Looking at getting out of consulting and buying a business using an sba loan. The business in interested in has been around for over 20 years.

Asking price is 800k
Gross revenue is 1.3M
Net profit is 260k

How difficult would it be to secure an SBA loan for the entire amount?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

Priority Pass (through my CSR) cancelled their relationship with the lounge in my home airport all of the sudden. That was a huge benefit of having the card for me. Anything I can do with Chase?

Thoughts on buying nft from meka? Good flipping opportunity in the future?

Will mods hurt the resale value of a car? I'm considering selling my daily and am debating on whether or not I should put the effort in to return it to stock.

What’s some good digital invest account platforms?

I am investing as a beginner. What is a good company to start a brokerage account with ? Fidelity, Ameri E Trade, ML? I’m looking to put my money in index funds.

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

How do people navigate saving and giving back home? I never know if I’m saving too much

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Pretty new to stocks and investing I would like to invest $200-$300 a month in an ETF index fund which do you guys recommend? Also would like to invest some money monthly in a more risky stock which do you guys recommend?

Should I do the IPG employee stock plan? Anyone else do this? Don’t even know if it’s a good stock or not

Which consulting firm doesn't restrict you from using Robinhood for investing?

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Why so red? Any stocks good to buy now?

Happy New Year ! Anyone interested in bitcoin investment and NFT ?

My professional life at the moment is far from ideal. I’ve been on quarantine (long story, but a good one) for the last seven years. Royalties from my books don’t pay the bills. My entrepreneurial pursuits remain hampered. For the interim, I’ve been looking for a remote opportunity where I can leverage my skills in marketing, sales, social media, and elsewhere for a decent sum. I have a social media presence which, in recent years, reached millions. There has to be something exciting I can do.

I need a good reference article for DSO-SAAS specific

How do you get opportunities to speak on panels? Is it based on networking?

Hey everyone! Could you recommend any good materials/books/courses on IT services, B2B marketing?
Thanks! 🙌

Career Sabbatical?

Can anyone who has taken a career sabbatical to travel/explore other interests share their experience with both leaving their jobs and returning to the legal field?
I really want to live in Asia for a year at least before I have to settle down and start a family. I’m not getting younger but don’t want to be reckless with my career.

I have cleared 2 technical interviews with S&P Global for the Java Developer job position. With good feedback.
As the interview went well.

I have attended a managerial interview which was scheduled for 30 minutes. It also went well. I answered 90 to 95% of the questions.

How much time they will take to give the feedback as we have a long weekend now

Thanks

Which company to join 10Years Experience , Netcracker or TCS??CTC is all fixed in Netcracker and 3Lkh more.

What’s your work-life balance like? I feel like I’m constantly working after hours, always balancing multiple projects, hardly ever going through a phase where there isn’t a ton of critical initiatives going on. It definitely wasn’t like this when I was a more junior PMM, but as a Senior PMM, my work-life balance has severely decreased. Is this just the nature of Product Marketing? Or can I actually find a senior PMM role that allows a bit more room to breathe?

Any experience with Alvarez & Marsal? They’re recruiting for tax positions. Any and all information regarding pay, company culture, etc is welcome. Thanks!

For Stock-based comp - What's an "average" and "good" number when factoring an all-in comp number? $20K? $30K?

Hey Peeps, I got an offer from Thoughtworks. I heard that you get some stocks too. But the offer letter does not mention it. HR confirmed it though that there would be a separate communication regarding the same. I have 7.5 YOE and joining as Senior consultant QA. How much stocks value can i expect to get?

Does your art partner contribute to visual descriptions when you’re working on scripts?

Hi everyone! First time using this app. I always wondered, how are other IT help desk jobs? I’ll share how mine is.
I work at an MSP (Managed Service Provider) meaning we are the IT services for many other companies. It’s busy all the time and I get to experience all different types of apps, OSes, and almost every aspect of IT in this way. I make around 50k which is alright but its hectic as there’s too many tickets and not enough personnel. I heard this is common but I’m not sure.

I’ve always wanted a partner who was smart and capable, but the people I’ve met who I’m drawn to on paper are always arrogant and off putting. Is there something wrong with my type of my selection criteria?

Sort of houseplant related... but does anyone actually have experience with large fake plants, specifically the best places to get them? I have a large collection of live houseplants but I wanted a large (5’) fake plant for a place in my house that gets little to no sunlight. A lot of the ones I’ve seen look super cheap for how much they cost and I figured someone here might have some good advice :) TIA

Hello Guys,
Need small advice,
I had my LWD on 27th june ,before a week of that i had HSbC last round in which I clearly told I wanted to join by 4th july as my next joining is due at that time.
HR agreed and told will fast track your bgv .
Now the problem is they released offer for 11thJuly saying will preponed in case bgv finished early.
Today I again got a mail for 18th july extension.

Am quite worried here now, as I already said no to other companies !should I try looking again.

Thoughts on below upcoming IPOs?
1) Clear Secure
2) Krispy Kreme

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Would you invest in individual stocks if you're invested in a fund that includes those stocks as well? Why or why not?

Is Deloitte allowed to use Robinhood? It's not a robo adviser and obviously you wouldn't invest in your clients. Or wealthfront?

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

When is the Bitcoin bubble going to pop?

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

Currently using Morningstar... A little fed up with them!

Any recommendations for other/ better financial data services?

Saving $20K for an engagement ring by EOY. Should I put it in a dividend ETF to fund the band or is that too risky?

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

What are your plans for your tax return? Looking for some ideas that are reasonable, Thx.

Holy Cow .. jumping into the craze. Bought and sold NAKD in 30 minutes and made $10!! 🥳 wohooo