My fiancé and I make about 250K gross income yearly. We are looking at houses in New York in the 500-550K range. We plan to put down around 40K. We each pay $500 a month on our cars but my lease is up next year and I will be buying a used car with my savings (separate from emergency fund). We each have about 3-6 months of expenses saved for an emergency. I really think we will be ok but my fiancé is concerned. Is this too much of a stretch financially?

How can I invest in real estate ? Looking for an additional passive income source

If you’re married, what gross income would you consider being “rich”?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

As much as I talk about wanting a man to take care of me financially, I have way too much pride to allow it when it actually happens

My generation is really f#cked up. It's impossible to save any money. And it's not that I don't want to. Is simply because I can't do it, by the end of the month there is really not much left. I'm exhausted of working to just pay bills 😔 Sometimes I wonder if those people that quit everything to have a better life are really the smarts one.

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

Is Argyle, TX good place to buy home and raise family?

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Anyone taking profits from UVXY and VXX or still holding?

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

Hey ENGINEERS, anyone needs any assistance in Income Tax return filing, please DM me.

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Thoughts on investing in FTT FTX? It’s available on Kucoin

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

What’s the biggest issue you’ve faced with dating non-lawyers?

How is John St these days for accounts?

Anyone do a duvine bike tour?

If our mental health is not good at the moment, how do we convey it to the team? Most of the folks in my team take such things lightly and I feel weird to let them know about it. So I just have to lie and put a sick leave.
Also, even before friday ends, I start to stress about monday… and I think that is wrong. We should look forward to work and not stress about it but sadly the people around me here make me want to leave the office.
Please tell me what to dooo?

@cstmr service, data management, sales, consulting,tech support,$50k+,remote,M-F

I feel like I am very naive and cannot read between the lines, so I can’t tell if someone is trying to fuck me over or not. This leads me to be extremely skeptical of others’ intentions, and makes me less confident that I can influence others, and in general really erodes my self-confidence. Does anyone else feel similarly? If so, how have you dealt with it?

Is buying a used, low mileage Maserati Ghibli really that bad?? Not paying that premium msrp and being able to capitalize on the depreciation seems like a win and they are fun to drive imo

People that have small children - how do you deal with your child’s stress and separation anxiety when you go to work? My 4-year old goes berserk almost every day at some point relating to me having to work. The worst part is that I’ve been working from home bc of Covid and I’m literally just walking upstairs after giving hugs and kisses and saying see you soon 800 times. My spouse is a stay at home parent, but that doesn’t seem to matter to my son. A piece of me dies everyday because of this.

Are we permitted work phones? New joiner today!

I have a young mentee (Junior at University of Michigan) who is hardworking, ambitious, and a total sweetheart!!
She is looking for a TV/film/production internship for this summer and I was hoping someone could help give her a referral to an internship 🥺 She has been diligently networking and searching for internships for over half a year. I know she will wow everyone she will meet and I can’t think of anyone more deserving than her. I work in healthcare so I wish I could do more to help her!

How has your experience been starting a new job during the global pandemic?

Hey Everyone! I’m looking for bookkeeping/accounting/fractional CFO firm recommends for a new but fast scaling film/entertainment industry related business. Any great reccos?

Is there any way whereby we can search vacancies in projects or we have to accept whatever offered to us?

How do I easily find any cells that are hard coded vs formula? I have 10,000 rows of data and column F is supposed to be a formula based on columns C and D, without clicking into all 10k cells in column F how can I make sure formulas are there and not accidentally hand keyed over?

Have a lay-off meeting lined up, and now look for next opportunity. My background is around building machine learning models, data wrangling, visualization, feel confident with python. Open to any industry. Appreciate any lead on job opportunity. 3yrs of work experience

I taught the math lesson so abominably that the vice principal (who was observing at the back of the classroom) took over my lesson. How do you recover after a terrible day at work?

How to overcome a breakup. I'm heartbroken 😭

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

What's common % for Property management fees? I've seen anywhere from 6.5%-10%

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Is it the worst time to buy real estate because of the interest rates?

Any reason why the listing agent recommend I use a specific title company?

Once all the boomers are gone will there be a gult of homes? I have rentals here will they be worthless in the future?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

How accurate is AirDna rentalizer revenue and occupancy (assuming you are best or at par with top area listings) - specifically in big city suburb if that makes a difference. Looking for any and all opinions of airdna rentalizer

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?