I have been paying on my student loans for over 10 years but I still owe more than I started with because I can't get ahead of the interest. The estimate for paying off my loans is 57 years, I'll be paying on these loans for the rest of my life the way things are going. Why do we just accept that this is normal?

How much discretionary cash do you keep around?

Los Angeles, ACD (art), 34, $150k

Sorry, haven't been active here. What are we buying these days?

Do you guys think the Bay is a good city to retire in? I want to buy my parents a house closer to me but not sure if I want to move them here but it's either that or I leave

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

My SO and I are touring a home tomorrow that we’re considering purchasing. With COVID restrictions + high interest in the home, we only have a 15 minute time slot to tour it. Suggestions on what things we must check out given the time constraint? We’re first time home buyers, so want to make sure we don’t miss anything critical during our tour

Can anyone advise - if I did not file taxes for 2019 and 2020 is there a way I can file without receiving a penalty? I just didn’t file them no great reason. Nothing complicated and I probably owe a few hundred each year in fed taxes. Nothing crazy.

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

Whats the second source of income for a IT employee ?

Does anyone know a Shariah compliant mutual fund that won't violate Independence policies?

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Investment advice for a junior associate (with minimal research or effort). Young with minimal expenses, so open to any and all suggestions.

I bought my starter home recently. Want to dump everything else i saved into vti (will be about 70k). Would buy a forever home in say 5-6 years. 5 year time horizon is pretty safe right?

Investing newbie here trying to invest my hsa. Debating if I should do 100% on something like viix for simplicity or if I should diversify? If diversifying, what’s a recommended approach? Perhaps 2-4 funds? Many thanks for the help.

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

My firm doesn’t match my 401k — still worth opting in?

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

What’s the current timing of biometrics appointment after AOS filing?

On average, how long should it take to prepare a position statement to the EEOC? Including fact investigation.

Anyone find a reasonable flight around Thanksgiving? I’m looking for somewhere to go over the holiday for 5 nights or so.

Hi all! Can I open a bank account in India when I’m physically not in India?

I have observed that people on testing domain or frontend are getting better pay than other new tech domains like blockchain, cyber security, data sci etc(4-11yr exp) .
For less than 4 years experience new tech job gettig good pay but others getting very less.

In dev job Java, spring r etc getting better pay. Also some SAP consultant are also get paid high.
Is exp people in testing/frontend dev are less due to which they getting better pay than others with experience.
Based on fish posts*

If you're a vegan, do crossfit, and own bitcoin... which one of these things do you mention first when you introduce yourself to someone?

Please can anyone from Disney assist with a referral

Hey FishBowl Friends, so I’m currently trying to break into tech sales/FinTech and I feel that due to my previous work history, I might not look like the ideal candidate on paper but I’m an extremely fast learner and very coachable. I’ve been a manger at a gym, got my degree in finance, worked as a client advisor at a top 3 auto dealer in the nation and now I’m a project manager at a solar company. I really want something that’s remote and steady, any recommendations on how to spruce myself up?

Trap, trap money Jamie
JP got me in my feelings
Gotta close deals wit it

Tech companies who have gone remote since the pandemic: do you get a stipend for home internet or a mobile hot spot for when your home internet goes out? Some of my employees are having issues that directly impact their ability to join customer calls, but my company’s IT department doesn’t offer any support. Wondering if that’s still the norm.

Serious post.. I've been feeling really depressed lately but am apprehensive of going to a psychiatrist because I would prefer to stay off meds. Have any of you battled depression without medicating?

Hello! I’m litigator currently at a plaintiffs firm looking to go in-house. Has anyone here made a similar transition? Any tips on finding a good fit? I’m a little worried that going from plaintiff side to in house maybe difficult…I also have BL and clerkship experience so maybe it’s all in my head but any insights would be helpful.
Also! Thanks for creating this bowl!!🙏🏾🙌🏾🙇🏾‍♀️

confession:i regret not prioritizing finding a good partner when i was in my college/early career years and envy those who did. it's harder now mid-senior career because you have less time and it actually requires you put time and effort into finding a good relationship

What sort of equity stakes do management teams at PE-backed companies typically get?

I’m close to finalizing a deal with a startup that I’m really excited about. They’re asking me to create a contract for them to review - but I’ve always been given contracts from agencies/brands that I’ve revised.

Does anyone have a recommendation for a standard form that I can use as a base template?

How is the work in UST IBM project, anyone has idea? And Can UST pay 40lpa to lead 1 position?

Looking for a remote/hybrid/onsite (Calgary,Alberta) job for my boyfriend who got almost 5 years of experience in proposal writing, RFP, RFI and bid management for a civil engineering firm. He also got an MBA, non drinker, non smoker, clean driving abstract and very polite. He gave out tons of cv in indeed job posters for the past 5 months, ends up becoming the filler candidate, took a huge toll in his mental health and we are going through some very rough patches. Can anyone please kindly help?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Does having student loans impact your ability to get a mortgage?

If you could go back in time what would you tell yourself before taking out student loans?