My husband bought some Apple stock in high school which has grown to about 400k but now it makes up over 20% of our total investments. Should we sell or just hang on and let it ride out for the indefinite future? My husband is really attached to the stock but I hate having so much of our portfolio in there! Thoughts?

like
Posting as :
works at
You are currently posting as works at

You will pay capital gains on those gains if you sell. Still, I would probably try to sell 25% over the next 2 years.

like

Something like this.

like

He probably bought it for about $2k?
Wild story.
I can understand emotionally why he’d keep that, and treating it like a windfall
I would do that. Pretend it doesn’t exist, and make sure the 80% is diversified.

like

Wow smart high schooler

What else your husband bought? $AMZN $MSFT as well?

Related Posts

What exit ops are there outside of testing controls all day? Getting tired of this. Resume is ready

likefunny

Can I file for extension of the H1-B without the stamp?

like

What are the best credit cards for travel points?

like

Is there any good reason to take a 10+ minute call in a bathroom stall at work? Noticing people doing this as RTO ramps up and I really don’t understand why you wouldn’t go outside or at least in your car.

Can someone create a bowl for afghan politics please?

like

How many couples here where the husband/male SO is younger than the wife/female SO? And what if the age difference.
To start..I'm 34 and wife is 36.

like

Are there any investment club bowls here? I was thinking maybe there should be a desi group here for this. If not, how many of you would be interested in joining one.

like

How can we do better to remember this?

Post Photo
likehelpful

What if airbnb gives you a similar suite than the one in the picture but it is still not the same suite? And you tell airbnb but the host says its not accurate and says you are a disrespectful host?

like

I came in to the US in May on an L1. How long before I can join TSA pre-check or Global traveller or something similar ?

Can Pfizer just make a super strong Xanax just for 2020?

Post Photo
likesmarthelpful

Hi all,
There are 3 roles in google where my minimum qualification is matching along with preferred qualifications.

Kindly provide a referral to apply for the same.
Thank you

like

1st year business law (solicitor) wanting to transition to comm lit. Tips?

like

Pwc AC PwC Current CTC: 11.5LPA Experience: 4.5 Years . Designation:- Associate 2 How much hike and bonus I can expect in this appraisal. Working in PwC AC Bangalore.

like

What is salary for a Graduate Structural Engineer (1year) in Perth?

like

I'll stick around for the bonus but want to make my side hustle my main career next year.
The side hustle is Scentsy...

funnylike
likeuplifting

🧖‍♀️What are your favorite tips for *inner* beauty?

Both healthy eating and healthy thinking! Share below 👇

like

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

like

Trying to stay motivated, but I already know I'm putting in my notice soon... not really feeling it.

like

Additional Posts in Personal Finance Bowl

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

like

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

like

Have about 5k to invest - should I do FXAIX or FSKAX?

like

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

like

Best high yield savings products?

like

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

like

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

like

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

like

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

like

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

like

Anyone have a recommended tax person in Chicago?

like

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

like

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

like

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

like

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

like

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

like

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

like

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal