I want a BMW X3, should I buy outright or finance? What is the most reasonable amount I should expect to spend on a 2020 model?

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Wait. The deals will get much better.

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Buying for sure. Not sure how interest rates would fluctuate, but generally speaking lending seems risky right now.

I’m on my third BMW, my only advice is never buy new. After two years the price is about half. Find one that still looks brand new and save yourself the depreciation. I bought a 2 year old 750LXI for $65k, sticker still in the glove box was $118k. Flawless interior and paint. Still smelled new.

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That's an expensive glove box

likefunny
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Weird flex but ok

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If it's a BMW just lease it imo

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If you're like me, and you know you are eventually going to wake up and randomly hate your car with an irrationally intense fury 2-3 years from now, then lease.

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Consultants sure love their BMWs

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If you find a good dealer there’s some great financing options to take advantage of via bmw fs if you qualify.

As everyone is showing there love for beamers.. I would also recommend at least an year old car.. I brought a M 440, in 2018 one year old, 4000 miles on it.. it 45 K.! All packages included.!! Loved it

Prob a M sport 440

Wrong bowl brother

Go to your local Porsche dealer and buy a recently retired service loaner Macan. Thank me later

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I can relate

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