Looking to buy a place for CAD 370K. I can pull together the 20% to save the mortgage insurance which will be around 10K (plus the interest on the higher amount). Alternatively, I can put less down payment and have that as my emergency fund in case there is a recession. Any advice?

Anyone heard of the Select Card?

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Normal to have "no appraisal contingency" and or "water conservation plumbing to be finished by the buyer if it is not completed by the seller when escrow ends" normal terms when buying a house?

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

i'm looking into getting an american express credit card.. this will be my first credit card, i do a lot of driving and traveling what would be the best one to get?

How do you get in on an IPO with a basic Vanguard brokerage account? Do I have to place my order at 9:30 or can I do it beforehand?

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Is there any way to get around the coinbase fee when buying crypto?

How long of a commute would you consider to be too long? First year associate trying to balance convenience with living more frugally to save up some more money.

Has anyone opened an IRA for a non-working spouse using ITIN?

Is it allowed?

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

Can anyone advise - if I did not file taxes for 2019 and 2020 is there a way I can file without receiving a penalty? I just didn’t file them no great reason. Nothing complicated and I probably owe a few hundred each year in fed taxes. Nothing crazy.

I’m planning to pull 5k profit and forethought to invest on 5 or more meme coins, each of around1k..Is it good idea ? if yes what should be those 5 or more MEME’s.. TYIA !!

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

Is VWINX a good fund to buy ?

Does it make sense to refinance now? Current rate is 3.62, bought in 2019. About 480k left on loan. Need some suggestions.

Anyone else heard the news of KPMG staffing 1,500 employees to work 6 pm to 6 am reviewing documentation for cares act SBA bailout loans? My thoughts are 1- admirable cause 2- I would hate to (cont’d)

Fully remote and looking at a bicostal lifestyle. I’ve found some nice long term furnished places, but where can I find a monthly rental for when I’m not at home base. I’ve looked at Enterprise and it’s roughly 2,000 a month for a compact. If I’m going to pay that, I’ll just lease a Urus for 18 months and save one or two hundred😂

Dear Connections,

I am Milind Shirke from TCS- Mumbai, holding 12+ years of experience in accounts payable, Green Belt certified, knowledge transfer lead, having end to end PTP cycle hands on experience, automation lead, support role in business transformation, business consultant.

Thank you for looking out for opportunity for me in AP domain.

Regards,
Milind Shirke
Mumbai, MH - India

What is a fair salary/hourly for a kitchen manager in Tampa FL? Small kitchen with 3 to 4 kitchen assistants. Kitchen is open 50 hours a week. Manager has full creative license and has no one above them in the chain of command outside of owners.

Hi Fishes,
What is the impact on rating and overall, if I have got all snapshots good but for one snapshot its like at level for 4 parameters and 1 parameter partially demonstrated at level and have got a development action on that. Can you please advise on what will be the repurcussions and how to deal with this situation as the CRT are round the corners. Thanks in advance!PwC

What is element require mitigation in a background check?

I have submitted my background check for the new offer. One of my previous bosses I referenced and now I am trying to call and text him to inform but he’s not responding so I am worried. (Cont’d)

Hi all

I am a european law student and I will try to get to do a J.D. in the US (i want to move there) and I wanted to know if it‘s possible to work next to your law studies in the US. I have been working between 20 and 50 hours while studying (it‘s exhausting af but i need the money lol) and I wondered how the situation is in the USA.

Hi All,

I am looking to join NTT DATA IPS next week as a software developer, can anyone please help me to understand how's the WLB and culture of the company. And also about the projects which they will assign.

Your response will really help me a lot in making a right decision.

Yoe - 4.5yrs

Is Field of Light at Lady Bird Johnson Wildflower Center worth it?

Just did biometrics today in NJ. How long should I expect to wait for EAD after this step?

Looking at how the priority dates are moving for India I believe this October there could be even bigger and jump and lots of folks will be eligible, am I reading this right ?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Just a friendly reminder that May is Mental Health Awareness month!

Few weeks til I take AUD. Any suggestions for review? Is it worth reading through materials again or should I focus on MCQs/TBS?

I don’t understand how people keep posting about the bench and being unassigned. I’m in advisory(not audit) and my entire LoS is trending 90%+ utilization

I’ve seen a lot of recruiters recently trying to hire for advisory consulting firms that claim they do the work that Big 4 can’t because of independence issues. Does anyone think these types of firms are sustainable or will big 4 find a way around the independence restrictions and take this work back?

Everyone talks about career suicide if you leave big 4 too soon, but shouldn’t overall life satisfaction be more important?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Anyone take the WI Real Estate state exam? Any tips on what to study?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?