News no one is surprised by, the job market has been slow for a while now. At least we might see a cut in rates soon, I don't know about you but I'm looking forward to refinancing my student loans when the rates finally come down.

Maybe a dumb question but if someone vests in a pension are they still able to rollover a lump sum into an IRA? Or is it too late? Have a client who keeps blowing me off to get documentation...CONT

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

For those switched from Accenture did you have to sell all your Accenture ESPP shares?

Is it smart to invest in Apple right now?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

where is the best place to sell or trade in my used car? (2019 van low km’s)

New option trader since last month. How is trading options normally during a normal market time? Seems like it’s quite a grind w normal volatility and actually makes you research and follow the charts 

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

What percentage of your income do you save, invest and spend?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

Think Covid is gonna get out of hand in the few months. Any stock recommendations in light of this?

Which credit card do you think is the best for ME consultants?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

How much hike can I expect if I shift to senior recruiter profile in a big organization? My current CTC is 4.8
I am expecting somewhere around 10 lpa, is it possible?

After accepting EY offer do I need to send the screenshot for last working day mail and resignation mail to HR.

What books would you recommend for someone wanting to get better at sales?

Ratings on three projects - 3,2,2. Utilization - 90%... Proposal hours - 15... Firm activities - 43 hrs... I then get a YE rating of 4 😕 ... How worried I should be regarding the layoffs???

Best books on leadership and self development?

May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

Obviously many of us get paid very well and there is an expectation with work demands for being paid that high. But what’s too much? How do you set a limit to preserve your mental health? I find myself guilty for taking time to decompress but I know I come back to work refocused after I do it.

Any fish that have done MBA after Masters in the USA as an international student? Need to talk

8.7 yr yoe, how can I negotiate with hcl ?@hcl

I know we're supposed to live every day like it's our last, but damn it, after a long, stressful week of work, I'm so happy to just lay on my couch all night with some takeout and a cocktail!

Can someone please help me know what is this "gift perk" the comes under the head "Adhoc income" when you see the IT statement(under new payroll) ? This adds up to my yearly Income but I don't see that in my salary slip.

Have my first call with a recruiter regarding a job they reached out to me about on LinkedIn. First call I’ve ever take regarding industry. Any helpful tips on what to ask? I don’t know the company

I am applying to Microsoft Azure division for senior Sde role (8.5 yrs experience)
What will be expected CTC and how fast will be process?

Is Salesforce on a hiring freeze for all positions? I feel like I still see postings for openings going up?

About to interview with Neuberger Berman, hadn’t heard of them before. Anyone have any thoughts on their culture and WLB?

Hi Fishes, need your Insights on laptop purchase.
Can I buy and reimburse IMac? Or should I buy only laptop?

What are some of the more viable, lucrative service lines within Big 4 that one could transition to after working in audit for a few years (w/o getting an MBA)?

Graduated with a degree in managerial science and minor in marketing and a sales certificate from a very prestigious business program in GA. Have had 4 different management positions in the past. Looking for opportunities in sales that allow me to travel constantly. Preferably base + commission but open for anything with traveling (within/out the country) anyone can help me network? Thank you!

Anyone else in “I’ll do my job description and nothing more” mode? I’ve gone above and beyond for my company for a while, and all I got was my quarterly bonuses and remote work taken away without explanation. Owner says he wants more “team building” from his florida mansion (we’re in the northeast). Half the company remote, half the company in the office with 0 explanation why. You want us cracking new accounts? Banging out 100 calls a day? PAY US ACCORDINGLY. Don’t piss on us and call it rain

Anyone here works for Johnson Controls? I have heard mixed reviews about the company. Not sure if I should make the jump based on what I’ve heard so far. For context, I am looking at a security account executive role.

Who is looking for a new sales opportunity?
I have openings on our sales team. High intensity environment, startup culture. Great for someone looking to build new skill sets or recent grad looking to move into sales. Holding brief 10 minute calls to go over more details. $60K base, full benefits, uncapped commission. Must be NY based. Comment if you’d like a DM to discuss more

I'm shameless! Who wants to hire me? Full cycle corporate and commercial real estate sales rep who wants to get into BDR/SDR roles. #ninja

I’m taking a Microsoft certification course with Excel 2016. Should I opt for the 2019 version or are there few differences?

Who is hiring?

Hey fellow professionals, how do y’all feel about cover letters? Are they truly necessary or should I only do them when required?

Anyone have any advice on how to transition from AE in tech sales to Customer Success?

Looking for licensees banker to join chase bank in clearwater area?

I left my job about a year ago to relocate, make sure it was the right decision and start a side business in the mean time. Now I’m actively looking for a new sales position, have tons of experience, but am struggling to even get a response from job apps. I am wondering if this is because of my employment gap? I don’t have my side business listed on my resume because I don’t feel like I have enough positive “stats” to report yet given it’s new. Any advice or recommendations?

I have to do a mock cold call to a business (restaurant) for Square Give me your best cold calls!

I had a job interview for a role that I really want. The hiring manager scheduled me for an interview and did not show up. Emailed me an hour later stating that he got super busy and couldn’t attend, and would like to reschedule. This is a major red flag, but I can’t help but feel that I am missing out since this role pays 50% over what I currently make. Should I let the recruiter know? What’s your take on this?

Hello, I am getting interviews for the tech roles but unable to clear the final rounds. Any suggestions? Mostly, I apply for BDR roles only

My wife has a degree in sales and is looking for a company with a healthy work environment. She’s also looking for a place that is not crazy overworking their employees and allows a flexible work schedule. Anyone have any recommendations on remote options she might be interested in?

Hi Team, I was part of the layoff at Elastic last week. Our whole midmarket AE department was eliminated.
Does someone hire for a midmarket/commercial AE position in The Netherlands?
I am a native German speaker. Of course I already applied via LinkedIn, but I urgently need a new job in January.
Thanks everyone!

I was scooting around some podcasts and found a podcast addressing “ageism” in hiring! Im just wondering is this a thing? In the podcast the author stated some hiring managers won’t hire under 25 or over 60. Thoughts on this.

Hey FishBowl Friends, so I’m currently trying to break into tech sales/FinTech and I feel that due to my previous work history, I might not look like the ideal candidate on paper but I’m an extremely fast learner and very coachable. I’ve been a manger at a gym, got my degree in finance, worked as a client advisor at a top 3 auto dealer in the nation and now I’m a project manager at a solar company. I really want something that’s remote and steady, any recommendations on how to spruce myself up?