New to real estate investment so seeking advice here. I’m considering investing in one of 2 properties - a 3 bd townhome or 3 bd sfh near the university area. The average rent should be enough to cover the monthly expenses including mortgage, taxes, hoa, insurance, but no positive cash flow. Does it make sense to invest? I have money saved and sitting in high yield savings account.

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Do you use a tax preparer? How do you find a good one? Do they need to be local?

How much percentage of your Salary do you Save/Invest?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

What are the benefits of a trust in estate planning for a single person with assets around $2m?

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

Looks like we’re now back to $100k

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

🔮 Looking for some buys with my new found gains in ETH 🔮

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

Hello Guys i am joining on 2nd sept by when i can expect my laptop delivered at my home?

Best men pg near EY rmz or bagmane locations

Hi Folks,

What is the difference between EY India and EY GDS?

What are the pros and cons?

Thanks in advance :)

Can anyone recommend a good cosmetic Dentist in Chicago? Looking to get some veneers for a few top front teeth that keep chipping.

Hey fishes
Need your help

I am from non tech background and planning to shift my career. Currently I have 2 options for a career change.
1. Data science.
2. Cloud computing and devops.

I have zero coding experience..
Request please help me choose the best for my career .

Thank you.

When making a PBJ I double dip my peanut butter knife into the jam

High school special class (self-contained) teachers: What do you use for planning? I’ve always been an inclusive teacher, so I followed the plan book of my co-teacher. I can’t even decide if I should go digital or paper-based let alone make a final decision! I’ll be teaching 9-11th grade math and 11th grade science. The 11th grade classes I can very much do whatever I (or the student) want/need…there isn’t a set curriculum

How do you deal with students that say they don’t know what to do after you have repeated the directions multiple times?

Can anyone suggest to me any good sites to find remote jobs in the US which pays around $60k to $120k annually.

YOE - 3.2
Tech stack- git jenkins docker Kubernetes AWS ansible.

I have a question for associates, what would help you the most in your job right now? It could be technical, communication, training, mental health. What are you biggest problems and struggles?

I just started parental leave for 12 weeks, but a new job opportunity just came up. What do I do if I get an offer? Do I tell my boss before I come back from leave, or do I just resign on my first day back?

What are the benefits of a trust in estate planning for a single person with assets around $2m?

Any insight on salaries and bonuses for larger Long Island law firms for class of 2015 (i.e., Rivkin, Jaspan, Meltzer Lippe, Farrell Fritz, etc)?

Beginning to consider going in house (4th, corp) - I really haven’t thought about what I want, partly because I’m not sure what’s out there/attainable. Is it a bad idea to start by applying to a couple positions that interest me and seeing where that gets me? I’ll of course prep for the interviews but am afraid to burn potential bridges if I ultimately decline because I’m still figuring things out.

Does anyone know of an in-house agency that’s currently hiring? Specifically an Art Director?

Thoughts on Centron?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Any one knows what’s the easiest way to order a radon test for new construction?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Any Property Management recs in Seattle area? :(

Do you thank your tenants for paying the rent? A quick thank you text?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

How can I invest in real estate ? Looking for an additional passive income source

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Does buyer have to share appraisal with seller? Can seller request it?

I joined a real estate team & I was expected to show up at 9:00am sharp every single day. Is this a common team policy?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Someone asked me if it’s a good time to sell vs buy. So I explained that we’re in a seller’s market, then realized i lost a potential buyer. To what extent should I be transparent in this market?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Anyone take the WI Real Estate state exam? Any tips on what to study?