Looking to use my VA loan for a $2m home in Bay Area. Anyone on here done similar? Looking for experience using VA loan in a competitive market and getting approved above VA limit. thanks.

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

My firm doesn’t match my 401k — still worth opting in?

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Is Argyle, TX good place to buy home and raise family?

If anyone is looking to create a Robinhood account and wants a free stock, I’m one referral code away from earning a free stock...👀

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Inflation post covid—19 .. thoughts? I am really worried considering the prices from housing to basic needs in major cities are already not affordable for most middle class families.

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

37 / 13 years / 215K / PDX

I am curious how Onesource Income tax stacks up against it's competition.

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

I have an expiring British Airways credit I need to use in January or February. Options are Lisbon, Paris, Rome and Athens. Anyone have thoughts on any of those in the winter/off season?

I'm coming from the US - my flight credit is use-it-or-lose-it so I'm trying not to spend much more than the original credit.

I would like to know how much will be in hand for London onsite from tcs for an IT Analyst.

I am planning to travel with spouse and 3 year old kid. Wondering about savings as well.

Any guidance is appreciated!

Will base jump from 120 - 145 make a significant difference in my saving? Offer has significantly less PTO and a lower 401k match. 32F with 400k saved, interested in buying a home soon in HCOL.

Do we have option to include stock in salary structure in FIS to save income tax?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

What and all the way to get IT job abroad from India.

Need help with preparation for AWS Cloud Practitioner certification.

I am starting a new job where I will be investigating sexual discrimination cases. Employment law will be a new practice area for me. Do you have any recommendations on good learning resources? Any treatises?

Guy 🐠 do you always/only wear leather soles? Or sometimes go with rubber soles if the weather forecast is not looking good?

Recently found out a hiring manager was bragging to a bunch of people at the company about getting me to accept an offer for a must cheaper rate than he expected. He was let go soon after. Justice? Not sure..

Has anyone ever worked for Vanda Pharmaceuticals?

How is a Partner’s sales bonus at your firm calculated? Also, what if multiple Partners have connections at the same client when a sale is made? How is the bonus fairly distributed?

I'm the only associate on a case with two partners. The elderly, managing partner thinks that a party has had three prior wrecks, I'm confident that the party only had one. He keeps telling witnesses/experts about his multiple prior wrecks, and I keep correcting him afterwards in private, but he keeps making the same mistake.

How should I handle this?

Hi All

Looking to purchase a 2019 Genesis G70 for 35k. Applied for Auto finance and got it approved from DCU at 4.5%.

I know the rates have increased recently but I think this is still high.

Any suggestions where I could get better rates with a good credit score and history?

Hi. People Manager here. I've been one for 12 years now and I encourage my team to not be "yes" people. At this time, it feels like my manager wants me and my team to be yes people for her. How do I deal with this? I've never been a yes person and I don't preach this to my reports. I don't know what to do. Help?

I received an offer for a role that is a lot more money than I thought but I still want to negotiate and see how much more money I can get. What can I say if the salary is already above average for the role in the market and city I live in?

Added to the bucket list - one night with a woman. I am 32F.

What are some effective salary negotiation straegies?

Thoughts on homage watches?

What consulting firms are in Raleigh, NC ? And how is the pay compared to somewhere like Houston or Chicago?

“Junior associates, how many hours per week do you spend on work that you think could be automated?”

How is the work life balance at CBA Bangalore ? How many days a week person needs to be in office?
Any mandatory swipe in hours from office?

What disciplinary action can CG take if anyone abscond within 15 days of joining?

Are there any spreadsheets or charts showing reference points for self report surveys for compensation? Maybe from FB users on salaries, tier city comparisons, level/role, different companies etc?

How’s everyone doing?

Anyone find it cute when your co-workers get excited about establishing a "war room"?

I’m curious about the enlisted versus officer ratio as well...here’s a way to better survey the group. “Like” your respective group below.

How does First Advantage verify current military service during the BI? Curious if they have access to medical records or full personnel file

Tis the season: If anyone is cleared and interested in a referral to ☝️, please feel free to reach out.

Fam, planning to sign up for AASLT as my AT this summer. Ngl, not in best shape currently. How hard is it? How much prep would you recommend?

I'm seeing a meme float around on facebook today regarding VA payments for anthrax shot related issues if it came from the squalene laced lots the FDA identified. Any truth to it? I'm skeptical.

Hey Ladies & Gents,

I'm trying to find anyone I can talk to about getting into DISA or CISA. Anyone have any experience with USAJobs and navigating the federal application and interview process?

Tricare Q:

Vets using Tricare with a family. I’m out and can use Tricare with the VA, but my wife and I each use our company offerings for our family; which obviously come at cost. Is it worth it to switch to Tricare? Has anyone done this and can share details? Positives/negatives?

Have service related PTSD or anxiety effected your clearance level at all?

Any veterans here still serving in the Reserve? Drill Hall is a new bowl here.

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

PwC, are you butthurt because you weren't a paratrooper?

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

For those of you who got out at 10, do you wish that you rode it out to 20? I’m at a crossroad and I’m not sure what to do. Have some active/reserve time, wrapping up graduate school, and am now considering either a) come back to the business world or b) go active and retire before 50 and live off a nice pension. Obviously there are draws to both. I’m an officer for what it’s worth so I can realistically retire at O-5, MAYBE O-6.

Thinking about buying first home. ~$600k. How was your VA home loan experience? In a competitive market, was it a weakness? Is it an issue with lenders? Do I need a RE agent well versed with them? THX

My SSBI experience expires next year May, and my investigation is is in adjudication process. What happened my result don’t come back before my investigation expires?

Do I go for a promotion even though I’m being told it isn’t a home run? Is there a backlash/ detriment to declaring for one and not receiving? Would I be wasting folk’s time? This is my first run at a promotion outside the Army.

Founded a Nonprofit to help coach veterans in transition and exiting first responders and their families while focusing on changing the stigma of mental health conversation.

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