Newbie to investing...perhaps a dumb question but anyone know if there is a prevailing school of thought re: investing frequency? Want to stay mostly passive (ie 1-2 index funds)

At what investment size should you typically start using fee only financial advisors?

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

What's a usual amount of time that you have to stay somewhere in order for your RSUs to vest?

I recently closed on a home and felt like I had to claw for 10% of my downpayment - didn't do 20. Do you think it was a mistake to not do 20? It just seems impossible as a teacher.

What are some non tech stocks people are buying right now for the long term hold?

New investor here, should I sell my one singular Tesla stock(114% return) and look at some smaller stocks?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I have a car insurance question...can you put a different address than you live at when signing up for insurance? My wife’s family lives in Orange County so wanted to sign up with her OC address and save almost $300-$400. Any feedback is appreciated!

How do people feel about Tesla ? Buy ?

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Will I be overpaying, if I get a 2017 Lexus RX350 AWD with 49.5 K miles on it for 32K out of door from a dealership near me? This is my first time buying a used car and also anything outside of a Honda. All insights are appreciated.

Looking to buy a house (200-300k) in Houston to rent out even though I live in ATL. Trying to get my foot in the grow city.

Getting in the Black Friday spirit...what are your favorite places/stores/areas/shopping centers to spend your hard earned money?

Program Manager Healthcare Foundation $85,000. Worth it? Or too low?

Anyone here willing to explain their thesis on bitcoin? Thanks!

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

With House Tax + HOA + Maintenance + Home Insurance + Security System + 4% mortgage, is it even worth buying a home especially at these levels? (NY/NJ area)

Does anyone know when the best time of the year would be to buy a car is now? How is this current pandemic/economy affecting dealer pricing, etc?

Abandoning Green Card
Has anybody experience in giving up the LPR status after leaving the US for work and residency in another country/homecountry? I come from a low tax country and wonder whether Uncle Sam will send a final tax bill or penalty fee or even make it difficult/impossible for me to abandon the GC once I will leave the US again. This is crucial for me to apply for the GC.

Woohoo! Welcome deals pros!

Abandoning Green Card
Has anybody experience in giving up the LPR status after leaving the US for work and residency in another country/homecountry? I come from a low tax country and wonder whether Uncle Sam will send a final tax bill or penalty fee or even make it difficult/impossible for me to abandon the GC once I will leave the US again. This is crucial for me to apply for the GC.

The longer I do this job, the more I want to accept a tech job... no travel, same / better pay, no annoying clients...

Anyone flown Copa Airlines Economy? Considering booking some personal travel on it using miles and wanted to see if it’s any good

I just started training with United HealthGroup for Medicare. I have previous experience in Medicaid-- quite a different role, but similar. I'm so nervous about how complex Medicare can be. Any suggestions or advice? I'm not exactly a dumb-dumb but nor am I the sharpest knife in the tool box.

Random question for anyone who has ever exchanged/gotten a replacement away travel suitcase. Is there any flexibility to get a different color? My interior zipper broke and I stopped in a store to ask if they do repairs and they said to bring it in and they’ll just replace it. I wouldn’t hate switching the color but feel weird asking for some reason

Those of you who have transferred offices at the same firm, how did it go? How did you present the request? I am a junior hoping to transfer from a satellite to a larger market’s office.

What is the salary range for epic application analyst pharmacist? I was offered 135k and have 3 years of experience. I am Willow and Inventory certified and have the ability to work remotely. I am based out of the Cincinnati area.

I am hiring for #bigdata engineers with 2-7 years of experience with strong hands on #hive, #spark, #SQL, java/python. Please connect to me if interested.

Just curious?

How many people have actually built a rigorous Model for clients? In this consulting/analytics consulting settings, do clients actually trust us as a modeling expert?

🤯🤯

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Sorry if this is slightly off topic. Do we have any organizations similar to Latinas in Tech? My friend recently got a job through her connections there and I am curious if there is a similar org for desi/brown women. Would love to hear your thoughts!!

Any single girl staying in Kolkata?

Thoughts on Workday? Is it a hot product? Worth it to learn it?

Need refrel for sap basis and hana consultant having 6+ years of experience

Is this still active? I’m a 25F in NoVA. Open to chatting!

Capgemini HR asking me to share offer letters.

Is it fine to share them ?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What might be the ripple effect in real estate? When is a good time to get in?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

If I have a six year old and 150k in a 529, can I say I’m done?

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

How do people feel about Tesla ? Buy ?

Does anyone else in banking have rules from HR not to “time the market” and “speculate”? I’m trying to buy VIX products and scared to do it now because of the rules above.

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Has anyone used individual citi wealth management account?

Any feedback on the same?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

I have a question on 401k loans. How is the principal repayment reinvested? Monthly? When the loan is fully paid? Do they cash out that portion of my investments or just use then as collateral?

What's your target retirement savings? Target age? Combined or single?

Has anyone invested in any of the startup companies on Start Engine? Thinking by about investing in a few.

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Just want to know how much people actually pay for mortgages on a salary about $120k I am looking at homes and I want to upgrade but I don’t want to be house rich. I don’t mind living below my means but I also want my children in a better school district. Just confused…

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

my s.o. and i have a total salary of 210k and we’re 28/25 respectively. her parents ordered a tesla y for 70k and paid off 45k so far. we live in chicago and they are in iowa so they figured it’ll be better use for us to have the car. we’ll pay off the current loan and pay them back the amount they paid throughout the next 8 years interest free. is this even a good deal for us or are we able to get too much car for our age?