Looking for merger or buy from retiring advisor, Brooklyn, Staten Island and North Jersey area, Long Island too thank you!

I'm planning to purchase a home in the next 1-2 years as a first home buyer. My parents are currently refinancing their home and because they are close to retirement and have a smaller income, I'm planning to take out the mortgage under my name (won't be listed as the property owner). Would I still be able to get the benefits of being a first home buyer when that time comes? Or will the mortgage disqualify me? I recognize this isa unique situation, so it's been hard to find a clear answer online

Moving to the U.S. soon, so bear with me on this.
Is there a specific type of account you buy stocks on in the US?
For context, I'm Canadian, I have a TFSA and RRSP (also relatively new to stocks/general personal finance)

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

SNAP - 5/22 $18p, b/e $16.86

Any Boston based MBA students here? Wondering how much to expect for rent if I want to live in Central Square with one roommate.

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

Which bank account is better for salary account?

HDFC
Axis

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

Already a market crash? Should we sell? 😱

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

Are we on recession? My portfolio is super down - low cost ETF investor here

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

I just stop breathing whenever I get a meeting invite. What is life

Is 150 billable hours per month little/average/a lot?

Hi folks,
New to Nagarro, can someone help with below query?

Once the project is allocated the project code will automatically reflect in SAP portal to fill the timesheet against the same or how is it done?

Also what do you guys fill in notes while filling the timesheet when on bench?

BBDO laying off 30+ staff this year, but also buying their remaining staff Christmas gifts got me like 🤮🤡

I'm a software engineer, and I've been working remotely for my entire career. I love the flexibility and autonomy that remote work gives me, but there have definitely been times when it's been hard to feel like I'm on an even playing field with my colleagues in the office.

Anyone using Darwinbox HRMS? What is your experience in terms of user friendly?

Im working on creating job descriptions from scratch. Is it illegal or not a good practice to take ideas from other job descriptions on the web? I won’t be using word for word of course - a paraphrase and adding our company touch. Any advice?

Looking for advice: when leaving the big4, is it better to cash out your vacation balance or take all your vacation if it means you could leave the day of the performance bonus payout? Suggestions on what would be better in terms of monetary benefit? My vacation balance is full (176 hours) and my bonus would be approximately be $5000 since I was promoted… this would be after busy season FYI

To those starting the year on the beach: office or home office ...or actual beach?

Has anyone ever stayed longer at a firm just because you “liked” someone?

Hi all,
I have an offer from a great company and i want to leave my current compan Capgemini as soon as possible.
How do I get an early release from Capgemini without serving the full 90 days notice period?
What is the notice period buyout policy in capgemini.
If we’re willing to pay the money for the shortfall days, can we get early release for sure?

I’m visiting Singapore soon via VTL (US resident). For any foreign nationals who have travelled to Singapore since the pandemic or is familiar with the process—is there any documentation I can provide that includes my proof of address while I’m there? I’m living with my fiancé and his family.

Hi fishes, what are the top salaries for APM in Indian startups currently

Resources for an enterprise BDR?

Hello All,

I recently got a job working as a BDR for an enterprise rep. We sell a SaaS product for other tech companies. It is a new realm for me as I have been primarily an AE throughout my career.

What resources are out there to help me learn how to work these accounts (500+ person companies)? looking for tips on everything from writing email cadences, sending video messages, and even qualifying leads during discovery calls.

Thanks for the help!

Is it possible to live in Austin without a car? Moving down for a few months from Dallas but don't plan on bringing a car.

Does anyone in this bowl work at one of the major hospitals in the area? I have 6+ YOE in healthcare and I've been trying to go back into a hospital/clinic setting ever since I moved from DC last year.

My background is in healthcare (process improvement, research, health policy, health outcomes)

TIA

Hi everyone,
I joined nagarro in July,22 and my first salary credited in aug,after that i was able to declare flexi and tax components ,then my second salary credited for sep month and it was very less ,bcoz of flexi declaration.but when i calculate declared flexi amount is ~25k ,as per nagarro it is tax saving component which you can claim later.but I am still not understanding why my executive allowance is very less this time from which ,i got in august 112000 and in sep it is ~21k in payslp

Best GMAT study plan?

Think about this for a minute... why would you sell a book? Because you didn't want it anymore or it was beyond its useful life, kinda like an old car... it's old, rusty and needs more maintainence than it provides useful transportation, it's in the repair shop more often... everytime it goes in you find something else wrong with it? Plus, the prices the buyers are willing to pay are outrageous, by the time you get it paid off it's in the junk yard. No easy solution to building a sustainable business except hard, persistent work. Control Your Future, Go Indie RIA!

Wells - curious. Where are you and are you buyer/seller? I'm guessing buyer and all the stats I read are completely in our favor, yet I feel like books of business should be going for sale every day and I struggle to find any good sellers?

Interested in selling my book of business and exit the industry for personal and family reasons. Approx 16 ml in AUM and $100k GR. Located in Memphis, TN.

18 year vet looking to acquire businesses in Denver area. Looking to exit? Let’s talk

Looking to buy from retiring advisor in Indianapolis.

Anyone looking to sell (Military Veteran-Heavy) book?
Ideal Individuals for me and extremely rewarding. #SemperFidelis

Anyone here had success in purchasing a book? If so, would love to hear about transaction and how it went.

Looking to buy a book of business or partial book in Ohio. Will consider all sizes, even small. Please contact me at 513-317-2265 to discuss. I'm licensed in OH, IN, KY, and NY.

Anyone looking for a junior partner in Kansas City area?

Anyone in Maine or New Hampshire?

What do you feel is a reasonable multiple to pay for recurring revenue (wrap)?

Looking to buy a book in Virginia. Let me know if any opportunities please.

Established buyer backed by a solid firm seeking $1m+ in fee and commission generating revenue from sole practices and teams (based on T-12 production and AUM) to integrate into our system across the U.S. Upfront payouts followed by asset bonuses based on timely asset transfers. Serious inquiries from Principals only.

I’m currently a wire house FA who received assets from a retiree. I likely have 4 years before I’d be able to move my book of business, but I definitely want to move to an Indy channel. When should I start these discussions with other firms/business owners and are there benefits to merging with an existing practice at that time?

How do you find firms/books of business to buy? All the posts on here are buyers looking for sellers. Where do you go to find someone looking to sell or retire?

Looking to acquire Practices in the greater Providence, RI area. Message me for a discussion. Deals are 95% cap gains and not ordinary income.

Chicago & suburbs: seeking advisor min $20m AUM to change firms and team with me at my RIA to service clients better as co-advisors and build practice. Great tech, transition, and admin support!

Looking to buy a practice in the St. Louis, MO area if an advisor is ready to consider retirement, could transition over 1-3 years as desired.

Has anyone hired a consultant to find them a practice to purchase? I'm not asking about the big players like KMG or Succession link.... I'm asking if you've worked with an individual contracted consultant... If so, wondering how the experience went.