I need to renovate my backyard. I don’t have a lot of cash saved up, and I do not want to use HELOC for it. Aside from saving up more cash, are there other viable options for me to fund my backyard renovation right now?. I estimate it will cost $75k…

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

Any REIT ETFs that people like?

Do you use a tax preparer? How do you find a good one? Do they need to be local?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Hi EY people…who is the 401k provider for you? Vanguard?

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

Hi Friends,

Could some recommend some good pgs around fidelity investments (manyata tech park). I will be starting the office from Dec.

Rumor is Lucid motors will go public via Spac $CCIV . If this is confirmed we will see 20 soon. Anyone holding ?

Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

How can I invest in real estate ? Looking for an additional passive income source

Anyone here willing to explain their thesis on bitcoin? Thanks!

A producer that I know, from a multinational company in Dubai told me that they smoke inside the office, like in their tables, meeting rooms and everywhere surrounded by non-smokers. HR and management knows, and also it's against the law. He's struggling everyday and doesn't know what to do. Did you face something like that? What's the solution?

Does your office recognize admin appreciation day? Does your executive do anything to show their thanks?

Title company just gave me a commitment with 72 B2 exceptions and the first one (after standard) is an unrecorded lease from 1862. Send help.

Do brokers like Lockton and Marsh only hire established producers or are they open to newer producers?

Does anybody have connections or a referral for any remote sales job? I have a SDR/BDR experience. I am mainly looking to cybersecurity or healthcare industries, but I'm open to any other industries as well.

Is there any information on return to office?

So, this is a little awkward, but I recently moved to SD for a fresh start, and honestly, I love this city. My problem is I have been more of a homebody since I moved here and I'm a little intimidated to go out and meet people because I don't feel like I fit in here. I am overweight and this city is full of active, and attractive people. I guess I am wondering what my experience would be if I got out more? I feel like people look at me when I'm in public because I stand out due to my size.

Curious to hear the story of anyone that has overcome or going through cocaine addiction. Given that people in this bowl make enough money to support such an expensive habit. Take me through your story - how bad did it get in terms of daily consumption and total money spent? Please share if comfortable.

That moment when you don’t remember if you took your Adderall so you take one just in case 🙃

I’ve got a friend in Dubai who has experience in IB and VC at junior levels (in London and Dubai) and would like to break into consulting. He’s at a small cap VC at the moment and works not that challenging, and he wants to break into MBB or tier 2 for strategy. Anyone happy to look at his CV?

I found one of my coworker's anonymous Twitter accounts, and it has a ton of red flags involving bigotry, sexism, etc. It's a personal account, so should I mention it to HR or not?

Hi everyone, I am getting ready for a job interview, and need to create a media plan. I was hoping someone can help me with the next task: basically, I need to create inventory recommendation based on past performance. What I am very confused about is that they gave me Booked Impressions (=4M), but in the task it says I should assume there is unlimited inventory. Am I supposed to use this 4M only to calculate spend, ROAS, etc., but can actually have unlimited allocated impressions? Thank you!

Hi Fishes, i am currently looking for a job change. My current role and responsibilities are as follows:
Role : Technology analyst
Technology : Tableau desktop, Tableau server, Tableau prep, Advance SQL, Python
Development methodologies: Agile, waterfall
Certification: SQL intermediate and advance (hackerrank), python basic and intermediate ( hackerrank), currently preparing for alteryx and tableau data analyst certifications
Work experience : 5 Years
Any referrals will be highly appreciated.

Considering working from India for a couple of years due to personal reasons. Any advice for Salary expectations/negotiations? Haven't worked in India for over a decade.

Senior consultant, came into Deloitte with over 14 YOE (industry), in the FSI -> IM space, expertise & experience in buy side asset management.

If you are open/willing to offer referrals, happy to talk. Any insights are greatly appreciated. Thank you.

Hi , wanted to get some feedback on following position offer in New Jersey area
Senior Manager for pricing startegy
I have 4 and half years of related experience,Masters degree
Base salary offer at 150k, 21% SPI and 10% LTI
How much room I have for negotiation, whats the fair market rate for this level?

What's the best city in UK to buy a buy to let property, with best returns?

Do you thank your tenants for paying the rent? A quick thank you text?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Is it common for HOA to ask you to prove your car registration is up to date?

How might I start to evaluate whether or not it’s worth it to keep my current primary residence and turn it into a rental, instead of selling and using the cash to roll into the next down payment for our next home? Currently in our “starter home” and thinking to upgrade in a few years. Some figures to consider for current house - 299k purchase price, 240k left on mortgage, could prob rent for 2250-2500/month, or sell for 375k. It’s in a desired school district, but in the “city” tax district.

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Any Property Management recs in Seattle area? :(

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Anyone take the WI Real Estate state exam? Any tips on what to study?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

How can I invest in real estate ? Looking for an additional passive income source

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!