I'm starting to think "cozy" is just a nicer word for cramped. This bedroom is so tiny, there's barely room for a bed! Is it crazy to pass on a house based on closet space alone?

Don’t think if my self as depressed, but definitely struggling to give a sh!t recently. Covid, WFH and the craziness of the political drama is definitely a factor, but can’t help but think age and career point is more so - struggling to get excited after 30+ years of the grind.
Looking for suggestions

Does Lebanese diaspora really command more power in the MBB and T2 in the region? How can others navigate a career here?

Hey Partners! I accepted a position at another firm and was bumped from manager to Senior consultant level. Could you give me some advice on 3 key things I can focus on to help me re-advance quickly?

To those who join, interested if anyone has professional experience in SPAC consulting services or insights into how targets are identified and how the transactions work/are negotiated.

What is the CTC range for in-house Senior Analyst ?

What does ZS mean by eligible wages in the bonus letter? X% of eligible wages, what components are covered in this eligible wage?

I have to tell my parents that I got engaged this weekend. They haven’t been taking the coming out well over the last year (i.e have isolated themselves from their community, screaming and crying when I’m on the phone with mom, dad hasn’t spoken to me since July). I’m incredibly nervous about this conversation. Going to have it in about two hours. Any words of advice?

Hi all! Looking forward to the fishbowl community. I would appreciate the likes to access DMs. Thank you!

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Any one here from magneti marelli account?

What is the next process once accepted offer in pwcindia. I have accepted offer and have my joining in 2 weeks. Have not received any further communication from HR.

Likes for DM Peez 😅🥰

Procedural question. I represent a hospital. Codefendant is a company that manufactures breast implants. Case was venued in NY state Supreme Court. Manufacturer defendant transferred case to MDL (we hadn’t answered yet). Plaintiff gave me stip of discontinuance with prejudice but now since case was removed I am unsure how to proceed. Do I file the stip in state court still? Does MDL have jurisdiction over the hospital? Can a hospital even be part of a MDL lawsuit? Very confused! Thank you!!!

MasterCard as Senior BizOps or Netcracket as Business Analyst ?
Which one should I choose - both CTC are almost same.

It would be great if anyone could help me understand the salary components.
Basic, HRA, Statutory Bonus, flexible components of TFP - fixed ?
TVP(total variable pay) - will be given a monthly salary ?

Total noob moron here. I cannot figure out kraken. I have eth and bitcoin on coinbase and am trying to buy other currencies. When I click new order the price is blank. I don't get it...thanks

Best family friendly places to live in Dubai?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

How much is 2k a month for a house payment? What size loan would I be able to get?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Any recommendations for buying agents in Massachusetts?

Is buying fancy condos with high HOA(>$1k) worth it?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

What is the most difficult part of buying a home for the first time?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.