Looking for my second credit card! Just had a DiscoverIT Card. My credit score is at 720 right now. Should I jump to the chase sapphire preferred (got pre approved) or do the Chase unlimited/flex first? Not sure if it’s beneficial to be doing a no annual as my second card. Please help!

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CSP is solid card if you are starting the points game.

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If you had to spend $1200 or so rn in order to get a credit card spending bonus what would you spend it on? Could be on more than one thing.

likesmart

Paid off my account debt!

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Hello everyone!
I recently found out that I was being paid less than everyone in the team (more than 25% gap to more expe teammates, around 15% less than new hires)
We all had the same responsibilities, I consider I even had a heavier workload (talking in past tense since I very recently made an internal move).
Things to consider:
On a work visa
Non-white
Non-male
What would you recommend doing?
Keeping it to myself?
Speaking up? How? With who?

-TIA

likesmarthelpfulfunny

Hello guys,

I am looking for a job change in Bangalore.

Current Role : Business Analyst
Yoe : 5 years
Domain: Banking ( credit card analytics)
Technology: SAS,SQL

Any referrals will be appreciated

Thanks

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I've received 2 offers to FAANG companies this year as Sr Product Mgr, got along brilliantly with the teams, but ultimately neither were willing to help process my visa in this climate. I know folks have it more rough, but feeling pretty bummed out.

likefunny

Anyone have suggestions on specific Marriott properties in the Caribbean? Looking for a getaway in the Fall and wanting to use some of my points - not particular on island, etc.

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Hey, I have HRA component of monthly ~40k. I live in my parents house in Tier-2 city.
So if I make a claim of 40k as monthly rent to my parents, is there any issue that might be faced in future from the income tax department?
I will be providing parents pan card details and will adding the same in their ITR as other oncome source.
Is there any other issue that anyone forsee and suggest for anything.
Or if anyone has been doing this earlier can you please suggest.

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Guys funny but not so funny question.

Lets say people who are working for years in US and they save 100K USD and return back to India. Leta say to settle. Now will this 100K USD be converted to 23 Lakhs in India, as per PPP (Purchasing power parity) . Meaning Khatam tata bye bye!!

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For United Explorer card holders that have to use their corporate card to book flights for work, do you still get the perk of priority boarding on your flights?

Currently work with finance industry. Looking for SE role in Travel/hospitality industry (I.e. EXPE, Marriott, Southwest, AA, Delta, airlines).
Some questions:

1. Which one offers job security?
2. How is it like working with them?(WLB/teammate/culture/support for career growth)
3. Which Business Unit I should avoid?(known for its horrible wlb)

4. Other advice/insight?

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Question, or advice. If you leave your job and have a 401k balance under 5k what is the best option for me to do? Rollover to an IRA, keep the funds where they are, or would I lose that money? TIA

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What's your experience working with United Way?

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German folks, what are your recommended credit cards?

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Do Starwood reservations eventually come over onto Marriott after you combine? Mine still haven’t...

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Clinical research associates how much r u getting in travel allowance and benefits. Which company r u working for

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How difficult is it to move up to better VC funds? For example going from a smaller lesser known funds to a larger one? Pretty much zero chance I can get into KPCB, Accel, etc. but curious what’s the best way to end up here if I can’t get in directly.

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Any tips on first time investing in low income single family housing? Traps to avoid? Key things to keep in mind?

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Is it smarter to buy or rent in current market? Ran the numbers and renting means ~$30k in cash flow benefit in Year 1. Other than value of house going up >$30k and rates being even higher in a year, what else do you need to believe to choosing to buy? First time buyer here, let me know if I am thinking about this completely wrong

Apologies for the consulting bowl crew for double post.

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United Airlines or American - what’s your preferred flight choice and why?

Is there any way I could find better listings around my area? I've been checking out the competition and their properties seem to be better overall, more modern and more appropriate to what people are looking for nowadays. Any clue as to how they get these listings?

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I have a newer 4 bd, 2.5 bath home with a swimming pool in NorthEast Austin, about 12 mins from both downtown and the Domain.

I live by myself and am planning on heading out of the country for a while in the next month or two.

Anyone interested in renting a furnished room or possibly the entire house?

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Is 175-190 a reasonable range for Big 4 M2/M3 with 7 YOE Tech Advisory, LCOL city?

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How to help my GF who is extremely depressed because she has to put down her family dog of 15 years later this week. Each day it gets worse as they day comes. I feel helpless but also exhausted with trying to help her feel better.

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Folks with 4+ years of management consulting (in a strictly client facing role) or IB experience, who are looking to apply to BCG, can drop me a DM. Candidates from BCG's target schools preferred.

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Looking to hire civil engineer for a start-up working into construction industry performance improvement. The candidate should have 3-5 yrs experience in leading or managing large scale on site commercial/residential construction projects, cost & quality control. Working knowledge of end to end construction project lifecycle. Work location will be Gurgaon, India. Pls DM.

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In-office hookup stories with a co worker?? Just curious how ridiculous our industry is

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How many days usually IBM take for releasing a offer letter? I have submitted BGV after completion of BGV round.

Any PM job with WFH option.

Please let me know

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Has anyone had trouble finding an ob gyn? I just moved to my area and the recommended ob gyns are fully booked. The first date I can schedule is not until I'm 20+ weeks along. Would you just go to a lower rated ob (taking 2 out of 5 stars on Yelp) the first few weeks and then switch when you are able?

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Do any of you split time between Chicago and another city? I like the idea of getting a place in LA / Southern California and escaping Chicago during the six months of winter.

likesmart

Hi all,
I onboarded to capgemini yesterday and today I completed email setup. However, I'm not able to access talent page from mobile/personal laptop. Can anyone help me?

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Hey all - I need some advice please. I’m doing a spiritual fast from today until the end of January. I need to pray at 1pm and 7pm for the next 21 days. Can I bring this up with my manager/partner on my project? How would you bring this to their attention? The manager tends to schedule meetings whenever is most convenient for her. TIA

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27M
Any single F from hyd?

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I’m looking for a Finance position in EXL.
CA with 3+ years of experience

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Are there UK firms hiring right now or more likely to give tier 2 visas? I'm a US citizen w/ 4 years experience at Deloitte, UK uni & hoping to stay (exempt from res labor market test)

My principals ALWAYS seem to visit my room as soon as I give my student(s) a break from their work or when they’ve finished early everything I had planned. They RARELY come in when I’m actually in the middle of making progress on a lesson. It makes me feel like I have to be defensive & justify why the students aren’t working. Does this happen to anyone else?

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Need some advice. Work for AT&T corp Store Manager. Been in wireless industry for about 14 years. Base is about 60k and commission and incentives add to 35k extra. Single dad and have worries making less then 80-85k if I change companies. Don’t have degree but considered a top store managing about 20 people. Not getting the opp to progress past this level. What are good areas I should be looking at? Staying in sales or managing sales? Account manager etc. Not a fan of cold call type roles

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Can anyone pls help me connect with some wells Fargo HR.. I am looking some opportunities in their portal for hyd location, even though the skillset/JD completely matches, they do not contact.

Relatively new to the world of whiskey. A friend introduced me to this Henry McKenna 10-yr, anyone else had it before? Thoughts?

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Mail call 😁

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Additional Posts in Personal Investment Chatter

Which FAANGM stock are you most bullish and bearish on for next 2 years?

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Has anyone ever done a post nup? I’ve leaned my in-lawas have a gambling problem and really want to protect myself in case things go south

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I know this question has been asked here before but for Chase Sapphire Preferred Card would the 100k bonus point come back anytime soon?
Also it says here 750$ towards travel. So does that mean the 60k bonus points I can use only for travel?

Post Photo
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Is it still worth it to contribute to ROTH IRA, if I’m over the income limit (MAGI 190k) and my company doesn’t allow back door conversion? Or is my 6k better off in a taxable brokerage?

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Should I invest in CloudFlare yes or no

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What are people’s thoughts on holding onto an equity with ~2.8% dividend yield that has gained ~15% in a short period of time vs selling for a quick profit and reinvesting?

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I always help my friend out with his finances but now he's on the verge if getting rich should I expect any favors in return or just live my life as it is

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Just started my career and looking for advice. Other than putting money into my 401k what opportunities should I be looking at? I live for free so I have a decent amount of money.

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Any recommendations on getting a term insurance outside of what the Firm offers?

My portfolio is 100% VBIAX which is vanguard balanced index. 60/40 total stock index/total bond index. 0.07% ER. Convince me that there’s a better strategy for buy and hold.

Which airline stocks you would smash. Which one you will buy. Is boing good buy now

likehelpful

QUICK! Can someone tell me their thoughts on FBGRX va FSPTX??? Also should I wait five days until after election? I know time in market > timing market but it’s four days worth it?

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Thoughts on GXTG? (Global X Thematic Growth)

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If I move from TX (no state income tax) to NC, can I leave my savings account and brokerage address as TX (to not pay tax on interest and dividends) and update credit card accounts address to NC? Or..

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Does anyone still use the 30% of gross income for housing rule? I feel like even 25% is a lot.

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I won $25,000,000 last night in the lottery (after tax). I'm 24 with no debt or obligations. I want to invest it into future goals with no lifestyle changes, and let it compound epically over the next 40 yrs.

What's the most efficient vehicle to transfer this money into an index fund without exceeding contribution limits, that also allows me to make executive decisions and divert portions of the funds to future house down-payments, trust funds for family, etc, with limited withdrawal penalties?

likefunnyhelpful

Got a call from my accountant that my efile was rejected because someone had already filed. Seems like a new fraud thing for a get rich quick fraud scheme. Accountant seemed very on top it and said he already filed a claim with IRS, saying he’s seen it before and knew how to handle.

Wondering how common this is and who else has had this happen to them? What was your experience?

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Does it make sense from a tax perspective to sell index funds (held over a year) in Robinhood to max Roth now? Or wait to get bonus and max Roth then?

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