Posting as :
works at
You are currently posting as works at

I'm working with one listed there. Opted for one year. Not sure if I should continue or not. The experience was good. But I'm becoming more of a DIYer. So I may continue to opt for one time reviews at a lower cost

The site is only an aggregator service. They all have their own website and communication channel.

helpful

I don’t have a lot of knowledge about finances and investing, and top of that I don’t have a lot of time to learn and track these finances regularly. I’m ok to pay someone to guide me in the right direction instead of proceeding ahead with half baked information and mounting on losses. 20K annually isn’t bad at all.

like

You should get a consultant for sure but always remember it's your money and nobody will be as interested you are in it to grow/save/invest. Work with them, build some understanding and keep reviewing every 6 months. I picked someone who speaks my mother tongue so it's easy to communicate. I'll recommend if someone from this list is closer to where you live / speak a language you understand, it's easier. This is not a primary consideration though.

helpful

That’s helpful. I’m going through the websites of the planners who speak the same language as I do and understanding more about what they do, what they can help me with, how involved they’ll be, and how much it’ll cost overall; understand ROI.
Thanks for sharing your thoughts.

like

AIFW is a propoganda gang. Don't be a part of the heard that gets pushed to something silly just cause everyone is doing it. Get the knowledge and use it as per your discretion. There's a lot of misinformation spread by agents for commissions, avoid them consciously.

AIFW? Aren’t the fee-only planners supposed to be against pushing for commissions, like agents? That’s what separates them from normal agents.

Related Posts

Do you think there will be another housing bubble burst in the near future due to COVID? Assuming relative job security, would that be an opportune time to invest in Manhattan real estate?

like

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

likesmart
like

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

like

Oracle India Ye dukh kahe nhi khatam hota 🥺.

Oracle shares going down ....
Oracle

like
like

Can wife claim husbands PAN for HRA? Flat is in the name of husband

like

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Who all is looking to buy a house and in what area?

I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

like

I joined Tiger Analytics with CTC of 9lpa. When I check in greythr IT statement, it shows 7.14lpa.

In the CTC payslip, it shows 75k per month as my salary. But this month I got 61k.

I understand they deduct tax, but I feel it is too much. IDK where I'm losing the money. Can someone tell if this is normal. I'm a fresher so, IDK much about it.

Also, what can I do to pay less taxes? Any help on that?

like

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

like

Best side jobs for extra money? Really need to supplement my income..

like

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

like

Does EY let you keep Amex rewards points?

like

Looking to support a new APIA founded startup? Well look no further!

Have you ever found something online and thought "... if I buy this, what about my anniversary gift, that trip to Europe, the car I always wanted..."

Well I have and founded Okane (money in Japanese 🤑)

Okane is a free Chrome Extension that focuses on goal-based budgeting. We track your wealth and help you save for your future goals while avoiding impulse purchases, right as you shop online. ( okane.crd.co)

Lmk what you think!!

like

Am i able to sell commercial insurance while working in IT? I’m in industry no longer consulting but want to get my property and casualty license. Thoughts?

like

My strategy for Bitcoin:

Buy low
Get worried and sell lower
Get FOMO and buy even lower
Panic and sell at its lowest
Cry myself to sleep
Repeat

like

Any PAs that have another stream of income outside of their PA job? Like business/entrepreneurship or IT?

like

Anyone ever temporarily lower 401K contribution to increase bonus cash payout?

like

More Posts

Do you know anyone who was hired by their parents?

like

Anyone who filed 131/765/485 last year in October with BAL/D and got EAD or GC?

Are there any companies/industries that offer MBA tuition reimbursement post-MBA if you did not work for the company pre-MBA?

like

How long it takes to get laptop from pune office.
I need to go on 1st sept.

Miami D v Washington or Seattle D @ Cleveland?

I don’t feel great about either but leaning towards Seattle

Hello there.
I am a junior front end developer(2+ years) and doing my Masters in Information Systems now. How possible is it to find a remote job at UK?? Living at Greece and working for company at UK. Except freelancing...

like

hiya! So I was wondering how I can get a remote job in without any tech or call service experience? I have 4-5 years of customer service experience and I’m taking an swe bootcamp at the moment any suggestions?

like

Hi all,
How is
KPMG India ? Someone reached out for strategy team at Customer & Operations for financial services practice.
I was told they specifically cater to Indian clients.
Please guide me with the following -
What is the traveling expectation, how are the hours, do we need to work on weekends?
How much salary and designation I can expect.
Current Ctc 30L, Infosys consulting, senior consultant. Expecting 10% hike in August/September.
Thanks in advance.

like

Does @oracle negotiate for money if anyone will leave early in 3 month?

like

So I'm new to IT field and got only 1 year experience in automation testing using Tosca, I got training in java and selenium and I studied selenium myself in free time to learn more in testing, I'm thinking to make a switch next year. How much of a pay raise should I expect? And can I get referrals for QA engineers from companies like Accenture or TCS or other big tech companies? I'm a newbie so it'll be helpful if someone could guide me thanks

like

Hello fishes, can someone tell me if HSBC EDP provides, work phone to it's employees? Like a seperate mobile device for work? Or can it be requested?

Does anybody know what’s the base salary for a compliance manager at Uber? ty

likehelpful

What are pet peeves you have as a teacher you have let go of? For me it is subject verb agreement.

like

I’m asking to get my notice period waived. I have a 30 day notice period per the employment agreement I signed, but it says they can waive it at any time after I gave notice. Im not going to a competitor or even the same industry. How likely is for my current firm to allow this?

like

This is my first holiday season in Charlotte, is the tree lighting festival worth attending? Does anyone know what to expect?

like

Trying to laterally move to another in house position. At my current company, Counsel is a Manager level position while Senior Counsel is a Director level and General Counsel is Senior Director. Would like to find if Counsel is a Director role at other companies.

like

What the current salary range with YoE for UX/UI designers

like

Anyone else have bipolar disorder? I really have a hard time when my boss says I didn’t do something entirely correctly I can just completely spiral out of control if I’m in the wrong mood cont.

Hi Fishes
11 likes please (need to send and read dms)

Thanks a lot

like

How many employees does KGS have in total?

like

Additional Posts in Personal Finance - India

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

like

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

like

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

like

How t save tax for 9 lpa salary. Can anybody help me out.

like

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

helpful
likehelpful

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

like

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

like

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

like

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

like

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

like

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

like

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

like

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

like

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

likehelpful

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

like

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal