall

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Ratings on three projects - 3,2,2. Utilization - 90%... Proposal hours - 15... Firm activities - 43 hrs... I then get a YE rating of 4 😕 ... How worried I should be regarding the layoffs???

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