If I understand this correctly, as a new hire, you don't have a blank slate of PTO, you accrue it with your pay period (~ 16 days). That being said, what are the repercussions of using more PTO than you have accrued? (Starting soon with PTO in upcoming months)

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Posting as :
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Usually you can go in negatives as long as you’re in good standing otherwise and especially if you mention this up front to project

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You can go five days in the whole and take five unpaid days if necessary

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