In certain states (ie Texas) Annuites are credit protected. My question is generally speaking is it only the income stream that is protected or is it the cost basis as well?

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This is a pretty comprehensive guide that you may find helpful:http://summitalliance.net/wp-content/uploads/2010/04/Understanding-Creditor-Protection-Within-Annuities-and-Life-Insurance.pdf

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Thank you!

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The whole thing is in FL anyway.

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This is why OJ has an income stream. Certain states have creditor protection; FL, IL, NY, etc. OJ has a FL annuity that can’t be touched regardless of who she’s him and for how much.

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