I want to catch up on my contribution to HSA for 2019. If I do this before April but I already filed my 2019 taxes, do I need to amend/fix my 2019 tax return?

Let’s talk poverty in BigLaw! Do you think it exists?Have you heard of any stories that would indicate some partners in your law firm are living paycheck or paycheck? Years ago, we had an equity partner pass away, and their windowed spouse was seeking contributions for the kids’ college education, suggesting the partner hadn’t saved for college... Still haunts me to this day.

What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

For full timers, what percentage of salary do you contribute to your 401k and how old are you?

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Is it a bad idea to buy my first home given the current interest rates?!

New to US. Which brokers offer best margin accounts? For e.g. I have equities worth $100K and want to trade options. Is there a broker where I can do so without paying more in collateral money - essentially using stocks as collateral, and also not paying margin interest. Was able to do so in London, Hong Kong, and India. However, Robinhood here doesn’t seem to allow it.

Any platform which lets you trade options after hours?

Does EY let you keep Amex rewards points?

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Alright QOTD: How are you paying back your loans? PSLF or working for Private Firms and Paying your loans back yourself? Which choice do you think is better. I have 5 years left of PSLF and I cannot wait for the day that this loan is gone.

is the rental market getting better?

Hi - any good books recommendations for getting started on real estate investing?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Hi all,

Does Here Technologies offers employees stock purchase program in India, do they provide stocks with regular offer/bonus??

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Hi fishes
currently working in India with salary of 37lpa and over 7 year of experience as senior data analyst. Recently got a call from a company in Tallin Estonia. What is the average salary in Estonia for 7+ year experience as senior data analyst. And is it recommended to go with the opportunity.

Amex Platinum or Chase Sapphire?

Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?

I sat down to check my email before I showered this morning, had an “urgent please handle ASAP” message waiting for me, and guess what I still haven’t done today??

Hi guys,
I'm currently working from home , my work location is tcs chennai. I want to relocate to tcs Hyderabad. can you guys tell me what's the basic procedure to relocate, how much time does it take and whom should I contact about this.

Can someone remind me what it's like to be in public and not in busy season? My brain can't go back 9 months

Republicans have no idea about the recording yet lol. Fox news has not covered it since it came out yesterday at 2pm. Fair and balanced indeed :) That's how bad it is for Trump and GOPs chances of holding onto the Senate.

1.When does appraisal happens in synechron
2.What is the appraisal cycle
3.How much avg % hike

If i am in free pool or non billable project do i have to serve full notice period ?

From the Moderator: I would like to compile a list of questions/issues for this group to discuss... please suggest questions. I will hold them in a list and release them one per week. So The first question for the group is... what questions do you suggest this “safe zone” for all people deal with? GO!

Any 🐠 here who have left ClearView? How is life? would you have done anything differently at ClearView to set yourself up for a great exit?

Hi All, a friend of mine is actively looking for job in Wealth management field. She holds 8 years of experience in the same. Any Referals for similar opening would be appreciated.

FB Survey: How much longer do you expect to stay in consulting? And how long have you been here?

Just starting to invest, should I make an account with Vanguard or Fidelity?

A Tesla put is so tempting right now…
Anyone else feeling the same?

What was your biggest splurge so far in life? Mine was $2800 TV.

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Is it a bad idea to buy my first home given the current interest rates?!

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

Wish I listened to my roommate on Blue Apron. Up 115%

Who’s buying the dip today?!

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

I can pay my rent in new building through Zelle, Venmo or PayPal. Any way to hack this to earn Credit card points without any extra fees to me?

Refi student loans now to 2.33% 5 yr variable? Will rates go down further this week/next? Talking about $144k that’s currently at 4.71% 10 yr fixed.

What stocks are you betting on for 2018?

Hey Fam, I’m thinking about doing DIY investing/passive investing. What broker should i use? I already have a wealthfront account. But I’m thinking doing it myself will have less fees. Thoughts?

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

What do you think about healthcare system in US?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Thoughts on SoFi bank?

15 year at 2.5% vs 30 year at 3.25% fixed rate mortgage loans. How would you think about this and which one would you recommend?