How do you find firms/books of business to buy? All the posts on here are buyers looking for sellers. Where do you go to find someone looking to sell or retire?

I have a question on 401k loans. How is the principal repayment reinvested? Monthly? When the loan is fully paid? Do they cash out that portion of my investments or just use then as collateral?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

I am starting personal investment now- please tell me if this plan looks good:
- Already have a 401k plan with max matching form my employer
- invest in 5000$ in S&P ETF
- invest 5000$ each in AAPL, AMZN, GOOGL,MSFT
- invest 1000$ each in Netflix, ADP and Home Depot
- invest 500$ each in Intel, Nike,Walmart and T-Mobile
- small amounts 100-500 in Merck, GE, Coca Cola , Altria and Samsung.

Thoughts? I plan to invest a little bit each month (200$) in ETF. Any suggestions?

How much is “market” comp for a 5th year, general civil lit, AmLaw 200 defense firm with usual benefits (health, dental, 401k match up to 6%). I’m LA based. TIA

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Currently make 90k and save about 500 per month after 401k, HSA, mortgage, all expenses etc per month. Where can I go to Cali to save the same amount and how much do I need to make to do so?

What is the the standard 401K matching in industry? Currently I am a offered 5 percent as a cloud consultant with tier 1 software company. Also what is the salary range with 1 years of experience.
Location ontario - HCOL city

Need help! I am a working mom of 2 young kids. I have an offer for about $25k more than I make currently outside of public accounting. It’s 40 hours year round, amazing benefits, with a pension (cont)

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

I am a Business Transformation consultant, having worked for Asset & Wealth Managers, Investment Bank, Boutique, Government Pension Fund, Family Office as part of my current role with a small consulting firm.

I am looking out for a new role in Singapore. Any leads or references would be helpful.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

I am potentially able to get in front of 4-5 of the “right people” to potentially take over some 401k plans. I have never ventured into this area. Any suggestions on where to start for...continued

Has anyone used The Warton Group for 401k appointments? Seems like a lot of money for uncertain success...

How do I retire by next week? Need suggestions. Thank you. ✊ We in this together.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Tips for how you’re accumulating wealth with absolutely no financial inheritance/intelligence from parents? I want to retire early but am late in the investments game. I have a Roth IRA invested in a target date fund, max out my HSA and invest in REITS and ETFS, and contribute more to 401k when I have leftover $$. What do you guys do? Am i missing any smart moves here?

Future of ronaldo? Think he will retire at United?

Anybody have any good male therapist recommendations?

Anyone registered their vehicle with BH number plate? Is GST number mandatory on form 60?

Has Anyone moved to KPMG UK as an IT Audit Analyst (E Grade Role)? How is the work life balance ?

@kpmglondon @kpmguk

How many meetings a week do you find necessary when there aren't any special launches and/or campaigns?

Oracle IDC EPM Product developer ( CTC : 17.9) or Optum full stack developer( CTC: 18.8 + variable).

YOE: 3.6

Both offered similar packages Which is preferred and any reason?

General corporate in NY looking to lateral into tech transactions at one of the EC/VC firms. I’ve heard that I may get a class cut if I make the move but I’m ok with that. My worry is that EC/VC firms are crazy busy work differently from general corp, I also won’t have control over my hours, and potentially worse based on how billing differs (block billing on a few clients vs having to work with 15 or more startups). Is the same true for tech trans or IP group?

Hello Fishes!
Any idea how long does it take to get a German visa appointment for EU Blue card and dependents? I am based in Chennai and have been trying since 2 weeks, no luck.
Do slots really open up at certain timings? Also, am in the waitlist pool for Chennai location, would I be able to add myself to waitlist pool for Hyderabad location as well?
Am supposed to join work by Aug 30th. Please help!

Company pays for certifications. CISA, CIA, CDFM, PMP. Currently have CPA and CGFM. Which has the most value? Not sure what career route but they pay completion bonus. CISA has a higher bonus rate, 2k

Thoughts on Centron?

Looking for jobs in media! I was a casualty of covid-19 and have been looking for jobs over the past 8 months. Is anyone’s company hiring?

In the beginning of the month I started working at a new place for a promising client, but realized the team is absolutely disorganized and no one is willing to do much. I haven’t gotten onboarding from my team and no one takes notes... is it bad to start looking again?

Hello!
I was wondering what kind of contractual or other barriers I might face if I apply for one of the big 4 while working on a project with them in my current company.
I am not too involved in the project but I was in a few meetings and went on a field trip with them as well.
The position that I am applying for is in a different team and city.
Will this considered “poaching” if the consulting firm hires me? Would they need to talk to my current employer?

Any book recommendations on change management?

At KPMG how much is the health insurance cost per paycheck for employee-only coverage?

Shot in the dark…Any independent/hybrid advisors seeking a female successor?

Any bank reps have experience buying their book from the bank?

Has anyone hired a consultant to find them a practice to purchase? I'm not asking about the big players like KMG or Succession link.... I'm asking if you've worked with an individual contracted consultant... If so, wondering how the experience went.

Any RIAs in upstate NY looking to sell? We custody with Schwab and have been in business for 30 years.

I just invited a few peeps we will see if we can "come to a deal"

Interested in selling my book of business and exit the industry for personal and family reasons. Approx 16 ml in AUM and $100k GR. Located in Memphis, TN.

Anyone looking for a junior partner in Kansas City area?

Thinking about leaving the wire house channel in about 4 years time and I should be at $900k In production. I’ve been looking at Ameriprise recently since I like their approach to “supported independence”. Curious to get current Ameriprise franchise owners thoughts and experiences on the firm and affiliation model.

Looking to buy a practice in the St. Louis, MO area if an advisor is ready to consider retirement, could transition over 1-3 years as desired.

Wells - curious. Where are you and are you buyer/seller? I'm guessing buyer and all the stats I read are completely in our favor, yet I feel like books of business should be going for sale every day and I struggle to find any good sellers?

Anyone here had success in purchasing a book? If so, would love to hear about transaction and how it went.

looking for guidance on purchasing books of business. Succession Link has proved fruitless. Are their introducing brokers/consultants that can guide us? We are looking for any size book, in the Midwest.

Anyone in metro DC looking to transition out?

Anything for sale anywhere in the continental US let me know.

Anyone in SE Louisiana looking to sell a book of business?

Looking for adding a junior advisor with 20-50mm AUM to become eventual partner if the right person and merge into a larger $130mm firm in Atlanta, GA or in Southeast.
Call 678994-6448 ask for James

Bucks County, PA. Depending on size of book can purchase immediately or being a longer term succession plan.

I'm adding a brand new FA, probably as a W-2 initially. Any suggestions on compensation?