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Didn’t even read the article but I googled “does csr cover Turo” and got here. Let the Google machine work for you next time
https://www.google.com/amp/s/thepointsguy.com/guide/turo-car-rental-insurance/amp/
You just need to call your credit card company and see what they consider a car rental agency. Most likely the answer is CSR won't cover any of it because Turo is peer to peer renting.