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I got offers from Tata Consultancy - 18 fixed+4.3 VP
Birlasoft - 25L agreed on initial call. HR round pending.
Tech:Mainframe, YOE: 11.5
15 days notice left.
TCS asking for joining confirmation within 3 days.
Is it worth rejecting TCS, for 10% more package from birlasoft.
TCS better on:
Health insurance
More Yearly leaves
No relocation
No shifts
Birlasoft better on:
More package
May get joining bonus.
Help me decide which one to choose?
If any other factors to consider?
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It's just a place to hold your cash while you decide on where to invest it.
SPAXX is a money market fund
It's goes into the core by default whenever you bring money in or sell an investment.
Rising Star
It's your default position. So your cash when you deposit money or sell something. I use SPAXX since it is a higher rate and just as safe, if not safer. It's just a money market fund.
SPAXX is a money market fund from Fidelity that provides liquidity and security and is often used to temporarily store cash in a brokerage account. Its main benefits are relatively high interest returns and flexible access to funds. In contrast, FCASH is Fidelity's cash management function that provides simpler cash storage, but may have lower interest rates. SPAXX is generally suitable for investors who want to maintain liquidity while earning some interest.
I went with SPAXX. Rarely do I leave money in that for long.
Time in Market > Timing the Market