Looking at a rental property in Dundalk, MD - 3 bd townhome. Mortgage is estimated at $1500 and planning to get section 8 rent rate at $2300. Pretty solid for my first rental property?

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..

Will I ever get over my poverty mindset?

I grew up very poor. I get extreme anxiety and shame when I spend money above $20. Deep down I feel like I should scrounge and save every penny. I use bath towels that are 10 years old and threadbare cause I can't bring myself to buy a "luxury item" despite making oodles of money and have a ton saved and invested.

Anyone else get over this?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

Is there a legal way for an international student in the US to earn money on the side?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

If I invested a small amount through a SAFE and the company is now kicking off a seed round that will be a priced round, should I invest in more in the company before or after this seed round? Assume I have the money and the risk appetite - just want to know if my money buys more before or after the priced round.

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Which credit card do you think is the best for ME consultants?

Nifty reaching ATH but portfolio still at low 🥲

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

Has anyone used an online accountant/back end company to manaage all of your invoices, billing, taxes, etc?

I’m debating using Collective or Bench but would love real reviews.

Hi all
I have a kind favor to ask of you, my dad who has 25+ years experience in finance is looking for better opportunities in UAE , requesting your help to kindly assist if you or anyone in your circle are aware of any opportunity. If there is anything please let me know and I will DM you .
Appreciate your help and su

Does anyone here work for Corporate Value Associates?

If so, could I please get in touch via DM?

Shukran

What salary to expect at a Director level at PwC in Saudi Arabia? I am a brit with over 15 years experience in transformation consulting, and never worked in the ME!

Can get advice on TC?
Let’s say your original TC in your current is 300k, but because of stock appreciation, your actual TC now is 500k (same base, same bonus, but stock appreciated). When negotiating with new company, will the new company consider your TC as 500k, or 300k? Thanks

Places to stay in Chicago for a long weekend?

Looking for marriot, close by to food/nice areas to walk around if possible

“Those glasses don’t make you look younger, they make you look older—but slightly more cool.”

🥺

I have two offers in hand. KPMG and Deloitte. CTC is almost same whereas variable is more in KPMG. I am inclined towards Deloitte India. But HR in KPMG told me that I won't be able to join KPMG India in future as I accepted their offer. I informed her within 2 weeks and didn't do anything for onboarding. I didn't ask to increase the amount or JB and I strongly believe I informed early so they can look for other candidates. Is this bluff? Any HR here to clarify

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

Is there anybody who joined Google in Pune?

What's the biggest delivery you've ever made? I just brought a 75,000 pound truck across 3 states and so far that's my record

How does having a cute puppy actually help guys get girls? Is it more effective than having a sports car?

I’m traveling from the US to London, and then taking the Eurostar to Paris. My wife and I will be doing some shopping there. On our return to London and the US, do we need to declare our purchased goods twice? We are planning to spend slightly more than 1000 euros.

Did anyone got into Natwest as a fresher offcampus? (As a software engineer)

Is there really that big of difference in recruiting between USC and UCLA MBA? I checked MBB target schools and only one recruits at USC whereas all 3 recruit from UCLA. I would have thought it would have been about the same. Thoughts from MBB/B4/Tier 2 consulting?

How much are we expected to lose in this VPB post tax? Any ballpark percentage estimate?

For those that built higher end homes, what kind of appliance budget did you have?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

We just moved into a 50 year old house. We got the popcorn ceiling removed in the garage plus had the walls done. We didn’t use an official asbestos expert because of the price.

The horrible, dirty people that lived there before us left us a crappy mess. Hope we are not exposed, nor the neighbors.

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Are the <3.5% rates gone for good?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

The threat of nuclear bombs flying over cities should crash the real estate market

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Do y’all do 15 year or 30 year for your portfolios? I personally plan to have a “job” or “career” for both the next 15 and possibly next 30 years, so should I just do 15 years to get a free and clear portfolio earlier? 25 year old and just getting started. Have a duplex in a major market (looking to refi out of FHA), and eyeing other opportunities now. I don’t “need” cash flow, so should I try to just build equity?

Can I get a commercial loan without 25% down?

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?