My old employer 401k was John Hancock. My new one is vanguard. Should I roll the old one over? Anyone know if it’s worth it? I’m just buying VOO in both

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For sake of ease of management, might as well roll over. It’s pretty painless.

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Never roll over to your new employer’s 401k. Always do a rollover IRA with your broker.

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Deloitte 1 - Saying IRA without the tax status is dangerous in this context.

Rolling to a tIRA has a dramatically different consequence than rolling to a rIRA.

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Roll over into IRA

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Depends how much…

When I first started my career, I only had about $3k in there before moving to a new company with a new 401k partner. So I just cashed out and paid off some debt. Not sure if this is the best approach but it was a small amount compared to others.

If it’s higher than that, I’d recommend rolling it over to avoid any penalties.

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