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Hey guys. I have been applying to Amex for the past 1 year. Tried applying on the portal, through referrals and even hr consultants reached me regarding the roles since I have a relevant profile. But not once have I been shortlisted or called for an interview. What could be the problem?
PS: I have gotten calls from every other company for the same profile but not amex. Can't be a problem with the profile. Seems something dicey which I'm not aware of.American Express
Chief
I am a full stack developer java, springboot, microservices, angular, oracle, inhouse cloud.
As a 602 with 12.6 YOE
Got 10 % mid year hike on a fine day unexpectedly which pushed my cctc to 29.2
We have 60k ceo bonus and 18% variable pay I am getting since last 4 years.
After checking lot of posts here it seems I am on low ctc here.
How much should I target next and which companies ?
JPMorgan Chase
Chief
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I definitely get more than $225 of value out of the gold each year, and mostly just use it for food. The $120 Uber Eats credit, and redeeming Amex points for grocery/retail gift cards more than pays for itself. Sometimes good deals on transfers to hotel/airline programs too.
I find the Gold to be great, because I
1. Get $100 off through corporate card
2. Get $120 in Uber Cash
3. Get $120 back for Grubhub orders
4. Auto load Dunkin money to get $84 back
5. Get $100 back for dining at Resy network restaurants
It’s essentially a free card IMO.
Huh I didn’t realize Dunkin could be auto loaded. That’s good to know
I mean if it's free then why wouldn't you?
not free. $100 off so $225 I believe
I have both. Just do the math of what your net cost is after you account for the credits. I typically will look at which credits are effectively 1:1 value back since it is replacing spend I would have done regardless, and then discounting ones that are nice to have.
Rising Star
Completely depends how you value the points. It's definitely worth opening both for the SUB and then re-assessing after a year, so that's what I would do as a churner.
As far as ongoing value, depends how you organically use the credits. I would value the Amex Gold Dunkin credit at zero bc it's trash imo, and the Uber credit is worth probably 75%~ of face value (I get them at Costco for 20% off + 5x Chase points on the purchase + 2% Executive cash).
I value 3x Chase dining over 4x Amex dining, mostly cause I like hotels over flights, so Hyatt has always been a low effort and great transfer. The grocery gap is big, but I mostly shop at Costco which doesn't take Amex, plus using CIC effectively gets me 5x on everything anyways, which beats 4x if you're willing to do that.
TLDR get the Gold bonus and test run it for a year.