My partner and I are planning to purchase our first property— an investment property in a HCOL (NY Area) keeping it less than $1M. Our household income is 300K with great credit scores. Most likely a duplex or a triplex whereby we will live in one unit and rent the rest. Planning to put down 5% to 10% as downpayment. Which banks would provide the best interest loans?

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

If a company matches 50% of 401k contributions to 6% of salary, does that mean they’ll put in 6% if I put in 12% or will they put in max of 3% on my 6% contribution? Curious what their wording means

Do you use a tax preparer? How do you find a good one? Do they need to be local?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Hi - any good books recommendations for getting started on real estate investing?

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Damn coinbase, I see you ;)

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Anyone here do a reverse commute from NYC to NJ? Interested in an opportunity but wondering how the commute would look and also what the tax implications are.

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.

What is the best way to handle group financial consolidation in a multinational company?

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

Thinking of exiting into Banking / Payments space from USI S&O. Anyone has any leads into places recruiting actively?

What's the career progression in KPMG deal advisory?

I have offer in Genpact and Atos syntel.

Atos is offering 2 LPA more than Genpact.

I am offered to the role of 4B, Lead consultant in Genpact. How the work life balance/Hike/variable pay in genpact. Variable pay is payable 100% ?

Hello, has anyone recently made the shift to being an implementation role from a non tech role? Need some inputs. Thanks

Hello Fishes, I'm new to fishbowl and need your help and support
I'm serving NP which will end in 15 Days.
Need referral , if anyone can help, in Amazon, capita
YOE:- 5 years

Partners, what are signs/examples that a project’s leadership is prioritizing the clients needs over the team beyond the normal ‘nature of client service’? Is a convo is worth it?

Just arrested a drunk driver with an “I back the blue” bumper sticker on their car. The way I see it, one of the best ways to support us is to not commit crimes but here we are…

For an MBA graduate of 2018 batch (new IIM), is 25 lpa current CTC decent or is he underpaid?
2 years of pre mba work ex as well.

Hello! This is a long story, so I’ll try to keep it brief. I work for a very small supplement company - it’s myself (marketing/acct mgmt) my coworker (sales), and the owner. My coworker is struggling to complete his tasks/meet his goals, and the owner is coming to me about angry clients. I’m afraid my coworkers inability to complete his duties is somehow being reflected onto me? What’s the most tactful way to have a conversation, either with him or the owner? Can provide further detail if needed

Happy Halloween! Who says Financial Professionals are not creative? Share what you dressed up as for work today?

I always thought of Oracle as the evil empire, but for real, what's it like working for them?

Found an attractive posting and I don't want to pass up something good over an opinion I formed as a high school linux geek.

Anyone have recommendations for things to do/see in Jupiter Florida besides golf? Going to be down there last week of December through mid January.

Hi fishes, please advice what package should i ask. YOE 3 years. Full stack developer in nodejs and reactJS. I am currently getting 15 LPA

What are the things you like about Accenture?

P.S. I am excited to Join Accenture in 2 weeks. My first switch. ❤️

How’s the work life balance situation at Amex for data engineers?

What is the infosys bangalore location?

I got offer from IBM in my home location itself, with 18.5LPA fixed for 9 yea in automation testing. Here my manger is confusing me like layoff will after u join in IBM.. but I am in cts as 11.2 only .. but now I got SA promotion with 10 % hike .. and also no retnation for me also not there whether I can choose IBM or stay here .. kindly help guys .

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Hi - any good books recommendations for getting started on real estate investing?

I joined a real estate team & I was expected to show up at 9:00am sharp every single day. Is this a common team policy?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Does buyer have to share appraisal with seller? Can seller request it?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?