Can I get some real helpful guidance here?

Current finances:
-75k in the market (VTI,QQQ, ETFs and stocks)
-20k in Emergency find /Cash
-30k in Roth(maxing since 2019)
-60k in 401k (maxing since 2019

I don’t got much money expenses and wanted to know where to put my money during this market for the next couple months. Is it smart to DCA? Put limit orders in? Just hold cash?

Additional info:
-minimal rent / expenses (~1000/mo)
- started HSA this year
-130k, 3 YOE
- no debt

I would love some suggestions on transitioning and career paths.

I gave 15+ years in healthcare claims (payer side, physician/facility side) and revenue cycle management. I’m burnt out and want to transition away from revenue cycle mgmt.

I only have my Associates degree and would currently need to take a job that is remote with no/minimal phone responsibilities. What roles do you recommend that would allow me to transition my skills while maintaining a minimum salary of 50k?

Hello,
Does anyone have advice for someone looking to purchase their first investment property? Maybe something you wish you knew before buying yours etc. I’m looking at single families

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

I have got an offer from S&P Global I want to know about following things

How much of Variable Pay is Paid ?? I got 15% of Base salary but how much will be paid like the usual norm i want to know

And what are the deductions from Base salary apart from PF ?
There are lot of allowances like internet reimbursement etc etc
Are they mandatorily credited or you need to claim ?

NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

Hi there. I am an Operating Room Nurse thinking about pursuing my Masters in Healthcare Informatics. Is there a position for this career path that I can take while completing my graduate studies?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I'd like to buy, but the market is absolutely atrocious currently

Ah thank you so much for doing this! My husband and I are planning to dive into this this summer, but frankly it seems impossible. The downpayment thing is pesky

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

How do you and your partner (married or not married) split financials?

Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

Is it worth becoming certified in compensation? I have 5 years of benefits and my new employer wants me to move into Total Rewards. Is this a better career move than just remaining in Benefits?

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

Saving for a home. Should I save my money in a CD or savings account?

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Is laptop reimbursement policy still available or not since hybrid wfo has resumed? Joined last month. This is for Mumbai

Any recruiters based in Dubai, UAE or working with law firms based in UAE or companies looking to hire someone with legal experience. Please DM me. Thank you

Can someone refer of SAP BASIS profile for HP please?

YOE: 6.4
Notice period : 15 days left

Thanks

What is parental leave at RSM? How many weeks at 100% pay, partial paid, and unpaid?

Any one from Citizens project in LTI?
Please suggest how is the project and work like balance in this project...

hi
can someone refer me for project manager position at tcs?

I can’t find Binance on the App Store! There is one app but it appears to be only for price change notifications not buying or selling?

Happy Diwali 🎇

Hi, I'm looking for a mentor so I can pivot from e&i to software and devops. I love figuring out how things work. To me it is all a big mysterious puzzle to figure out and make work. I love seeing the pieces click together and suddenly begin doing something productive.

I'm currently learning python for self directed tasks and am working on skills related to OOP and software design patterns as well as studying to renew my CCNP Collaboration and working towards a CCNA DevNet.

I’m currently interviewing with a few top 10 firms and a couple top 100 firms for a mostly remote experienced associate/new senior role. Does anyone have any tips on virtual interviews and how to gauge the culture of the firm and if it really will be a good fit for you? I’m struggling to figure out that out because I used to gauge it on the feeling I got while in their office during interviews. Any suggestions would be helpful :)

If you’re working on a certification but still have not completed it, would you list it on your resume?

Should I stop contributing to my 401K and put all my energy into paying off my student loan? Right now it's unconsolidated so there are rates between 3-6% and it's 20k.

Just got another rejection... Is exiting to FAANG or MB really this hard? Trying to go tech.. or mbb, but not getting anywhere. I have 2 masters (mba, ms) from top schools, been in consulting for over 10 years, I am confident that I know my stuff well..but still I keep getting rejected. Interviewed with Google, Amazon, Cisco, McKinsey, and a few others and every-time there is something that is not a match... are the hiring managers looking for like 100% match? That will never happen!!!

What is an IBM principal title equivalent to at a big4?

I am a Business Analyst. I have 10 years of working experience in India. In May 2022 I will complete MSc Business Analytics from Maynooth university.
In the past I have lead a team of analyst performing multiple activities like sales analytics, web analytics on Google analytics, I have also worked as a scrum master in certain projects
I have worked with tools like tableau, power BI and now alteryx any suggestions for the job role I should look forward to?

How do I get a job as a Mechanical Engineer if I dont have experience?

I couldn’t get an internship while in school. I have a BS in ME and projects from school under my belt. I’ve also passed the FE exam. I’ve been mostly just doing CAD for a company for the last year by creating minimally dimensioned drawings and moving parts around in assemblies. I want to evolve in my career and be doing more. I worked so hard to earn my degree and I feel like I’m not even using it. But who will hire me?

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

What platform do you guys use for buying ETFs ? Can you recommend high fielding ETFs ?

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

Non-US-citizen, resident aliens - worth maxing out 401k, Roth etc? Might not stay in US until retirement.

Grade my allocations!

VTI - 50%
VXUS - 15%
VUG - 15%
QQQ - 10%
VYM - 5%
FALN - 5%

How much money have you invested in crypto currently? I’ll start - $5000 currently

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

How can I learn about investing in crypto? KISS please

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?