Off topic... how is icici sapphiro credit card??

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Very good. I have their card with dual provider : Mastercard and Amex

You can accumulate points from both cards. I get 2X points from Mastercard and 3X points from Amex (whichever you use for a transaction).
Moreover, a lot of offers are specific for a provider. Eg: on makemytrip I frequently see offers exclusively for amex cards.

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