I own a 2 bedroom condo in California. Title is in my name personally. I have always rented one of the rooms out but I am planning on renting the entire unit out later this year. Should I put the property in an LLC? What are the benefits? Is it worth it for just a 2 bedroom condo?

I’m breaking even on revenue and costs of the condo. What fees would be associated with changing the title to an LLC?

Is there ever going to be a comeback of the main coins (BTC/ETH/LTC) or are the golden days done?

Amex Platinum or Chase Sapphire?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Anyone else into Bank Bonus churning?

So what stonks are we buying?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Question, if you pay off your house isn’t a 100k salary more than enough to sustain a good lifestyle? My goal has always been to payoff my mortgage then find a really easy analyst role to sustain my expenses. Assuming I’m a director/VP by the time my mortgage is paid off I’d probably be able to do an analyst 40hr week in like 10hrs. Esp at some of these low expectation companies. What do y’all think about this plan?

IMO It’s only a matter of time that Cuomo closes the entire NYSE. If you are holding short term options, consider the risk.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

If I JUST got my Uber Visa card, before they announced all of the changes in their rewards/cashback system, is it worth it to close the credit card?

My landlord requested a $100/month increase in rent. I want to push back on that increase, given the uncertainty around corona virus effects. I need to re-sign by April 1st, if I wish to extend. (1/2)

I need some expert advice. I have 40k in 401k and 40k cash in savings account. I moved all 401k to a very low return safe portfolio in July and basically I haven't done anything with the cash as well.

Starting to feel like I am missing out on returns and now is the time to put everything back into the market. Does anyone know reliable financial advisors that will do it for me and also account for the independence related restrictions.

Other suggestions/tools appreciated as well.

Best credit card for someone who goes out to bars and restaurants a lot and enjoys travel???

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

What's the best city in UK to buy a buy to let property, with best returns?

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

Got a loan rate for 3.375% for an appt. This seems a little to high. Thoughts?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

I received a job offer from a PI firm (MVA and tractor trailer cases) in Houston, Texas; the bonus proposed was 2.5% of attorney’s fees for any cases settled each quarter. We are assigned 50 cases a quarter and the top attorney clears $25K each quarter. This is my first time working at a PI firm. Can anyone share any guidance? Is 2.5% industry standard? Is it realistic to settle/resolve that many cases? I am trying to learn more about this niche before I counter-offer and attempt to negotiate.

Currently in cyber consulting (3 YOE) but more interested in business strategy roles. Do I need to go back to entry level or will my technical experience allow me to come in as an experienced hire?

Anyone commuting from Midtown Toronto to Mississauga for work and willing to carpool??

Have efforts to increase diversity in real estate careers been successful, or do you think there is still a long way to go?

Any vacancy for power bi or tableau
Exp 3.10 years

Need serious career advice about two jobs prospects. DM me please

Can you cut 18mg Delmosart (i.e. Concerta) to get 2x 9mg?

Anyone here willing to explain their thesis on bitcoin? Thanks!

Do we receive a response from Amazon even if we are not selected after onsite and hiring manager round? If yes then how soon can we expect the same?

As I see KPMG Global Services office is not present in Kolkata, is there any chance of having KGS office in Kolkata in near future?

I recently took a sick day and felt like my team was judging me / didn’t believe me. How do you approach taking time of when you are legitimately at a breaking point? AND if people ask

Does WF gives a laptop on joining or reimburse?

So there's like 3 members to this group? Lol

I’m in FDD… I know I signed up for this but there’s something about the anxiety that comes on a Friday knowing that we still didn’t get access to VDR .. and how that anxiety grows as you enter the long weekend knowing that access can happen at any minute (or not) and you have to tippy-toe on the idea of potentially cancelling on your memorial weekend plans. I know the unpredictability of our job but phew 😮‍💨

Hi fishes, I have recently attended an interview with Accenture India Accenture couple of days back and can see the candidature status is on hold after my 1st round of interview. Does this mean that they are waiting for others to complete their interview or am I rejected? If not ,how many days they tak appxm to make a decision. I tried reaching out to recruiter and as usual they are not lifting or responding to my messages.Has any one faced this situation with Accenture? Thanks in Advance!!

Anyone working for Indian clients in nagarro. How is the work pressure in such projects. @nagarro

Looking for single females 20-25 to do Christmas dates with.

Including max Brenners, seeing the Rockefeller tree, ice skating at Bryant part, and the winter markets

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

How can I invest in real estate ? Looking for an additional passive income source

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

Someone asked me if it’s a good time to sell vs buy. So I explained that we’re in a seller’s market, then realized i lost a potential buyer. To what extent should I be transparent in this market?

What's the best city in UK to buy a buy to let property, with best returns?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?