If we buy a condo as joint tenants but only one of owners lives in the house full time - does the owner who didn’t live in property have to pay capital gains when we sell?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Any PAs that have another stream of income outside of their PA job? Like business/entrepreneurship or IT?

Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Anyone opted for NPS Employer contribution, is it good for tax saving? Is there any maximum limit to it? Does employer really pay it or deduct it from our CTC only?
Please help.

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

Does anyone use wealthsimple trade? Are there monthly or quarterly reports I can download for my investments?

How long did it take after getting your license to actually start making money?

Is the international real estate market as booming as the US?

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

I selected new tax regime in the company 'xyz' portal for April 2021-March 2022. I left this company in jan 2022 and tax of 16k got deducted from F&F settlement.

I have investment in EPF and submitted the rent receipts to the company for tax exception for HRA. But in F&F, based on new regime tax deducted.

During filing ITR for assessment year 2022-2023, can I file by selecting old regime and get this 16k return?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Anyone watch the mayoral debate last night? Reading the recap, it seems like it wasn’t that interesting

Starting salary for senior in accounting advisory out of NYC (EY FAAS/Deloitte Accounting and Reporting advisory)? Just got an offer for both

Currently controller at a smaller company reporting to the cfo. What are some next career moves back to larger companies or how easy would it be to jump to the consulting side?

Is it too early to start applying for industry jobs to start after the April tax deadline?

I have observed that people on testing domain or frontend are getting better pay than other new tech domains like blockchain, cyber security, data sci etc(4-11yr exp) .
For less than 4 years experience new tech job gettig good pay but others getting very less.

In dev job Java, spring r etc getting better pay. Also some SAP consultant are also get paid high.
Is exp people in testing/frontend dev are less due to which they getting better pay than others with experience.
Based on fish posts*

How many days will it take from BGV to complete the process? 2 weeks or 1 month?

Hi Fishes,
What is the impact on rating and overall, if I have got all snapshots good but for one snapshot its like at level for 4 parameters and 1 parameter partially demonstrated at level and have got a development action on that. Can you please advise on what will be the repurcussions and how to deal with this situation as the CRT are round the corners. Thanks in advance!PwC

Have a start date coming up and need to give notice ASAP to make my start date. Just got a call from HR saying I passed my background check but nothing officially in writing. Do I wait or can I give notice tomorrow?

Just scored 700 on my GMAT and I feel like a bag of crap. For reference, I put in 300+hrs into my studying, which is overkill but the course I signed up for took this long.

I wanted to use this to strengthen my app to BCG as an experienced hire and possibly for an MBA in the future.

For the MBA programs I'm looking at this score is fine but is this a score that can help my BCG app in a MCOL Canadian city?

Taking the Google Associate Cloud Engineer exam soon. Tips from those who have taken it in the past? What resources you found most useful? Thanks!

Relocating to work in NYC, and looking for a place to live with an excellent school system. Willing to commute up to 2hrs. Any recommendations (cities, counties, zip codes, etc.) will be much appreciated.

Serious question from a happy software engineer, what do you all love about your work/actually enjoy doing during working hours?

I'll start; I'm privileged enough to have been given the opportunity to work and learn deeply on Linux and Kubernetes, and I get to tinker and play with them all day. Problem solving with them is a "fun" part of my job.

Of course most things aren't roses and sunshine, but I'd love to hear the positive parts of what you are doing, or what you like to do at work.

Take victories and defeats as equals! Nothing will teach young soldiers more than making mistakes in the heat of battle that almost cost you your life. If you're still breathing, there's something to learn. Listen to it.

Say I had a “friend” who gained 15 Covid lbs but is still on dating apps with old pics. Is that considered catfishing? She’s not overweight, but not fit anymore. Still good looking...she suspects. Is it best to update the pics? Or get on a BBW dating app? Definite fear of rejection at meeting. Thank God I’m asking for a friend because this shits embarrassing to type.

I’m a senior at KPMG interested in switching to another Big 4 firm and group. However, KPMG is currently paying for my masters which requires me to work an additional 3+ years at the firm in order for

Interested in knowing peoples thoughts/experiences with exit opportunities when you have an MTS (multi-state) or SALT (state and local tax) background? Considering accepting an offer with MTS

Who has the best M&A Tax Practice ?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

How can I invest in real estate ? Looking for an additional passive income source

Is it the worst time to buy real estate because of the interest rates?

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Atlanta vs Savannah vs Tampa?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?