Over extended myself. Debating on waiting a bit more for VTSAX to come back where I’ll be breaking even and taking my cash back out and averaging back in. Got in at $83 for 16.5k and feel like I missed the boat (time in market vs. timing lol). Put an additional 1k (DCA) in at $71 split 50/50 between brokerage and Roth IRA. Want to get at least my initial 10k out of brokerage. OR I could continue to average in but instead at my floor. So if we are above $83 I will put in HYS. Thoughts?

PPEDs: Just found out that a Partner, who was promoted in 2017, was fired. IDK the circumstances. What can they expect to walk away with besides 401k & normal pension plan?

Recently closed on a purchase between a land owner group and a NY based builder for 500 lots of of Florida.

We have similar buyers lined and looking for land owners leads.

Any real estate agent/attorneys with leads for land owners and/or builders please feel free to DM.

Hi Fishes, I have one question for you.

What are avg 2 sharing PG rents in Bengaluru?

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Does anybody know what I can submit turbo tax reimbursement under? Didn’t realize until this year it was reimbursable

Best way to store coins? Best wallet to use?

Do you suggest booking profits now (even if they are less) to reduce the risk profile, given that market is moving sideways and bubble might finally burst 😬

Recommendations for tax filing in Chicago downtown?

Any recommendations on anything apart from coinbase to buy BTC in usd? I am unable to find any platform using it. Please let me know if you guys are aware of any cheaper alternative. Want to try altcoins but looks most need BTC which in the end can only buy on coinbase. It takes higher fees and time for buying.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Anyone knows what’s the best way to look up VC investment roadmap for maybe health tech or software focused VC firms?

Adverse selection is a huge issue in trading. You never have perfect information and your decision won’t be perfect for the outcome. This usually means you’re too small in winners and too large in losers.

As markets crash we’re seeing something similar. People are ignoring bad outcomes when they should be working that much harder to protect previous gains and find new ideas. Lower traffic in this thread is a symptom of this phenomenon. Don’t quit just as the value of incremental effort ramps.

Dear All,
I am seeking suggestion, Recently started fishing business.
Presently nothing is on paper and it done same as farming… catching and selling locally in market, We have also employed 26 people to work on trawler for fishing.
Is there any way to register firm to take some investments from market/banks

Will I be overpaying, if I get a 2017 Lexus RX350 AWD with 49.5 K miles on it for 32K out of door from a dealership near me? This is my first time buying a used car and also anything outside of a Honda. All insights are appreciated.

Does this sound right? I'm filo g taxes on H&R. I did standard deduction. I worked in 5 states and each state is making me pay roughly 2.5k on standard deductions (one of them being NY )

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Any thoughts on the best certifications to get in order to help move forward? I have considered the CCP from World at Work, but it’s fairly pricey to get by the time you wrap up everything. I was looking at both SHRM-CP and SPHR. Everyone that I have spoken to has the SHRM, but that’s also only looking at individuals in a small geographic footprint and within 3-4 different companies. I was hoping to get some thoughts on this from others? Thanks

Hi Fishes,
Need some advice. I have 1.2 years of experience. My work is writing sql queries and writing stored procedures based on client requirements. What are the career options i need to choose. I want change immediately. Please guide me

How’s Apple’s Genius Admin role?

Guys, any views on Ctrls Datacenters Limited.

What is the job security, growth, work culture, wlb etc.

TIA

Hi everyone Today is my tcs doj and I got a mail from my onboarding manager that your doj is postponed please connect with your recruiter.
What might be the reasons.

What types of questions/polls/posts do you want to see/discuss?

Based in the UAE but traveling a lot to KSA. I need more data than my UAE roaming amount. Any recommendation on eSims bundles in KSA with lots of data? (20-30gb)

If Somebody looking for job as Junior Visual Designer(Min 2 YOE) or Senior Visual Designer(Min 5 YOE), DM me..

Do you have to return a sign on bonus if you leave after a year? Never had one before, so I am not sure.

Does anyone know of a brand (or agency) hiring director level employees in the influencer space (health and wellness brands preferred?) bonus karma points if it’s one you would truly recommend joining! thank you!

Hello,

I cleared all round at APISERO and received confirmation mail on 24th Dec,2021 communicating they will call for HR discussion in 8-10days. It's been 18days now and I tried to reach the SPOC but she isn't responding to the phone calls.

Is there any hiring freeze going on at APISERO?

Please give 11likes for DM enablement. :)

Hi, Apisero has offered 11LPA; can anybody tell me what my in-hand salary would be on a monthly basis?

Hi Guys,
I am joining as QA in Apisero.
How is the work life balance?
How will they do the BGV?
Pls help me with the above questions.

Silly question but, how did you make close friends when you first moved to Miami? Feeling like a fish out of water, from Texas.

Everyone in my firm try so hard to be politically correct😍feel so included.

Where were you and what were you doing when the planes hit on 9/11?

How is PwC AC Data Analytics wing @Bangalore in terms of growth, projects, learning and wlb. Anyone ? TIA

Hi! I’m looking into pivoting my career as more “brand” specialist/ manager. What skill sets would you find crucial to know ? Any advice on tips to learn/ gain experience? Thank you!

Hi, what is diff between EPAM anywhere and EPAM systems.?

is it safer to join EPAM Anywhere considering recession@?

Does anyone do short term investing in the stock market (short term meaning 1day - 2 week trades) if so, what has been your best tool for research? Have you found this strategy to be worth it?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

I don't have car experience but I'm going to buy my first car (used 2018). I don't have a mechanic to help test the car. Is it safe enough if I buy from a dealer with points inspection + low milage (< 30k km)+ clean carfax + contactless delivery? I have funds available to pay in full.

Is stock market surging tomorrow?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Does anyone put money into CDs anymore?

180k base in CA: Is 1500/month net saving goal too aggressive?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Anyone know of a swing trading service? Looking to pay for calls/puts direction over weeks- not day trading

How do people feel about Tesla ? Buy ?

Stock market is like life, full of ups and downs.
In the hope of market going down maybe not to the March lows but close enough for me to buy.

Starting to think it’s all a scam. Everyone knew tomorrow would be a bad day for the market... and bam... Gilead announces. = rally tomorrow!!! Ride the waves, my friends 🤣 THOUGHTS???

As a US resident, (how) can you buy stocks on international exchanges (like Hong Kong, Bombay)?

Rate my portfolio.
45% VTI
30% QQQ
5% GBTC
Leaves me with 20% left to invest what should I invest in. I am young and can be risky.

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

How do folks feel about I bonds right now? They’re earning 9+% at the moment.

Thoughts on Jumia stock?

Recommendations for a Roth IRA?