I want home loan of 57L. My in hand salary per month is 1L. What are the best options available in India?

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Looking for a soundboard.
Expecting parent, 35yo, NW of $1.2M with investment property in my hometown in Europe near family & friends (mortgage is less than $1k). Current expenses in Bay Area is 5K a month, probably more once baby comes.
Thinking of leaving Bay Area in 2 years and semi-retire for a few years in Europe, focusing on parenting and freelancing.
Any thoughts on this plan? Anything I should be aware of?
Thanks!

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

When negotiating, how much above minimum salary would you ask for? I don’t want them to rule me out altogether, but also don’t want to sell myself short.

Hi everyone!

I recently just finished my interview with Accenture and is looking very promising. We have yet discuss salary, I would like to know other people's salary who work in the Industry X so that I'm not getting low-balled. I currently work at HDR inc. making 69K (Salary).

2 YOE., Mechanical Engineer

The position is "Analyst - Industry X Development Program" in Detroit, Michigan.

Hi Fishes, I have two offers
One from PWC INDIA and another from Accenture..
Salary is more or less the same from both
Which one should I join as a developer? Please suggest

Pls advice what is the expected salary for senior 3 in EY GDS pune for BA in Capital Markets ?

What’s the salary increase and VC% for Big4 Risk Advisory folks this year? Pls include:
Company
Service line
Location
Previous to current level
Previous Base Salary
Salary increase%
VC %

Happy Monday!
I have an interview with KPMG for Senior Associate role in NYC. Do you know what’s the average salary under strategy?

Thank you!

Hi Fishes, need some info
1. What is the payband for C10 in MRM team?
2. What is the current hybrid model looking like?
3. What is the expected bonus % payout for C10?

I’m a PE ops VP at a larger fund. Currently making $350k cash comp with about $1M carry at work per fund. Realistically, what would I be looking at in terms of cash/carry comp increase if I were to be promoted up one level (one below partner).

Anyone here use or know anyone who has used Vet Comp and Pen to get/increase VA disability benefits? Wondering if they’re reputable.

What is first year partner compensation?

Anyone have any knowledge of in house for Farmers insurance? That car stipend is tempting alone.

How long after interview did you hear if it was a no or a go?

Chicago based - have the option of earning on AA or United. Already have Gold on AA but go places with Star Alliance more...Which one should I continue to earn on?

How difficult is it to get an onsite job with only 2 years of experience?
Tech Stack: .net, javascript

Hi All,

I have joined UST a Month ago and still waiting for a team alignment. Could some one tell me the alignment process.

Copy vs art - paid the same or what? What’s the norm? Not interested in hearing about the exceptions

I am teaching 4 sections of math this year. My school curriculum is IReady. Which find to be to complex and busy for SPED kids. Does anyone use an interactive notebook along with standard curriculum? If so what fo you use?

Is it bad form to meditate while you’re lying down in bed? Asking for a friend

Looking for McKinsey PEI prep buddies - final round next week!

Hi fishes,

I got a offer of 26lpa(23.5 fixed and 2.5 variable) from genpact and 21 lpa (20 fixed , 1 joining) from epam, not sure which one should I join. Please if someone can advice me which i should join keeping ressession in mind. Thanks in advance@

Hi guys, yoe: 18; tech: Java j2ee cloud tech leadership..looking for Director level roles in Hyderabad in product companies. Cctc:55Lpa; What's ideal ctc to look for?

Does anyone knows a company that is hiring. I've worked with health insurance for over 20 years. I am stagnated on my current job. The salary I am looking for is $48,000 or more. I live in greenville, sc

What is the manager range at KGS?

Do any real people actually want schools to reopen as it stands now? Im hearing so much about it but it feels like a weird disconnected political thing and not a live humans with kids thing.
*Obv the goal is to get covid under control so kids can go back safely, this is assuming infection rates stay steady or continue to climb

I’ve received a full time job offer from a company I have worked for remotely for the last 2 years (only traveling for productions), the only catch is I would have to move my life from a nice city with a lot of nature and outdoor opportunities to a large metropolitan city. My partner doesn’t want to move and I don’t think I do either. As a contractor, I work about 60-70 hours per week and have been grinding for two years. The full time people don’t get it any easier. More context in comments…

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Any good mf with less tracking error to invest in us equity.

I am a new investor. Started with Parag Parikh and Tata MFs and LIC IPO.

1. I see that both my MFs are in red - I started investing in Jan. Should I consider adding other MFs? Should I reconsider these 2?
2. Please suggest good tax saving MFs.
3. LIC listing gains and further performance is horrible. How much of gain I can look forward to in another 5yrs?

Thanks in advance!

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

From where do we get Form 26AS?

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

Catch BPCL Rs.58 dividend with record date of 16th September

Given the current downturn in US markets and specially Cypto, what's your strategy?

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Is CQF useful to get entry level Quant job?? for non quant undergrad.

Has anybody availed term insurance policy (ICICI Pru)? Is it really worth taking?
I got married last year, my wife is working and i have a single parent, who is a government servant herself. Seeing a lot of unfortunate scenarios around makes me scared at times and i am giving thoughts to such back-up options these days
Please suggest?

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?