Offtopic
I have around 9 years of exp and my overall CTC of 9years is 1.05Cr , so I have savings around 80L am I doing saving in correct way ?
I spent 5L on travel , and I am in complete depression from last 5 years (lost parents due to covid and no siblings )and wasted around 15L on people which cannot come back. Paid around 6L taxes and 9 years survival on own staying away from hometown . I am also doubting myself that I am going in right way and saving for myself or simply wasting

likefunnyhelpful
Posting as :
works at
You are currently posting as works at

With your money first buy land in your workplace city and in your hometown both. I said land not apartment flats that if any disaster came you will not get any land from it. So after buying lands in two places, try to buy land for two bhk in city and for agriculture in hometown. So in hometown you can have crops yielding for you, and in city you have a land for you, where you can start construction step by step once you got more money next year. Try to make genuine friends from outside and don't disclose your ctc directly to anyone. Because money can create lots of enemies from nowhere

like

Shadi krle bhai.

likefunny

How did you save 80L out of 1.08Cr? No rent for 9-years? Besides the ~28L expenses you mentioned out of which 6L is taxes. So, basically, your ‘true’ expenses were ~22L over 9-years which averages to ~2.5L/Year. Isme kya-kya karr liya bhai? Aur kaise??

likesmart

You're doubting yourself because you looking at someone , asking yourself why they are more happy. You must be doing something wrong with your life etc.

Seems you're continuously comparing yourself with someone, asking yourself questions what you got by doing all of this... Kind of moving to realisation stage, everyone comes to this at some point of time in life.

You have 2 choice. you can change in yourself by looking at someone else, and even if it's not fits you , you still try to fit in that situations just because you want to be like them.
Another one is keep doing whats better for you, keeping yourself & people around you happy , living best life , dream life whatever you've imagine life in your dreams. That's it. No need to compare yourself with them. This thinking will make you think you are mean , rude, because you're happy in your own world. But i think that's ok and you are happy, you are not harming anyone to get that happiness so everything is alright.

One final thing is 'There's no perfect life'.

likesmart

U r doing great.
Save as much as u can and travel a lot.
In 20yrs I traveled for the first time and believe me its whole new experience. For the first time I felt I am alive. Otherwise it’s just work, anxiety due to economy and all.

like

Dude its better you find a CA / financial planner who can assist you in monetary terms . Reach out to therapist for your depression. Rest leave it to god.All the best!

likesmart

Just curious, what is your current designation and organisation which is offering you a CTC of 1 Cr with 9 years of experience in India?

like

His combined CTC of 9 years is 1 crore. It is not annual CTC.

like

Report the post everyone.

Not ringing a bell. 1.05 Cr person will have enough brain and no time to be here asking for advice on money.

like

Yes correct may be it's telling truth.

like

There's no harm in going for therapy. It will help you a lot in managing your emotions and make peace with the tough times you have faced. It's not easy to find a good therapist, you might need to switch a couple of times to find the one therapist that you like talking to, but it's worth the effort.

smart

If you feel okay try to talk with this person... He is god to me and some people who felt like you.

https://www.instagram.com/hiddenconfesshc?igsh=MWh3NG0wZzE5c3hyeg==

like

U means sum of all CTC for 9 year is 1.05 cr?

like

I hope you’re doing well. You’re seeking advice from people you don’t even know, many of whom are anonymous. The reality is, a lot of people are struggling behind the scenes-carrying their own burdens-yet they present themselves as if everything is perfectly fine.

It’s important to prioritize your own well-being. Try reaching out to a counselor or mental health professional. Focus on your mental health, not just on earning money. And although it can be difficult, make an effort to build a few genuine, meaningful friendships.

like

Not sure what to say, try travelling more and more(visit nepal, do some circuit treks).
But whatever you do, you will always get depressed at night 🥲.

I believe life is like that for every other person

More power to you brother ❤️ everything will be alright soon

How can be income tax only 6 lacs for 1 Cr package.??

My bad for reading the incorrect package value

What’s your plan? Without that talking about direction probably doesn’t mean much

I don't want to drill down further, as suggested by others you must visit a psychiatrist, it will help you in long run. Currently, you need a mental peace which is the only thing important to you right now.

What tech we need to learn to earn 1cr package

Typically not individual tech focused (alone). Senior architect or senior manager+ will get you this salary at the right company

like

Is it 1crore per annum? With 9years of experience at IBM, sounds too good to be true

Exercise to keep your body moving. Your mind will thank you. Meditate. Eat healthy, don't live your life on social media. Get fresh air. Eat clean. Talk to your friends who can actually help and give you insight. As for the money matters, approach and established financial planning institution.

Do you work at IBM Manyata?

Related Posts

Anyone have a mask for sale in the DC area? Family member is lab staff conducting COVID testing and their facility ran out of masks a while ago.

likehelpful

Does anyone have intel on signing bonus amounts (apart from Covid and year-end) for mid-level litigation associates? The move would be to a V10 firm. Thanks!

like

Had a flight out this morning on AA and volunteered my seat due to overbooking. Gate agent initially said $575, after boarding was complete she said she’s going to give me $850!

like

Clawback clause in current contract: been in role for over 2 yrs, it was an internal move that required relocation. Relocation was approved shortly after (over 2 yrs ago) but covid meant the actual move and start of my contract with new subsidiary was delayed, I was paid by the previous subsidiary meanwhile. I got small relocation package. Would internal move be subject to a buy-out/clawback clause if I leave now and if yes, is it time in role or time under new contract? Any experience? Thanks!

like

🐠 who were counseled out & now unable to start a new job due to COVID-19 hiring freezes—were you able to get unemployment? If so, how? Not sure how to answer the application questions about how/why I left the company. TIA for your help

like

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

like

Iceland in Mid April
1) recommended with a 2.5 year old?
2) hotels to stay in - any good Marriott properties?
3) must do

like

Travel industry sales reps check in here! What's your base? Mine is 60k which seems low.

like

I’m currently in internal audit and hate it. I got a job offer to joint another practice within my firm and the work itself sounds very appealing. The only major drawback is 80-100% travel. Thoughts?

like

Big 4 junior level feels while trying to get promoted with no raises, no bonuses, no travel benefits, and 60 hour weeks with no separation between work/home “but you should just be happy you haven’t been laid off”

Post Photo
likefunny

I am scheduled to fly from NYC to Mumbai via Paris next Wednesday (Jan 5) for a ~10 day trip. Have any of you, your family, friends, etc. flown a similar route (I.e. from US to India via Europe) in the past week? If so, what is the arrival process (Covid test, quarantine requirements, etc.)? I’ve had all recommended vaccine shots and I’m only in Paris for a 2 hour layover (not leaving the airport). Any information on this would be greatly appreciated!

like

Is there a way to Pay rent via Credit Card without paying the convenience fee?

like

Does anyone have any connections or referrals for a healthcare travel recruiter company? Looking at Aya, AMN, MedTravelers but open to others!

like

Hello travel buddies! I have recently started travel hacking and currently have the Chase Sapphire Preferred, Capital One Venture, Marriott Bonvoy Boundless, and Citi Premier Cards. Please comment if you would like a referral link for any of these!

like

Has anyone been sick for multiple days after the vaccine?

I'm supposed to have a bachelor party this weekend but one of my groomsman's wives got the vaccine Wednesday and is still ill. Could it be vaccine side effects or is it full covid?

like

28M living West Loop- trying to see if anyone wants to grab a drink tomorrow evening! Off for Thanksgiving and client travel immediately after, so would be great to see someone new before I leave the city for a bit.

like

I have 150k miles available in United, would you suggest to use it for next flight to Asia (15hr) or keep it and exchange for something else??

like

I travel a lot and have about 50k IG followers with high engagement. How do I contact companies and see if they want me to make a sponsored post?

like

I’m relocating in two weeks, which requires flying with my cat. I’ve never flown with a pet in-cabin before. (U.S. domestic flight) I already have a vet appointment booked for the vet certificate. Anything else I should make sure to do before my trip? Any tips from those who have flown with a pet before ?

likehelpful

More Posts

Hi Fishes.I have a H1B petition and about to get visa stamped.Petition vid for another 1 year .I need to know can Visa be transferred after interview to new employer without cancelling the Visa by current employer?

like

I have done BCA and have 5 yoe. Will I be eligible for H1B? Accenture
Asking this as I am worried if my 3 year graduation will be causing any issue.

like

What kind of role is CFO Advisory? I'm context to US GAAP. Please suggest. A captive center is offering this role.

like

What’re the primary differences in PI when practicing in NJ v. NY? Benefits? Drawbacks? Which do you prefer?

likehelpful

Could you please help me with the selection In Fujitsu or Qualitest.

Yoe : 9 years
Skills : Java application development
Salary : Almost same around 2x.

Anyone ever work on A&M HIG transactions projects? Thoughts on your experiences/the group?

helpful

Has anyone here been to jail? Is it really as bad as they say?

like

I feel like being a customs agent requires a special type of person. It seems like such a straining job that I want to commend them.

like

When do you find it necessary to draw your weapon?

like

As homicide detectives, what has been the worst experience you have had?

like

Can someone look into their 🔮 and let me know if you think it’s feasible to go to the Grand Canyon or Zion late July/early aug?

likefunny

3 freelance inquiries in one day. All 3 about how they need someone with my specific experience, all 3 offering half my usual hourly rate. I said OK since I'm not booked. After telling me to "hang tight" all three ghosted.

like

How is the Senior Associate Role in PayTM
is it good to join?
what is the work life balance and learning?

like

What are the best MBA programs for OD/HCM/change mgmt? I have decided to pursue an MBA rather than a masters in IO psych, but wondering if any b-schools are particularly known for good programs in this area (similar to how Kellogg is known for marketing, etc).

like

All of us want the same thing! Money- Flex Timing- Great Culture- Respect - Value in what we are doing!
We, the employees make an organization. If all of us want the same thing, how come the culture of that organization still remains the same! Why can’t we be the pioneer? Thoughts…

likeupliftingfunny

What’s your most hated/dreadful chore?
I hate doing laundry 🧺 and folding/putting it away.

like

Might be off topic, but guys please, take care of your health. I've been rejected by all companies in the last 2 months.
I had my Walmart interview today and it went really well. And guess what? I got a rejection email.
I felt dizziness while working and fell down today.
I had to go to the doctor due to the anxiety and stress I was carrying since the last 2 months. It has affected my health.

It's important to push yourself to achieve your goals, but don't forget to "Live" in the process.

likehelpfuluplifting

How many times a week do you hit the gym?

like

How do you feel about physician only lounges? Are PAs allowed to use them? Our hospital does but surprised to hear my friend tell me hers does not.

like

Has anybody worked on VAT team on RSM or know people that have? What is culture like? Work schedule and hours like during busy season? Any information would be helpful.

like

Additional Posts in Consulting India

Hello guys,
After submitting all the documents, when can we expect to receive the offer letter from Bank of America?

Hi can anyone suggest what to expect from EY- Supply chain mgt & strategy . Current CTC: 8.35 YOE: 3 Current role: Product Owner, Scrum Master EY

like

Hi all , I need advice, i was always with my family till now, now i moved to Bangalore for another job with not much higher salary but it's a product based company my first company was service based and i was doing wfh.., i am an introvert and very sensitive , it's just one day my family went back to north india and i am feeling very emotional now.... Please guide me on how to handle this situation , I have no friends here and it's very hard for me to initiate communication with others

like

Is anyone joining TCS in first week of January?

TCS also expects business analysts to drive cabs in spare time.

Post Photo
funnylikeuplifting

Any good companies for data engineers providing permanent work from home or atleast 9 to 6 timings Wfo. I would like to apply there due to some situation at home. Kindly suggest

like

Hello everyone
I am looking for the job in the field to data analysis .
Recently I have completed the google data analyst professional program and looking for opportunity
Basically I bit little experience in this field.
Open for work, internship so please let me know.

like

Mindtree offer is pending ... In portal it's showing TA HEAD approval pending.. when will I get offer?

Does 50lpa package with 2yoe will be overpaid in startup?
Role - Technology Head

funnylike

Hello Fishes, need some help regarding technology.

Is it good to go ahead with nodejs in career or is it good to go with java?

like

Hi folks,

Please suggest which to join
Inspira enterprise- 20 lpa fixed + 50k joining bonus
Reliance jio- 20lpa including variables+ 1 lac joining bonus
Halma It - 20lpa fixed + 1 lac joining bonus

Unfortunately no company is ready to give counter offer as they stated they dont have much budget. Please guide.

Current ctc- 12 lpa

like

What is online assessment test in Accenture for experience associates? How many marks do we need to get to pass it. Anyone having idea on this?

Which software will be ban in using
For me Citrix

What for your?

SO, trying to seem interested in what I do all day: “How did the big PowerPoint go?”

like
like

Hi folks,new to tax deduction... Pls help.

My yearly income (post standard deduction+ 1.5 lacs 80c investment) is 650,000. (April 21- march 22).

I will also receive 2,00,000 joining bonus this month end.

Total income: 6.5 lacs + 2 lacs

Question:
1. Will 10% taxes(as per old regime slab) be deducted on 6.5 lacs and flat 30% be deducted on joining bonus?
Or
Only 10% Tax will be deducted on 8.5 lacs(6.5 + 2 lacs jb)?

2. Need suggestion to save tax on the above numbers.

Thanks

like

Anybody from Legato who has received counter offer after resigning? To what percentage can they go?

Hi Fishes,
Cognizant is offering around 16 lpa for 2.75 YOE. Is it safe to join them as in many reviews i have read that they have hire and fire policy? Bit skeptical because of the CTC offered is on the higher range and honestly didn't expected this much.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal