I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

[Help]

I started trading during Covid crash. Started with equities and eventually moved to options. Earlier lost a month's salary and then lot more trying to recover it. Currently have lost my yearly salary worth and it's affecting all aspects of my life (job, marriage, health). I have tried to convince myself to consider it a loss but always get back trying to recover it.

Any advice how to deal with it. Thanks.

For advertised auto lease specials, does the monthly payment typically include sales tax and all fees, or will that number always be much higher in reality?

I saved up by living at home and it has been sitting in my HYSA (~100k). that’s what my parents advised me to do, but reading about everyone here is making me reconsider - what do you all recommend?

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

Heading to Buenos Aires and Montevideo tomorrow. Will be in each city for 1 week. Are credit cards widely accepted or do I need to exchange cash before I go. Thanks!

Are we on recession? My portfolio is super down - low cost ETF investor here

What's up with risk declaration?

I'm working as an Assoc Consultant at KGS Advisory (tech). Are employees allowed to invest in all mutual funds (except those on REL)?
What are the restrictions for people who are not auditing?

I want to catch up on my contribution to HSA for 2019. If I do this before April but I already filed my 2019 taxes, do I need to amend/fix my 2019 tax return?

Just had my GrubHub account hacked. Multiple charges on both my personal and corporate credit cards. Not sure how widespread of an issue is. But might want to check yours.

What do you think is a reasonable total fee for a prenuptial agreement where both parties have significant assets and there is some negotiation? What about for a dissolution with a complex asset situation and children? I had a prenup a few weeks ago that came out to $7,000 and another about $5500, and I didn’t overbill, but I am willing to write some off if that seems excessive or I am just slow. There were several negotiations on the higher priced one. (Continued…)

Recs on good rental insurance? 3 apts in my neighborhood were broken into and I’m looking for a good but not pricey option

Hi guys 👋🏻 Can someone please help me with the query below:
I did not file ITR for FY 2020-21.I had actually earned around 3,34,000 becoz I wrote master thesis for foreign students and I got online payment in my acc. So is that taxable?
If yes, then my total income will become 521121.

2ndly, whats the penalty for late filing ITR?

Thirdly, I left my previous job on 02 March, 2021, so I received the Feb 21 & March 21 on April 2021. So does it come under FY 2020-21? OrFY 2021-22?

Thanx guys

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

Interested in investing in real estate. How to even begin and what apps should I be using?

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

Senior Research scientist with more than 15 years of experience in teaching and research looking for ne opportunities to explore a career offering g professional growth

Jeff Benjamin sup?

Does the electric cord of liberty spark in your heart?

Does ibm give any Diwali gifts?

Hi,

I am an Open Freelancer Power BI Developer and a result driven Data professional with 6+ years of progressively responsible experience in Data Analysis, Data Modelling, Data Visualization, Business Intelligence using BI technologies/tools like Microsoft Power BI, SQL, DAX etc.

I would like to work on Power BI Projects with your team and would be happy to draw actionable insights and driving value through data.

Please get in touch with me on below contact details.

Mobile:+91-8356921173

Wanted to check with folks from Accenture here. Can someone explain the job code CN - Strategy - TC - TA - IT Strategy - 07?

I understand it's for capability network. But what do the abbreviations mean? Also is Accenture CN a good place to work?

Hello all,
Is there any opening for SAP ariba.
I am having 11 year of exp in procurement.
I did 3 ariba implememtation and 3 support prpject.
Currently working for us based project for upstream and downstream both module.

Thanks

Anyone from CN - T&O? I wanted to connect to understand work culture, projects etc.

How do PE exits look like for emerging market funds in Middle East (e.g Abraaj group type firms)

I want to get out of sales into a new career path. Suggestions on what paths will look for my skill set?

Is there any bench policy in amdocs. My project will end in january. What will happen after that?

Just had an amazing interview at one of the top Japanese banks. Should I not get ahead of myself? Already visualize myself in the role!

Hi all! Can anyone share recordings of successful McK PEI stories?

Hello, Currently i am working as Lead Software developer. i want to get into Product manager. Any suggestions? I am from mumbai, india
i saw some online course for product manager from upgrad and IIM Kozhikode . is it beneficial?
Please suggest

Hiring for an Associate Data Director to join our team at Chiat LA! Role would lead Data Strategy on a couple key accounts with support, working side by side with strategy and creative teams throughout the entire creative process. 7+ years and management experience preferred.

Thanks - please feel free to reach out if interested!

Any women here with lean PCOS? I do not ovulate on my own (metformin regulated my periods but I still don’t ovulate) and am moving from three cycles of Clomid/IUI to IVF soon. No other issues have been found other than my PCOS (HSG shows tubes open). Curious about your experiences. And the reason I mentioned lean PCOS is because it seems for others with PCOS part of the fertility path is diet/exercise/weight loss but I am already very tiny.

Why did you join this bowl. What made you join? What do you hope to get out of this. I wanted to mostly make fun of us, have a good laugh about our customs (light banter). Whats yours?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

How t save tax for 9 lpa salary. Can anybody help me out.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.