Is paying less than 25% of net household income on mortgage really the standard for buying a home? I make 120K and my net income is about 6K per month after taxes and 401K, health insurance, etc. This means I should be paying no more than 1.5K on mortgage which isn’t really possible in NJ.

Was offered 90k for a CD position in Brussels. Is this a good offer? I mean, I wanna do it because I want to live in Brussels but I know taxes are brutal there. Almost 50% of my income is going away

My company is giving me a reimbursement while I go to school. It’s capped to induce me to study part time. I decided to go full time. Pay the difference out of pocket so I can graduate quicker. I have been working as a manufacturing engineer tech for 4 years without a degree but this May I will get my bachelors in Mechanical Eng. Currently making 63k a year, hourly. What should I ask for when I graduate? Living in Southern Pennsylvania.

Fine day for crypto!

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

currently tossing up between staying at a global company (who is in the process of some positive changes) with an amazing manager who supports my career and flexible working … however comes with the inherit issues that come with a long standing global company

compared with a role at a smaller mga, higher salary (around 30%) more , more visibility career wise and some great employee benefits , management seem to be supportive and low staff turnover

which would you choose here

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

How do you all make the decision of when to keep hodling or when to sell (or other strategies)? I’m definitely a believer of the bubble, but also think more money can be made...

Anyone willing to refer to a role at Flatiron Health?

How much are you paying for rent (and where) vs how much are you making?

Hello folks,

I am new to fishbowl and recently got an offer from Publicis Sapient for a senior associate. They are offering $136k with unlimited pto benefits. As I am from the industry and haven't heard about this company before, I would like some comments or thoughts about working for this company? How do they invest in their employees (like pay raise, promotions, etc)?

How do you make, or recommend making, a transition from the public sector to the private sector. Salary, insurance, benifits.

Can anybody share what are the hikes and benefits in apisero, and when does the appraisal cycle begins here.

Any REIT ETFs that people like?

Any recommendations for buying agents in Massachusetts?

Anyone else here looking to make a switch into healthcare (physician, nurse, etc)?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

If I max out my 401k before the end of the year, I am still eligible for employer matching?

I work in insurance. I was working for an Allstate agent and was fired the day after my grandmothers funeral for being “unenthusiastic in our morning meeting”. Now I’m having anxiety searching for a job. I don’t think I want to sell anymore yet every single recruiter I interview with says I should, that I have a “salesperson mentality”. I’m burnt out. Has anyone else felt this way? How did handle it? Is there a different career path I can take or am I destined to sell insurance forever?

Hi fishes,
What's the bonus payout month for Deloitte India?
In case I resign before that but have completed one performance year will I get the bonus or not?
Kindly advise

Maxi puffer jacket recommendations for the upcoming cold weather…. Go!

Hello fishes, could you please give an insight on the job security in Harman connected.... Got an information from Quora that they fire employees who are in bench for 45 days or more!

CDs and above: salary and city?

Anyone willing to refer to a role at Flatiron Health?

Tier 2 IR looking to move to facebook or google, what should i ask for ?

Hi, any openings for power platform Developer with 2.4yoe? 40 days remaining for LWD. Nagarro KPMG India Accenture ZS Associates Accenture India Genpact CGI

Please give me some like and support. New to this Fish Bowl app. Stay blessed.

Regret it but I reach to 5-6 times a day . What’s your count ? 🤪

How do digital nomads work from anywhere? After two years of this whole WFH thing, I realize that I need a proper routine, an actual WFH setup with a second monitor, a ring light, a suitable desk, an ergonomic chair, stationery, etc.

Don't get me wrong, I love the flexibility of remote work, and I'm not sure I will ever go back to 5 days a week in an office (or even one day a week, for that matter.) But, how do digital nomads adapt by packing up and going so frequently between places?

Is anyone else having doubts about starting their side hustle business? I’m struggling with taking that leap! I’m def not quitting my job though lol

How is the job security in Accenture?

How’s Visa in giving promotions? Is it fast like Mastercard? Seems slow to me but I am new so not sure

Dear Fishes,

I have recently joined PWC AC Bangalore(Lateral) and waiting for project allocation.

I have got a meeting invite from a person with another one in CC with subject 'Invitation: Potential Staffing Opportunity'.

Can somebody please explain what's this meeting is about?

TIA

Gud morning everyone,

If anybody knows how to integrate D&B( Dun & Bradstreet), Please let me know.
I need that integration in my project.

Thanks

Has anyone had their LCA location updated so they can work from a different remote work location than their home office city? Did your firm take care of the process for you?

Hi Guys, Need to unlock DM's. Appreciate your help in liking the post!

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Does buyer have to share appraisal with seller? Can seller request it?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Need a recommendation for a solid real estate attorney in Columbus, Ohio. Someone who specializes in rental properties and evictions. Any help appreciated. Thanks!

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?