My broker rate seems higher than what I’m seeing online. Is it safe to assume I’m getting scammed or could the online rates be good to be true. Broker rate: 5.90% 30 year fixed

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

Does anyone use yieldstreet or crowdstreet for real estate investment?

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

Recent college graduate - looking for advice and tips on how to buy stocks and trade.

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Any REIT ETFs that people like?

Any loan facility available in BOA

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

Taking a personal loan of 20k or more will it affect perm (GC) process?

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Why is the MTA so awful!?!? And they are going to be raising the fares again!? For what!!? 🤬

The MTA should be our audit client. I’d bet you’d find so much wasted and pocketed money!

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

** Very Important **

Tax declaration last date is on 15th May 2022.

I would like to know do I have to submit the investment documents now ? Or later in the month of March 2023 ?

Please let me know. Thanks.

I started working recently. I got my semi monthly pay recently and I use all of the semi monthly pay(not including 401k and IRA) for rent. (So 50% in total) Is that too much? Starting salary is pretty bad in here.

Moving to atl- what are typical 1x1 rent prices?

When EY reimburses for the 1,000 dollar wellness fund, do they include the taxes in the reimbursement amount? Otherwise it’s not really a 75% reimbursement but more like half

Good places for buying business casual clothing (men's)?

Are there any Infrastructure related VC funds that hire PhDs ? Thanks

Who got in on Larva Lads? 👀

Hi Sharks,

I need an urgent reply.

I have Joining with CTS today at 10:30 AM and some documents required for Virtual Onboarding.

They need EA form and they said it is part of offer letter.

So I need to print entire offer letter and sign and send back to them please reply?

Hello everyone.
Hope you're all doing good.
I appeared for the interview for KPMG GS for the role of Associate Consultant.
So far there has been an online assessment, round 1of interview with assistant manager, round 2 of interview with the Manager.

Are there gonna be more rounds of interview..? If not, what is expected timeline they take to make the final decision..?

Thanks in advance.

Want to give myself a whole year to prep for L2 to prevent burning out with studies & work - wise or dumb plan?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Thoughts on Fox Rothschild?

One of my direct reports has asked about going part time. They currently manage special reports in a bi-weekly publication, working closely with sales, freelance writers, and an internal designer. Job duties are primarily project management and editing/proofreading. As the first read on articles, they need to have an understanding of the material (business/regulation). Has anyone had experience with job sharing in this type of a role?

Question for anyone who might know - it appears to me Rasmussen releases a poll every week day or close to that, but day to day their margins swing three percent or more, which I think is outside the margin of error (can’t speak for every single poll). How is that kind of change possible from day to day?

Pros / cons working on a launch?

I’m sure this is not a unique situation, but would love y’all’s advice! I love my current agency and the work is easy and ngl it’s a big name and looks impressive on a resume. But, I’m currently being offered a new job at a small agency and the money is so so good, it would be a 60% raise and a title change. I’m so torn, I don’t want to risk what I currently have, but I’m so tempted… would you leave a good place for a ton of $$?

I have started my career in backend web development. (NodeJS)
It's been one year.
So far I like what I'm doing.
However I hear so many stories of how people in cloud , ML or data science earn huge packages.
So, to survive or earn well, should I consider switching to any of these ?
If possible could you help me with what to learn and any resources for that ?

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

How difficult is it to switch from civil engineering to electrical engineering?

How long does it take to prepare a job description? I left EY for a position in the industry and my firm ended up using EY Law.... anyway, it’s been 4.5 months since we kicked off the process and EY Law has been sitting on job description. Any thoughts?

Guys, I have an offer for a PM role. Just wondering is £85k is reasonable. Crossing over as someone with 5YOE in a related field.

Hi - any good books recommendations for getting started on real estate investing?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Anyone else a landlord on a condo unit? Any recommendations for landlord condo insurance? Do I need to look specifically for an insurer that provides this specific plan or do most insurers have an option for landlord condo?