My husband and I were looking to refinance our house and get some debt paid off with it. Long story short my mother died about 4 years her insurance never paid out and we maxed out everything getting her end of life stuff in order. We have the potential through Rocket Mortgage to do just that. I've seen both really good and bad things about RM. Does anyone know about them recently and if it is even worth doing? I'm not trying to get my hopes up again

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

🔮 Looking for some buys with my new found gains in ETH 🔮

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

Best sign up bonus right now that is not the CSP and the Amex platinum?

Will mods hurt the resale value of a car? I'm considering selling my daily and am debating on whether or not I should put the effort in to return it to stock.

How did you go about starting your investment rental portfolio? Single Family Homes? Multi-Family / Duplex+? Any and all advice appreciated!

What stocks are you betting on for 2018?

Anyone heard of the Select Card?

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

You know how when you do something bad to someone else you get bad karma w that person? Who decided who was in the wrong? What if you both think you’re right? Who gets the karmic debt?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

If I JUST got my Uber Visa card, before they announced all of the changes in their rewards/cashback system, is it worth it to close the credit card?

How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

Anyone build a house in NVA? We're planning to move to a bigger house in a couple of years and building is an option if it's not too expensive. Anyone got any builders or $/sq ft info? Thanks!

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

Difference between Variable Life vs Variable Universal Life?

Should I do the IPG employee stock plan? Anyone else do this? Don’t even know if it’s a good stock or not

What does it mean when a company is hiring lots of marketers?

Hello

What is notice period for EY GDS? (60/90 days)

We have a opening for someone 7-8 years of experience in finance reporting domain JPMorgan Chase . Person should be good in advanced excel powerpoint. Alteryx or tableau exp would be added advantage. Dm if you / any your acquaintance is interested

Kleinberg Kaplan thoughts anyone?

Hi All,

I have 2 offer please suggest which 1 to go with.
1. CTS 9 ( 8.55 Fixed 45k Variable)- Tech Lead
2. Vodafone 9 same as CTS they matched plus JB-50K - Band I
Exp 3.9
Skills: Oracle DBA
Your inputs will be highly appreciated to choose best comparing WLB and Job Security.

Any openings for cloudera databricks ?

Has anyone jumped from firm directly to a business role at a company or know anyone that has? If so, how did you/they do it? Any tips or direction would be greatly appreciated.

Whenever i have a big deadline, my body goes into a panic mode where my energy immediately goes to figuring out how I’ll get something done well and on time. Outwardly, I don’t seem stressed so no one notices but actually I usually feel like I have a cold: fatigue, headache, sore throat, sinus infection. When a task is done, i stop feeling like crap. It’s been like this since law school. Any tips on managing stress or moving towards doing good work without my body shutting down lol?

When you are still working past 9pm in June.... 😫😫😫 #whatdidIdotodeservethis #whythefuckamIstillhere #stockholm

Hi Fishes,
What are general responsibilities of BA4 designated employee in Barclays as Salesforce developer?

Looking for recommendations of any good non-finance books to pass some of the downtime at home

I recommend books I've never read to people who ask for book suggestions.

So overloaded with work, doing the role of a manager in addition to senior. Can't sleep. Major insomnia. Panic attacks. High blood pressure. Make. It. Stop. Suggestions?

What’s a good luxury SUV? Tied between Model Y, BMW X series or Porsche Cayenne? Open to other options.

Anyone else been doing strictly remote interviews now and struggling to get a feel for office environment and fit?

Exiting to a FAANG (or MAANG or MAMAA, however you want to call it) Technical CorpDev role at $360k TC. M1 at KPMG Strategy.

How is MBB Canada pay compared to US?

Does buyer have to share appraisal with seller? Can seller request it?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Has anyone here used New Western to buy real estate deals?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

How can I invest in real estate ? Looking for an additional passive income source

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?