I have the Bonvoy card. Thinking of getting CSR - I know it is good for dining and travel, but I don’t dine out and travel is paid by ghost card. Is it not worth it in this case?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Confused about long term capital gains tax rate - are the brackets for how much capital gains you make in a year, or are the buckets determined by income?

Ie. If my income is over 40k do I pay 15%? Or do I only pay 15% if I realize >$40,000 in long term gains in a year?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Are the economy parking lots at ORD still open? Asking for my parents who will be traveling from the suburbs to the airport, and prefer to drive their own car.

Would love New Years recommendations within a 90 minute flight from Malaga, Spain. Leaning towards ski towns but open to other suggestions. Anyone have any recs? Thanks!

At what investment size should you typically start using fee only financial advisors?

Trying to find an investment property to rent out for about $300k - what are your recs for location ?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

What things *can you negotiate when purchasing a new car? What things *should you negotiate always? Any differences in negotiation approach when buying used? Seems like I can afford considerably less, given the current interest rates 😭 Currently financing a car at 1.9% and it's killing me to buy, but I've had nothing but issues with the used car I bought.

If you could buy a house in nyc, would you pick west village, Williamsburg, ues, uws, or Astoria?

How much salary does delta airline offer for senior SDET with 5years of exp.
CCTC: 15LPA

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

I bought a house in the suburbs of Chicago at the top of the market. I ended up moving out of state in 2017 and short-selling. I am now interviewing for a VP Accounting role with the mortgage company that got shafted by the short sale. If I get the job offer, can they/will they see this on my credit report? Can they pull the offer due to this? Should I tell them before we advance further?

Wwyd if you were me: we have more cash than we need in savings account (not a ton more, but more than our usual emergency / buffer). Have $20k left on car loan at 3.5%. Normal I’d invest the extra cash and keep loans. But with markets and inflation as they are, should I just pay the loan off?

What is the difference in subscription to notified and subscription to approved mutual funds?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Anyone have meal plans with Daily Harvest? Looking for feedback. TIA!

Asking for my brother. Please don't ignore.

If your company has any openings for Fresher. kindly provide referral.

Skillset: HTML, CSS, JavaScript, ReactJS, Python, SQL

He has trained in above skills. If any developer position is open in your company. Kindly let me know.

Received offers from PNC and UBS. Same position. Same benefits. Purely seeking opinions on the companies. Previous experience at EJ. Left to get away from outside sales nature and isolation.

Other than AESC, what associations have you found to be most helpful? Experienced HR pro but new to executive search role. Thanks!

Worked in Financial Services and Wealth Management for 12 years. CFP working in the banking channel and completing my MBA within a few months with a focus in Mergers & Acquisitions. Really can’t take the stress and compliance involved with being an Advisor anymore I’m losing hair everyday. Any suggestions where to go?

Hi Fishes,

l interviewed for Deloitte (India not USI) in January, and accepted an offer letter with DOJ of 25th April, later HR asked me to join on 11th April for which I agreed. Now I haven't received the revised offer letter or any links other than BGV and Pre-Hire form from Deloitte and now the HR is not even picking my calls or responding to emails.
Any advice on what to do?

Moved from Canada and I have to say, big pharma in the US might very well be the devil himself. In Canada, medications that cost $30-$40, are hundreds of dollars here. Honestly thinking of leaving the field because I can't stomach the corruption.

Anyone on board the H1B 2023 train? How long does BAL take to update the status if picked?

And now...and ad for music

2.5 yoe in data & analytics for financial services. Tier 1 undergrad and comfortable in SQL, VBA, Tableau, and Python. Anyone hiring in NYC?

Hi Guys,

Can I get some refferal for Cloud Automation fields : VCenter, Powershell, Azure...
Application Development : .net , C#, javascript, html, css...

Currently I am on notice period. With total experience of 3 years 10 months.

Also please give some idea of what CTC should I expect....

Hey there!

So that’s the first time I am in a role where I am trusted to chose platforms and services to use, and I am overwhelmed!
I work for a B2B company, and am searching for a platform where I can monitor seo, and manage social media primarily.
I’m obviously looking at hubspot but what other platforms (combined of individual) do you like most?

Anyone successfully use the $200 Amex hotel credit? The FHR and hotel collection redemptions are all pretty insane price wise. I’ve heard there are some good deals to be had in Vegas but looking for other options.

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Best way to cash $2000 in visa gift cards?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

I'm about to start my first travel case. SPG or Accor?

Is CSR still worth it? I already used the complimentary Lyft membership? It just expired. and I already used the DoorDash benefit. Their fees are going up to $550

Are Delta international award tickets fully refundable the same way domestic ones are?

Best sign up bonus right now that is not the CSP and the Amex platinum?

Hey all, I left four shirts in the wardrobe of my room in a Sheraton. They’re saying they are not in lost and found but I am 100% sure they were in the room. One of the shirts has sentimental value...

If anyone is looking for a new great card - the new Capital One Venture X had an awesome 100k point offer ending tomorrow afternoon! PM if you have any questions or for a referral.

Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

Is there a thread of company discount codes? ISO Hilton code (do not judge me my BIL is getting married at a Hilton and his fiancé is going to go postal if we don’t reserve a room now)

Looking to buy 35K marriott bonvoy points. Let me know if anyone’s willing to sell?

How do you ask for points?

I’m generally not a beggar but figured it was worth a shot: Does anyone have two United Club passes that are going to expire soon and you’re willing to share?

Has anyone been offered a status buy-up for 2021. ~$1700 short of United 1k this year and think my travel will increase a good bit starting next year. Think it could make sense, especially given the 2021 thresholds

Any suggestions on SPG/Marriott hotels in Barcelona for personal travel?

People at EY not use the corporate card? The expense system is horrible. But might not be worth using my Marriott card...

I am sick of seeing these SPG Marriott posts!! Can we talk about something else for a change?

Need 6 Marriott nights to titanium (spend doesn’t matter). 1 - would any hotel manager cut you a deal? (Ie if 6 nights is 60k; let me pay 30k and get the nights and I won’t use the room?); 2 - where are cheapest Marriott hotels? I found 10k per night in burbs of Chicago? 3 - would any cheap Marriott let me run this scam remotely? (Ie call Abilene Texas, check me in without my showing up)