Just started working, best credit card for travel points? Chase sapphire reserves $450 yearly fee is out of my budget

like
Posting as :
works at
You are currently posting as works at

D1 true. But if you can't find a use for a $300 travel credit for an entire year as a traveling consultant, then you're doing something wrong.

like

The fee is technically $150 because you get a $300 travel credit. If that's out of your budget as well, get the sapphire preferred for $95

like

Semantics but... it's technically $450, effectively as low as $150. Important distinction because not everybody can fully utilize the travel credit

like

D2's apparently a much faster typer than me.

like

I think they waive the fee for the first year. If you don't think you can afford what effectively comes to $150 a year after that, then just get the Chase Freedom card and enjoy your 5% cash back every time you fill up your 2001 Honda Civic.

like

Bro do you uber? That shit counts for the travel credit

like

@McK - leveraging what exists already ;)
https://www.chase.com/index.jsp?pg_name=ccpmapp/shared/assets/page/Online_Rewards_FAQ

like

Also parking lots, toll bridges and highways, taxis, limos, airplane tickets (one would cover it), rental cars...

like

Fully utilizing it shouldn't be hard...any spend with airlines, hotels, motels, timeshares, campgrounds, car rental agencies, cruise lines, travel agencies, discount travel sites, and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages does qualify

like

I think I get paid too much, never crossed my mind this was something to consider for longer than it took to apply as fast as possible

like

What is your budget?

Oh I agree. I would blow way past $300. But there are some out there who wouldn't.

CSP if not CSR

Related Posts

What to read or watch before first flight lesson to maximize what I get from it? Got one as a gift. 1hr desk, 1hr cesna

Selling my gmat books! I am officially done thank goodness. I actually have a ton - including OG 2020, 2019 and strat guides lol. dm me if interested! Located in LA so bonus points if you’re local

Instead of slapping each other with this hitpiece or that yellow journalism, let's change things up a bit.

What is a policy you would want to see implemented? And why?

Let's keep this civil and leave the political talking points on the wayside.

like

About to close on our first house and wondering if you can pay mortgage using credit cards to get additional point benefits (or a prepaid debit card that is replenished using a credit card). Don’t want to let 30k worth of expenses go without benefits if at all possible. Thanks in advance

like

Has anyone traveled to Cincinnati from SF? Any advice?

This is my first travel project and trying to ask around for some advice..

like

I love that my 401k gets $200 in dividends every quarter

like

This is the first year I’ve ever done fantasy football and I am getting smoked. My opponents have avg 155.25 points a game. 10 person league. Am I just getting unlucky or is this normal?

like

I received my Sapphire Reserve bonus points March of 2017. Based on the 4 year rule, does that mean I could technically cancel that card now and then apply for a Sapphire Preferred and receive the sign up bonus? Is there a minimum amount of time I need to wait between canceling and signing up for the Preferred?

like

Anyone know of any freelance data gigs? Or places to find some?

Know a few folks from Marriott and IHG who got furloughed. :(

like

Can’t seem to find the thread but any recommended material for SEC +? I tried last year and failed by 20 points… then the exam switched and didn’t want to study new material. Any pointers would help. Have a good weekend all

like

Is there any KPMG / AA or Delta status challenges going on right now?

like

Question for moms. I’m getting married next year and have several close family members that will have babies ages 8-11 months old by then. What are some ways I can support the moms and make it an enjoyable experience for them? We have a separate room at the venue that I was thinking could be offered to the parents to use, or potentially hiring a babysitter for them (either at the venue or back at the hotel). I would love for the families to be able to come, as it is out of town.

like

Any MDs or VPs here... what is your take on Trump's decision for H1B visa? What according to you an analyst should do if she/he does not have an H1b yet?

like

Do you fly out to family for the holidays or do they come to you? We're hosting Christmas for the first time and having the entire family come to town for it. What are some can't miss holiday events in the city? Ideally accessible because my father is in a wheelchair.

like

Hi Fishes,

My last working date with TCS is on 4th March 2022 and now they are offering me 80% hike and Canada onsite opportunity and telling that will initiate visa as soon as I take resignation back and also ready to provide written confirmation. On the other hand I have an offer from IBM of 120% hike fixed and performance bonus would be there which I am not considering now.

Which one would be better? please suggest based on your knowledge and experience.

funnylike

Hi,

Today I will be having an interview with Hexaware for data science role. I appreciate for sharing key points to crack it, and how well is the work culture & is it WFH ?

Hope to learn more if you bought an apt in Manhattan, or if you decided against it (renting/moving to upstate/Long Island/Jersey). My husband and I are considering to have a baby soon and are thinking of buying and living in Manhattan for the next 10 years or so (looking at property under $2M). Please share what you considered as you were making the decision - I hate throwing away rent but also don’t want to trap ourselves in significant financial obligations. Thanks!

like

Trying to checkin to westin, oh sir I don’t see your platinum status but I’ll put you on the preferred floor

like

25lpa in big 4 or 22k aed per month salary in sharjah with 4.5 days working in govt company which one is better ?
Have wife and kid with no emi and loan and living in own house in India.

like

More Posts

like
like

I’m having a really hard time with my changing body. 13 weeks, I don’t have too many bad side effects of pregnancy or anything so I consider myself lucky (no nausea ever etc) but I’m depressed at work, my skin is completely broken out and showing new broken face capillaries, and I’m not showing a bump yet so I just feel fat and big. I don’t know where this “glow” is but I look in the mirror and literally am grappling with not recognizing myself :( it’s been impossible to find any clothes too.

like

I see that Kforce is hiring. Are they a legitimate company and what do they pay there operation supervisors ?Kforce

like

Stages of a consultant

Post Photo
likefunnyuplifting

Hi All,

I got offer from Fujitsu for C++ developer i feel that it's a good opportunity to learn new skills along with C++.
I already have 9.1LPA + 35K yearly incentive and i got 12LPA Fixed in Fujitsu.

YOE: 3.6 years

I'm in process of making a decision. Please help.

Is Fujitsu good company for career development nd learn new skills?

I have been told by the HR that they have yearly two appraisal policy in Fujitsu, is this correct?

like

Are brand manifestos necessary? I’ve been doing branding for 12 years and both agency and clients put so much focus on it but it never really gets used/read after project is live.

like

Is it possible to improve the GRE score by 5 points in each Q and V in 45 days? Currently in mid-150’s for both.

like

Has anyone done provider network design work for a health plan? If so, how did you like the work?

like

Which companies are offering permanent wfh to a CA ?

like
like

I’ve been seeing this guy for ~1 mo. I’m into him, but I don’t know how he feels. He never initiates text conversations or plans, but he’ll reply and hang when I ask. Is he just not that into me?

like

I have been at the current hospital I work at in administration for about 11 years now. I am treated great, love the people and love the hours. They allow me to really create my own schedule based on my needs and have taken great care of me over the past 11 years. The only problem is that our CEO has stated that we will never be a company that gives yearly raises, merit based or cost of living. I have been offered another job with a competing hospital but scared to leave. Advise?

like

Hi Fishes,

I have offer from walmart for l2 support(13.5 lpa fixed out of 18 lpa) and cts for development(16 lpa fied out of 17 lpa).Which one to choose?

YOE : 6.8 years
Skill set: AWS,unix shell script,plsql

like

I had 1 YOE in big 4 tax and now 1st year (not top tier) MBA program. I got an interview invite for FDD MBA intern at Houlihan Lokey and think it would be my chance to dust the tax tag and glitter off me. Any recommendations I prepare for the technicals (CPA who has no audit, deal related experience before)

like

Hello, is anyone doing their level 3 CIPD with Total People?

like

Hello, I am in the hunt for a new path in HR/Recruiting. I’ve been searching daily, unfortunately, no luck in catching one. I have 3 years of HR/Recruiting experience and would love to stay within the field. I am looking for HR Coordinator, Recruiting Coordinator, HR Administrator, or any other HR related paths. If anyone know of a lead or have any advice for me that would be wonderful! Thank you!

like

I have 7.5 lpa from Amdocs and 6.75lpa from Mindtree. I want to renegotiate with Mindtree based on Amdocs. How much should i ask from Mindtree??

like

Does anyone get recurring work dreams?

like

Additional Posts in Consulting

How would you balance your WLB and your coworkers WLB in the CV19 WFH model? Especially if they have kids at home (schools are closed) and you don’t have any kids /SO

like

Has anyone traveled to Cincinnati from SF? Any advice?

This is my first travel project and trying to ask around for some advice..

like

Looking to leave consulting but have realized I don't know enough about what kinds of jobs are out there or where my skills would be transferrable to. What are common exit opportunities for ex-consultants?

like

What to do when you feel pressured to go to a work social because you haven’t met anyone or your team as you are new to the firm, but you will feel uncomfortable as it is in a drinking environment and you do not drink?

like

Notice there are so many people with debate experience in consulting. Kinda impressed. Any highly recommended books related to debate or communication in general?

like

Tax advisor said I need to submit stimulus payment receipts this year (1444/1444B). Anyone know how to get these?

like

Former McKinsey executive imprisoned and beaten by Saudis, according to people familiar with the matter

like

After a year using my home office setup, especially the 27 inch monitor, how can I ever go back to the traveling life with tiny laptop screen? 😔

likesmart

Fishbowl community, you complete me ❤️

like

Accenture peeps what is typical raise % from C to M in strategy?

like

Army vet here. Have had a 12 year professional career post Infantry NCO. Now I’m considering pursuing a direct commission to reserve civil affairs. Two questions. Is this crazy/stupid? If not, any ideas on how to make it happen beyond traditional recruiting routes?

like

Tax question: if I am eligible for stimulus check based on 2018 taxes, but wont be once I submit 2019, will I have to pay back the stimulus funds?

like

Do people actually take lunch breaks? Always done working lunch and wondering if this is the norm...

like

Unpopular opinion: I think virtual trivia is boring

likefunny

Maybe I’m out of the loop…but how are all these consultants on here making low to mid six figures with 3 years industry experience? Perhaps I’m just in the wrong industries but that seems too short a time to be advising others in a field. Are these just internet exaggerations? Or is there something big I’m missing?

likefunnyuplifting

What do people think of Oliver Wyman?

What is their peer group, where do they stand in it?

What are they known for/good at externally?

How is culture? Is it a good place to work?

Would you join/not join them? Why/why not?

like

I am irrationally bothered by the fact that people overlay text boxes on shapes in ppt. There are textboxes embedded into the shapes!!

likefunnyuplifting

Tell the truth: are you more productive at home than the office? How much more? How about your coworkers? Are they more productive in your estimation? And lastly, your whole team - is it more productive in a remote environment?

likefunnysmart

Anyone else ever dealt with a severe „writers block“? Like not being able to produce a single slide? Full on anxiety and not sure how to push through this.

like

What type of consulting work are the 🐠 with a CPA doing?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal