Investing with gold companies can be a great way to diversify your portfolio and hedge against risk. With so many different options available, it is important to make sure you are working with the best investment firms that have the experience and resources necessary for successful investing.@LATROID

What are people thinking for buying a primary home right now?

Need guidance on what resources o should explore to review opportunity zone investments. All suggestions welcome . Thank you

4th year associate, 200k student loans—think I’ll be able to get a mortgage even with loans? Looking at a place for 450k. I have 3.5 years public interest work that counts towards PLSF and I plan on going back to government so I really don’t care to pay it down.

Was there ever a time you wanted to give up being a real estate agent?

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

First time investing:

1) When I sell my stocks and have capital gains, how much do I pay in taxes? %?
2) Are Boeing shares worth it?

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

Pick of the day, stock: happiest mind
Check out return. Pick for long term investment.

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

NRF matched Millbank in TX yesterday

Can I buy 2 houses , one in a district with school ratings 4/10 and another house with school district 9/10? And then send kid to school which is 9/10 .

Currently don’t have kids. But would have them soon enough to send them to school after 5 years.

Is it legally allowed to have two residences in same area but different zip codes and choose better school for the kid ?

What are the best ways of tax exemption

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

If I contribute to a solo 401k, is the additional profit-sharing contribution (the 25% of compensation after the $19500 contribution) based on my gross income, or is it based on gross income minus expenses? Thank you🙏🏼

My new job occasionally requires me to review vendor agreements. I don’t have any background in this area and am trying to get up to speed. My department doesn’t have a document management system, so it’s tough to find old agreements as precedent. Any recommendations for books or other sources - or any words of wisdom? Thanks!

Starting at BCG in about a month. How have those working long hours able to find their SO? Should I give up on looking for an SO and try the toxic hookup culture? 23/M for reference.

What’s up RipCity! Who’s drinking tonight?

Hi,
In Capgemini how to connect to manager for job id posted in MY MOBILITY - JOB FEED.

Anyone here looking for a rockstar SDR Manager with 2 YOE? 🫶

In the interview process for JPMorgan UX Designer role a if you work there, what is your salary for a senior role/ VP role? Is it hybrid/ remote? How do you like it?

H1B question: My first 3 years of H1B visa will expire in September next year. When do companies file for extension (like how many months before do they start the process) OR When should I reach out to the HR and ask the same question to them?

Gents - What perfume/cologne brand do you wear?

Have you had to change your start date after accepting an offer and how did it go? I told them I need to give 30 day notice and so I set my start date (incorrectly) assuming the background check and drug screen would take a few days to clear. However, the drug screen is now taking over a week and a half (still not finished, maybe tomorrow). Apparently things are much slower due to staffing issues and labs are backed up. It’s cutting into my 30 day notice significantly. Thoughts?

Hello Fishes, is 15 LPA a reasonable compensation for Machine learning engineer (python, c++, computer vision and deep learning ) with 2 years of experience, current working for a product based company. If not what is the current industry standard. I keep seeing people posting 30+ LPA for data science roles with 3+ yoe.

Anyone interviewed with Charles Schwab recently? Need some inputs on the interview process.

Writing a report for the first time and feel way in over my head. Team didn’t discuss what adjustments we want as a group before divvying up—new transfers what has been your experience?

What is a look back analysis?

Anyone got premium bagpack?

Hi Fishes!

Can anyone help me understand what is Cuelogic in LTI?
people working in Cuelogic BU are under LTI payroll or is it different?

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

Hi. I started a personal finance Instagram account to share financial journey and financial tips. It’s called Her Millennial Money. I would appreciate any feedback or ideas of what to share.

Has anybody invested in Yamuna gaur city or planning to do so?

EYP and Strategy& fishes, what sort of work do you do in the Life Sciences space (specifically Big Pharma)? And what sort of exits into industry have you seen your former colleagues make?

Is it possible to make a high salary in wealth management while still maintaining some degree of work-life balance? How do people do it? It's a mystery to me

Is there anyone who can discuss the current development trend of the world economy? I am very willing to learn and share what I know.

I was recently offered a job as a portfolio implementation analyst at a well known hedge fund. What would my career path look like?

Any needs a great cfa tutor dm me.

How should I pivot to Wealth Management as a Credit Analyst for a commercial bank? I’ve worked as a credit analyst for about a year after graduating in finance last year. I also interned at a wealth management firm while in college. Any advice is appreciated!

Can someone please share the current trends in joining/signing on bonus in Asset management industry.

I have an offer from an Asset Manager in London and it is slightly below my expectations. I want to approach them for a joining bonus but was not sure if it is a thing in asset management.

Also what is a good % to ask for a joining bonus [5%, 10% or 15%] of the base salary

Ive got a hedge fund research interview at an asset manager coming up. Spec is to contribute towards manager selection, research HF strategies, emphasis on both quantitative and qualitative research.

Anyone know what kind of skills they might be looking for? Particularly on the quant side as i have less experience there

I work in quant and rely on our company’s database for everydays task, but couldn’t get any support from the company’s tech/data team. It’s been such a struggle. Everyday im fighting with red tapes and firewalls. :(

I am asked during this RE analyst interview to build a real estate model from scratch. My background is commercial banking and I am used to analyzing real estate deals from the lender side not the developer. The interviewer is generous I must say he’s giving me a few days to complete. However this model is for a ground up multifamily development. I have no prior experience building one. I can find models online but all very complexe to reproduce. How would you handle? Do you have model to share?

Any idea what salaries youd be looking at working for a placememt agent? PE, RE, private debt etc

I’m in asset management sales and keen to accelerate my learning in alternatives (private equity, private debt, real assets, liquid and semi-liquid alternatives) so I can have more productive discussions with clients. 1) What are some good news platforms to stay updated on alternatives space in Asia? 2) Besides CAIA, any educational platforms to learn more about alternatives?

Hi everyone, applied for an investment consulting internship few weeks back.
It's a client facing job, but it might come at a later stage of a job, maybe after finishing my internship and getting a job offer.
I'm interested to know what is the must develop skills, must take courses or must read books to get insight, develop the required knowledge and skills for the position. I majored in business management finance and currently preparing for CFA level 1. Thanks in advance ☺️

What’s typical base salary increase from analyst to associate?

Isn’t 100k base pay too little at a boutique asset mgmt firm? 4 yrs buy side experience, started at the same firm straight out of college.

Hey guys, so I have competing offers. One at Bank of America for 124, and one at Allspring for 110.

Does anybody work at Allspring? They did not provide any information regarding benefits, 401k match, or any annual bonus structure. I was told, verbally, that the Bank of America bonus is something like 15 to 20%, but nothing in writing.

Just wondering if anyone has any knowledge about compensation structure at Allspring, or any opinions on the culture there. I would be in Charlotte.

Curious what’s a fair salary in MA? Was just told that there is likely not going to be a chance for a raise during my upcoming performance review due to my salary already being “above average for the industry” based on my employer’s questionable research. I’ve been with the company 8.5 years & am the only one in my role, which they can’t operate without. I execute tasks from two investment advisors and two financial planners - they make the decisions of what should happen & I make it happen.

Seeking employment as a Financial Analyst in the New York and New Jersey area any suggestions? Please help thank you.

I'm interviewing with KKR for a Principal role in their real estate group. All online salary resources are all in alignment with a total comp of $200k+. I'm assuming based on the average salary reported across these portals for principal that those figures apply to the RE group as well. Anyone have any direct knowledge or can speak to that group's comp?

Does anyone know if principals are in cubicles or doe they get an office?