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Dining out and groceries? Amex Gold is your card
Checkout Nerd Wallet for a card x card comparison for your top preferences
Pro
I think you're using it wrong...
1. The rewards aren't earned from travel, they're just applied to travel...which is nearly anything (including restaurants). So it basically functions like a cash back card.
2. You need to be in our Preferred Rewards program. I currently get 2.25% back on all swipes because of my tier...I'll be getting 2.625% back sometime this spring once I hit the next tier.
I supplement with other cards to max certain categories (Amex Blue Pref, BofA Cash Back, and Chase Freedom), but over 2.5% back on ALL purchases is clutch to have in the wallet.
Amex Blue Cash Preferred.
I have Amex Platinum and Citi AA Executive Elite. Gives me access to lounges and airline status like perks without needing to rack up the miles. Amex Plat pays for itself every year in various statement credits like Uber, saks, etc. Citi is worth its fee for the access to the lounge, free baggage, etc. That one made sense for me based on my airline preference though. I very rarely fly another airline.
Chief
Amazon Prime Visa is great
Any good benifits ?
I have Chase Sapphire Reserve for personal, and had the Platinum AMEX for work until we downgraded it due to lack of travel. Either or both are great options. The focus for both is heavy on travel - point multipliers for use at restaurants, airfare, hotels, as well as reduced cost or free access to some airline lounges etc.
Review the perks for both and decide which suit you better. Also look at what you can use points on.
CSR is it for me. $450 fee...minus $300 credit. Minus $60 DoorDash credit and discounted fees. Minus global entry fee every few years. And 10% back on Lyft
Pro
Citi Double Cash.