Parents want to gift me my childhood home in Highland Park, as they are retiring to CO. I told them to sell it instead as I don’t want the burden of maintaining a huge house. Am I ungrateful?

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

If I max out my 401k before the end of the year, I am still eligible for employer matching?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Have any of you considered FIRE? I'm sure some of the partners are young and rich enough to retire. So why not say screw working until 60 and to hell with the pension? Travel the world and live life while I can?

I have a fantastic mortgage at Wells. Amazing rates! Message me if you want an intro.

Google stock to buy now or after the split?

If I currently have significant unrealized losses in my Traditional IRA (mostly funded with pretax $), would I be able to use these unrealized losses to offset the tax bill that will be generated after moving my investments from my Traditional IRA to a Roth IRA (i.e., backdoor Roth IRA)? TIA

Hi team ,

I have started working from jul2019 and I have filed my tax return for 2020 and 2021 tax years.


However I note that there was withholding of some amount in 2017-2018 and 2019 tax years ( withholding from comission received from insurance commission from lic and United india)

I have not filed 2017, 2018, 2019 return as my total income was less than threshold

Is it possible to file return for 2017 , 2018, 2019( all r in refund) now without paying any penalty?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Do any of you participate in employee stock purchase program? I’m at an IPG firm FWIW.

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Newb question: I’ve heard a lot about never selling your BTC and borrowing against it. I like the idea considering I don’t have much. How exactly would that work?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Hi fishes, do qualifications like B.E, BCA or BSC decide the CTC?

Hi capgemini folks,
I have joined capgemini recently and till now can't find accommodation as per my requirement in Airoli. So can i stay at Capgemini's guest house for a few months? Anyone knows anything about that?

Does anyone know the salary/TC ranges for data scientists at C3.ai? I have an offer likely coming in this week for a senior data scientist in Washington DC and was curious about what to expect at this stage. Thanks in advance for the help!

Some Business Intelligence/Analyst roles are very data heavy. I wonder why these roles do not have the term “data” in them, and wonder if it’s to keep the salary lower than it should be. I have colleagues doing intense data science tasks as BI Analysts, and can’t help but feel indignant on their behalf because when hearing their job title, one would underestimate their technical ability.

Started at a big firm in July with high hopes- in the career path I wanted and I would be joining with other new grads.
After onboarding, it’s as if my team forgets about us every day. The training is non existent, there doesn’t seem to be any initiative to invest in new hires, my manager scolds me for not knowing enough yet gives no direction. I don’t want to waste time (colleagues mentioned it doesn’t get much better from here). Do I embrace the suck or look for other opportunities?

Has anyone found the AWS Cloud Practitioner Certification to be helpful for people in non-technical roles? Any experience in how potential employers view this cert would be greatly appreciated!

Does anyone know anything about Washington Business Dynamics (WBD)? How do they compare to other consulting firms? Are they a good way to break into the industry?

I’m hiring Systems Administrator II and Systems Engineers in Illinois and Colorado. I’d love any candidate referrals you have if you know someone who is on the job market!

Fried Frank reached out to me about an open senior real estate paralegal position they have in NY, and at first I wasn’t looking to move from my current firm, but then we talked salary (a nearly 50% raise) and now I’m willing to listen a little bit more. What are people’s thoughts on Fried Franks Real Estate team in NY?

Do people read Glassdoor reviews? I should have before starting here 🤦🏽‍♂️

ARK blasting off. Where’s our buddy Lane for a quick analysis?

Anyone looking to case in the next few days?

Does anyone’s practice also include patent lit? I’m thinking of switching from prosecution to litigation (my firm has separate lit and pros practice groups). If you practice patent lit, is there anything that you dislike about it/anything you wish you would have known earlier?

Does anyone have a recommendation for a stylist in NYC. I would like to group my clothes into outfits for specific seasons so I only have one season in my closet at a time. Assistance would be greatly appreciated!

Why do firms not use vested stock options as incentive in earlier stages of career?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Looking to get into some volunteer work - any ideas for a good cause in the area?

Where’s everyone spending their Labor Day weekend?

Does anyone know what vaccinations are looking like? Where to get them and when they’ll be available?

Has the overturning of Roe v. Wade significantly impacted anyone's relationships? I lost two friends who were pro-life and on the verge of losing another. Wondering if I'm being too rigid in my perspective or if this is normal in Texas

Any Dallas 🐠 looking for a room to rent? Bought a townhome in the Las Colinas/Valley Ranch area and looking to rent out the room & private bath on the bottom floor for $900 plus utilities. 28M 🐠

Looking for a lawyer for get prenup done. Any recommendations will be helpful

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

Do you consider Dallas to be "conservative"?

Buying an eletric car. Anyone know a good electrician to install level 2 charger at home garage. In Plano.

Can’t wait to move to Dallas area. Flower Mound is likely our first choice. Getting out of Chicago for better schools without dominant unions, low taxes, and better public safety

What's your favorite fine dining experience in Dallas and why?

Hi new to dfw area looking to buy a house. How’s the commute downtown from Frisco/McKinney area?

Anyone looking to join a rapid growth boutique strategy firm with great culture, great clients, and great compensation? Our Dallas office is looking for an experienced Manager with ~8 years of experience. I joined about 3 yrs ago after a decade in B4 and couldn’t be happier in terms of comp, WLB, and professional growth. DM me if interested

There was interest on another thread to get folks in Dallas networking and connected post COVID. I setup a WhatsApp group if you’re interested in connecting. See thread

New to Dallas - recs for a GP/physician? I’m in UP so downtown to Addison, tollway to 75’ish preferred.

Hey Dallas 🐠, is PepsiCo a good company to work for? Received 200k offer (TC) for a senior manager position. Would need to move from Seattle.

Any good dermatologist recommendations in the Frisco area

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

Moving To Dallas this summer and will likely be looking to live/buy in suburbs. Any recommendations where to look?! Want to be central to everything and access to nature, in 300-400k range

Hey Dallas folks!

I want to get to know the local private companies. I worked at a private company with 2-3k employees before my MBA. They had an amazing culture, but limited progression opportunities. I'm thinking about looking for a smaller company (couple hundred to couple thousand employees) in the Dallas area and looking to find an amazing culture.

Anyone have recommendations on companies with great cultures in the Dallas/north of Dallas areas? (I live in the Plano/Allen/Mckinney area)