I want to withdraw partial PF amount . Can anyone confirm how much I can withdraw without any TDS or taxes?

Random Q unrelated to advertising but is anyone investing through Fidelity? And what mutual funds/stocks are you investing in that show potential?

Are we allowed to prepare taxes for friends/family for a small compensation? 🤔

Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Why is the MTA so awful!?!? And they are going to be raising the fares again!? For what!!? 🤬

The MTA should be our audit client. I’d bet you’d find so much wasted and pocketed money!

These paychecks aren't cutting it. Side hustle ideas?

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Thoughts on airline stocks? Good time to get in?

I am working as a sde intern at a startup company.
They asked my account details for paying stipend.
I shared my savings account details.
Will they pay me in my savings account?
1 month and 4 days over not yet got the stipend.

Is 94K GBP a good salary for 10 years experienced in the UK ? Can I live with my family with this package in London and save some money ?

It’s will be curious to see who is buying here, vs wondering about “no dips” later on

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

How would you sell ETFs in retirement since there is no average cost option for etfs?

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Dave Ramsey video about bitcoin came up on my feed. The guy called bitcoin a gambling slot machine and denounced it as an immature investment. Buddy is proud of his 3% yoy dividend returns lmao

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Anyone on H1B here at Wells?

Has anyone recently applied and gone through the H1B process at Walmart? or is there anyone in this bowl who is at Walmart currently and had their H1b renewed recently.

What consulting firms are in Raleigh, NC ? And how is the pay compared to somewhere like Houston or Chicago?

Hi Fishes

How much EXL provides for the Senior Consultant role.

Some information for which i was offered -
Experience - 5.5 years
Role - Data Analytics and Business Intelligence
Offered -
25 lpa fixed
12% variable
Band - C1
Designation - Senior Consultant

Who’s hiring BA right now?

Any update on performance ratings?
Any idea what to expect looking at current scenario!!

My dad who lives in Asia just announced that he had a medical issue. I’m starting to enter the age where I’m going to take care of him financially. It’s a $2,000 hospital bill which in the US is nothing compared to what it represents there (which he can’t afford). He’s going to be fine! Just wanted to share with this group as many of you can understand what it feels like to support your parents when they’re old, not the other way around. I feel so blessed I can help him. 🙏🏽

I need to know what is the role of a semi senior software engineer At Globant?

Going to Jamaica for a bachelor party Memorial Day Weekend...da hell do I wear?

Where do y’all get shirts and pants from? Need a redo wardrobe

How’s Mullen NY?

I really wanna enter Young Lions but I’m 30... what if my partner’s under 30? 😂😩😩

Is this whisper?

So I’m engaged in an interview process for a top FinTech company. It started the 1st week of August and just now I’ve gotten word from my recruiter that they didn’t update on any decisions made. I had my 3rd & final interview last Friday. My recruiter doesn’t communicate well nor does she let me communicate with the company direct. May I being led on? Am I still in the race for this role in your opinion with the details stated. Please message me if you would like to know more in detail.

Looking to buy from retiring advisor in Indianapolis.

Hi, i have received an offer as a senior technology consultant from EY India Bangalore location.

16LPA fixed with variable 20%max .YOE 3.2 yrs

1) How is EY India? I have asked people working there and everyone has said positive things about the organisation. Wanted to double check.

My main objective is to learn as much as I can. I know the work life balance can be off. I'm willing to work 9 -10 hours a day.

I have other offers from Cognizant.
Which one to join, please suggest 5 days left.

I’m honestly tired of being at an agency and not feeling as fulfilled as I used with strategy as a career. Have anyone here make a career change? if so, what other jobs out there - outside of agencies and client side - can you apply what you know as a strategist? Curious if anyone has done it and has some advice.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

How t save tax for 9 lpa salary. Can anybody help me out.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these