Instead of targeting a high downpayment for a house, my wife and I are planning to look for a house once we hit HHI >= $250K. We think this will be mid next year. Reason being is want to target a house in the $700K range. Thoughts on the approach?

Are we on recession? My portfolio is super down - low cost ETF investor here

Hi fishes,

My CTC is around 12 lpa per annum. How can i avail max tax benefits?

How do you and your partner (married or not married) split financials?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Good idea to buy some more AAPL right now?

Personal finance book recommendations?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Need some advice on renting here in ATX.

Back in May 2021, I rented a property that had sustained damage during the big snow storm. This wasn't disclosed at lease signing. The home leaked every time it rained, mold was found in the home & the LL failed to make repairs that resulted in me falling down a flight of stairs. I moved out& rented an apt for 2 mos before signing a lease on the house I live in now. This house has a serious big problem& I've found mold here too. Continued below

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

Hello people,

Need some inputs!

When I file my ITR, it is auto-populating the 'income from other sources' by 40k and increasing my tax liability by 10k however form 26as shows no tax liability.

Should I edit the header to Rs. Xx which is below 10k hence tax exempted and stick to info as per 26AS?

Thanks a lot!

If anyone is looking to create a Robinhood account and wants a free stock, I’m one referral code away from earning a free stock...👀

Is there any good reason LMND went up $33 in one day?

I am working from EU since last year (internal transfer from India), also doing freelancing for an another startup since last 2 years and the payment is going to Indian account.
My employer assigned a tax consulting company in India to support me in filing tax, somehow the tax consulting firm found that bank account via AIS document (not sure how they get it in that doc), as they found some interest credited for that saving account. Will I be in trouble? will I have to pay penalty :(?

Feeling cash strapped - Just bought a home and feeling cash strapped. Thinking about stopping 401k contributions for a year or so to get more cash. My firm matches 25% up to 6% of my contribution, so I will also lose this. Thoughts???

I joined @mindtree in Jan 2022. Suddenly there is a 10k deduction in salary in the month of April. The salary slip say 10k deduction as INCOME TAX. Mindtree says "You come under 20% slab according to the income tax calculations. When all the tax slabs are applied you will have to pay yearly tax around Rs. X amount. So that amount will be deducted in monthly basis." Why sudden income tax deduction? Why was that not deducted in the month of Jan Feb March ? How can i recover that 10k every month?

What does BCG Digital Ventures do? Where do they get Capital for investing in startups? I know they have a prod dev team to help create companies, however how do they fund them?

Ex-ACN Employee with question about ESPP-related line items on pay stub. I assume I'll need to know these if the day comes I sell and need to adjust the cost basis to avoid double tax.

Can someone please explain what the following are:
1. ESPP##TxbIncome: $XXX.XX
2. FracShareNonTax: $XXX.XX
3. NetShrDel##NoTx: $XXX.XX

Which consulting firm has the best 401k match?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hi Is our job in danger ? After the quarter results declaration? Has wipro undergone losses? They have kept contract to hire cases on hold as well.why so?

Anyone else have to deal with a rude legal assistant? Been working with a legal assistant for over a year, and to say she’s rude and difficult is an understatement. She’s quick to tell me if she can’t do an assigned task,my files are a disorganized mess, and she sends snarky email responses. I talked to the managing partner who agrees her behavior is problematic. He’s suggested the three of us schedule a meeting to discuss, but that feels too formal. I’d rather ask for a reassignment. Help!

Hi,
What is GAC SPOD in Crisil? I've been selected to work as an analyst in the BPM team. Can anyone tell how is the work and what salary should I expect?

Failed REG by 2 points... I feel defeated and honestly don’t know if I can do this anymore

Any single, normal guys looking to chat and take it from there? Slide into those dms if yes. COVID clearly getting to me 🤦🏼‍♂️

Any recommends of a pediatrician near downtown? Thanks!

Can someone please point me in the direction of some NYC recruiting firms?

Bonus points if they hire international talent (I'm Australia based).

Thank you in advance.

For all the girls/females/women/ladies out there: When you get engaged, would you rather get a ring from Tiffany or a bigger stone from a non-brand company (e.g. Blue Nile or Brilliant Earth)?

Hey fellow Disney Lovers,

I generally have a few lessons in which I can use Pixar shorts to teach students how to identify and discuss literary signposts, how to identify and explain the development of theme, character traits, and other narrative elements. What are some of your favorite shorts? I am trying to incorporate activities where my students get to choose their own clips for independent practice with these skills and need a variety to draw from.

Currently interviewing for a role at Amazon that is listed as a CW position, but I have direct experience in the product and capabilities this role is seeking, and the hiring manager is moving me forward. What is the likelihood that if I tried to negotiate from a CW to FTE, I would get the position?

👀 Venus in retrograde be like

Hi fishes,
Iam a production support engineer (ETL,JAVA)with 5 years experience and 8LPA. Iam planning to switch my career. Will salesforce be a good choice for me? Please suggest.

What are the approx bonuses within S&C at the C and M levels?

Hi Team,

How much salary I can expect for Solution Architect role in top tier companies of Netherlands and Germany location.

I have 12 years of experience.

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Hey 🐠 , how do you guys shop for car insurance? Having a hard time finding a true aggregator site for comparison—they all direct me to individual insurers for quotes. My rate at GEICO just went up 40% so want to shop around a bit…

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

This is probably not the correct bowl to ask this question, so if anyone knows where I should post, let me know. I have a very old Steinway Upright that I’m trying to sell. How do I go about getting a quote and selling this? Do I contact Steinway? I’m assuming not many people are rushing to buy $20k+ pianos. It’s in ok condition, so I know it can’t fetch the $50k+ 😢.

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Investor’s Business Daily: worthwhile?

Anyone study the dividend growth strategy? How do you feel this stacks up vs the S&P500?

Just rolled over my 401K into an IRA. Any recs on ETFs to buy? I have 2 dividend ETFs so far, and want to buy things other than VTI and VTV since I have those in Roth IRA already.

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Any advice on how to building wealth while making $80k a year? I am invested with my company’s 401k and am looking to buy a house. I have been working for a year now and have saved over $40k

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

Anyone looking at airline stocks or ETF play?

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Is buying into the VIX the best way to hedge for a mkt downturn?

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one