Any one has rental properties in NJ ? If so on a average what’s your Cash flow?

It’s will be curious to see who is buying here, vs wondering about “no dips” later on

Anyone invest in real estate? Thinking seattle area, manhattan, SF and bay area, or miami.

What are people doing with their student loans now that interest is paused? Is it better to keep paying them off or to invest/save the money?

Hey 🐠,

I am approaching the Roth IRA income limit, and have a pre-existing Roth IRA that was not converted from a traditional account. Is there a way for me to take advantage of the backdoor Roth loophole while funneling the money into my current Roth? Or, do I have to set up a new account, convert it to Roth, and make all future contributions into that account? I’ve already asked my broker, and they have not been the least bit helpful. Thanks!

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Does anyone have a financial advisor they recommend? So far I just throw everything extra into a mutual fund but I know this isn’t the smartest way. Looking for someone who can deal with the independence restrictions and help me make smarter decisions (or just do it for me)

Has anyone diversified and invested in govt bonds? What’s the yield like? Is there a lock-in term?

New to this welcome any article or insights

Thoughts on Overstock OSTK since the holiday is around the corner at the current share price ~67?

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

People living in LCOL areas who bought a house in the last few years... What did you spend on your home, what are the bed/bath #s, and did you buy a fixer upper, turnkey home, or something in between?

Starting to home shop in a LCOL city and I'm super curious to see some numbers from others in similar types of locations. I'm originally from a bigger HCOL city so what feels "reasonable" to me is skewed, but everyone here seems to want to spend as little as possible on homes.

I am a new investor. Started with Parag Parikh and Tata MFs and LIC IPO.

1. I see that both my MFs are in red - I started investing in Jan. Should I consider adding other MFs? Should I reconsider these 2?
2. Please suggest good tax saving MFs.
3. LIC listing gains and further performance is horrible. How much of gain I can look forward to in another 5yrs?

Thanks in advance!

Offtopic:
Any WhatsApp group of stock/option traders?
Am an option seller and looking forward to connect to like minded people.

Need to urgently find a 500k job. Can't keep up with mortgages with anything less. Any advice?

Unwise to offer no appraisal contingency? Going to offer above asking price on a house with multiple bids. Realtor suggested potentially foregoing appraisal contingency to show we’re committed to closing. We have a lot of cash but wouldn’t it be a red flag if the house doesn’t appraise for the full value? How risky is it if we’re only paying 10-15k above asking? Any other considerations? Thanks!

Soon to be making 85k in LA, looking to move to a new apartment. What would you think is reasonable to spend on a 1 bedroom (not studio)?

Have 20k, what’s a good small business to start with this fund? Serious question here

Anyone here got an idea of how much they made this year? I made around $65,000. With loans around 220k, I feel like I’m ok where I’m at after 2 years out of law school. Anyone got similar stories? Reading posts about pay makes me feel impoverished.

Anybody here at Barclays Corporate Banking in NYC? Need advice and numbers..

I have a strong distrust for people who don't drink coffee. How do you guys function? Please enlighten me.

Ok VC firm names - GO! I'll start - Vandalay Capital, with a focus on import/export companies

Hi need a referral at Bank of America for data engineer profile

Test Enginner role at Zs associates (ctc 12 Lpa) or SDET role at SOTI (ctc 7.5 Lpa)? Which one is better?

What does a Senior Account Director for German market earn in Dublin?

Had a quick question about anyone’s experience with WIN fertility / Freedom Pharmacy and the medication benefit. We just got the call from Freedom and they said our first round of IVF drugs are $9,000

Anybody here who gave interview for senior business analyst role in IQVIA?

Want to negotiate salary at an AMLAW200 firm in atlanta. Not a lot of public information about what peer firms (ie, not NY lockstep firms matching cravath scale) pay. What are mid-senior level associates making in Atlanta?

Worst stories about leaving your firm to go elsewhere? How did the old firm take it

I am hearing that MBB is pausing majority of the interviews - should I be worried about my offer getting rescinded? I luckily got my offer a few months ago and received my signing bonus already.

Any here hired Hippo Movers before? Reviews look good but then one on yelp made me suspicious if they were fake

I have accepted my sexuality and found peace with the long battle of wanting to be something not what I actually am. On one side I have a lot of pressure around me being gay and trying to get a PR and get out of India, on another side I have a lot financial issues. I’m trying so hard to focus on work and to meet the expected bar for my current role. But the office politics here is toxic and always putting me down. Just wondering whether things will get better ever.

Anyone know a good reliable courier service to send documents to Asia? FedEx and DHL are such a rip off!!

Best approaches to get my partners to help with my push to partnership? Appraisal meeting coming up soon.

Looking for 3-5 year litigator, preferably with insurance or fin services experience (but not a deal breaker). IH opportunity in LA area with hybrid work arrangement, collegial environment, and good bene’s. HMU if you’d like to chat. Cheers.

I'm former Accenture (5+ yrs) and successfully made the jump to games (mobile) with a pay increase and loving it so far. Feel free to ask me anything about my journey!

Any pharma shops in Washington DC or metro area?

Unwise to offer no appraisal contingency? Going to offer above asking price on a house with multiple bids. Realtor suggested potentially foregoing appraisal contingency to show we’re committed to closing. We have a lot of cash but wouldn’t it be a red flag if the house doesn’t appraise for the full value? How risky is it if we’re only paying 10-15k above asking? Any other considerations? Thanks!

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Lots are releasing in Pflugerville ....

Will be sold out soon so jump on the opportunity now

Can one get a home loan from US financial entity after combining assets of 2 people, where 1 lives abroad with no income or credit history in US?

Just made a 38% return selling our house after 2.5 years. 🤗

I have access to $600k in interest-only (~3%) funds from parent's line of credit. Trying to optimize allocation. I'm closing on a $540k house in TX, looking to Airbnb it for $3k+ a month. With rising interest rates, I'm considering investing in another house in the Bay Area when prices drop. Wondering if I should pay the TX house in cash & take out a mortgage for the CA house, or split the $600k across both and take out 2 mortgages, or pay off the TX house and use a HELOC for the CA house. Thnx!

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

Home depot or lowes for kitchen remodel? Avoid ikea?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Is it the worst time to buy real estate because of the interest rates?

My spouse and I are buying our first house soon and we are thinking of renting out a room. Anyone who is currently doing this or has done it before? Would you recommend it or is it too much of a headache?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

Anyone buy real estate/condo in Fort Lauderdale? Looking to Airbnb and vacation there as well.

First time landlord, tenants paid rent for the first time since moving in (as in not first month/security deposit) and they paid on time! Feels so good! Looking forward to buying SFH number 2 in a year or so

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

The Mrs and I will be moving up to the Bay Area within the next year. Realistically how much should we be earning in order to afford a home out there? Everything we see listed that is even remotely close to what we’d want is $1.2-$1.3M and can’t fathom having a mortgage that high.

Can anyone confirm my understanding of a partial Section 121 Exclusion? I bought a house 8 months ago and I am unexpectedly relocating to another city for work. The house is worth about $50k more than when I bought it. My understanding is my unexpected relocation is considered a hardship which qualifies me for a prorated Section 121 exclusion. 8 months out of the required 24 (8/24) = 33%. 33% of $250k = $82.5k excludable gains. This means I should end up without a tax liability, right?

Is there any YouTube channels someone wants to recommend which are found to be authentic in terms of wanting to follow the current housing market updates? I’ll be a first time home buyer in the next 12 months.

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home